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Author Insuring modified car after a driving ban...Who with??
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
28th Aug 08 at 10:58   View User's Profile U2U Member Reply With Quote
As above.I know it gets asked every single day but my question is a bit different to the norm

Got banned for 6 mth on the totting up act and now my ban is up and my application for my licence has been proccesed so i can legally drive now.But last night my GF tried to put me on her policy but they said they cant insure me because of the ban.She with Endsleigh and her insurance is for a 2.0 XE corsa.
My code will be TT99.

So who is best to go with to declare points on a modified car??
I cant try "confused" as it always comes back no results as soon as u tell them its modified.

So who else is good and is there any of u guys been in the same situation??
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
28th Aug 08 at 11:01   View User's Profile U2U Member Reply With Quote
Adrian flux
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
28th Aug 08 at 11:02   View User's Profile U2U Member Reply With Quote
BTW- http://www.corsasport.co.uk/board/viewthread.php?tid=79847

Become premium and get upto 15% off with adrian flux
Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
28th Aug 08 at 11:06   View User's Profile U2U Member Reply With Quote
I'd say your onto plums, And hwen you do find insurqance it will be sillly silly money.

But, Life goes on mate.
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
28th Aug 08 at 11:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Timbaland
I'd say your onto plums, And hwen you do find insurqance it will be sillly silly money.

But, Life goes on mate.


Well ive just done a quick search for a standard corsa sport 1.4 16v and it was under £600.
Now when she had it in her own name without the 2.0 in it she was paying more than that.When we done the conversion it went up to unde £800 a month,so tbh i dont think its gonna be too bad.

Remember i am 24 with 1 yr ncb aswell.
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
28th Aug 08 at 12:04   View User's Profile U2U Member Reply With Quote
Well after i done my quotes on Moneysupermarket i was called up by MyQuote who got a quote of £4500 everything declared.That put the shits up me but not to worry as he put me thro to some1 else who ran some details then put me onto Adrian Flux who then quoted me £962 which is a good bit better.
Just waiting for a call back from the 2nd guy then hes gonna put me thro to Premium Choice,Sky Insurance and then Herts to see if any of them can beat it.

So no as bad as i thought it was gonna be.
K2NY-G
Member
Registered: 6th Feb 08
Location: Fife, Scotland
User status: Offline
28th Aug 08 at 12:07   View User's Profile U2U Member Reply With Quote
nik you will get a discount with sky insurance, check kdy cruise
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
28th Aug 08 at 12:26   View User's Profile U2U Member Reply With Quote
Its getting better and better.
The above qoute was TPFT,just had a call from another brokers who said they can beat that price AF gave me and they also said it would be fully comp too.
Baskey
Member
Registered: 31st May 06
User status: Offline
28th Aug 08 at 12:46   View User's Profile U2U Member Reply With Quote
getting banned for totting up wont effect it to much (if its a tt99) plus your 24

I had 9 points come of my liscene and the difference without them was about £100 cheaper

where you live plays a much bigger factor than points (within reason)



[Edited on 28-08-2008 by Baskey]
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
28th Aug 08 at 12:48   View User's Profile U2U Member Reply With Quote
I also have 2 convictions tho as to why i got banned(tt99).
WATSON
Member
Registered: 16th Jun 05
Location: Fife, Scotland
User status: Offline
28th Aug 08 at 12:53   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by K2NY-G
nik you will get a discount with sky insurance, check kdy cruise


Just what i was about to say
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
28th Aug 08 at 13:40   View User's Profile U2U Member Reply With Quote
Was just put thro to Sky Insurnace and they are over £2k.
Everybody that calls me asks what my best quote was and if it was with Adrian Flux,then at the end they say they knew they cudnt beat them for modified cars.

[Edited on 28-08-2008 by Corsa_Sport21]
Gareth
Member
Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
User status: Offline
28th Aug 08 at 17:51   View User's Profile U2U Member Reply With Quote
buy max power/fast car and try all the adverts in the back.

 
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