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Author driving without insurance?
12vMatt
Member

Registered: 28th Oct 06
Location: Sunderland
User status: Offline
13th Aug 08 at 16:59   View User's Profile U2U Member Reply With Quote

Unless your mate had insured the car then you had no insurance. quinn cover you on other vehicles with the owners permission AND the have insurance on the car.

chances are youll go to court and get bummed
John
Member

Registered: 30th Jun 03
User status: Offline
13th Aug 08 at 16:59   View User's Profile U2U Member Reply With Quote

Blebo in that case it would be the owner of the car that would be liable, not the driver in this case.
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
13th Aug 08 at 17:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Robbo
If it had no MOT it should have been trailered from one destination to the other. No MOT = invalid insurance, are people not understandign this?!
correct unless you are driving to the test centre iirc
blebo
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Registered: 18th Apr 02
User status: Offline
13th Aug 08 at 17:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Doldy
If you would have stopped, or carried on as normal, you would be ok as they would have made you get an MOT as you were taking it to get it prepped for the mot......



Wrong...must be to a pre booked appointment, coveying to your house dosent count unless you are drriving from the mot center imediatly after the test.

He states in his post that it failed "recently" which would suggest otherwise
blebo
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Registered: 18th Apr 02
User status: Offline
13th Aug 08 at 17:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Blebo in that case it would be the owner of the car that would be liable, not the driver in this case.


The owner would be liable for cause of permit, the driver however commited the offence
Robbo
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Registered: 6th Aug 02
Location: London
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13th Aug 08 at 17:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_tomtom
quote:
Originally posted by Robbo
If it had no MOT it should have been trailered from one destination to the other. No MOT = invalid insurance, are people not understandign this?!
correct unless you are driving to the test centre iirc
Even then i think its a tricky area?
John
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Registered: 30th Jun 03
User status: Offline
13th Aug 08 at 17:01   View User's Profile U2U Member Reply With Quote

The driver wouldn't have commited the offence of having it on a public road with no insurance, thats the owners fault.

The driver was driving it with no insurance seperate to that.
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
13th Aug 08 at 17:02   View User's Profile U2U Member Reply With Quote

Should be trailered imo robbo

[Edited on 13-08-2008 by corsa_tomtom]
John
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Registered: 30th Jun 03
User status: Offline
13th Aug 08 at 17:03   View User's Profile U2U Member Reply With Quote

There's clearly more to the story same as there always is with these 18 year olds that are going to court for nothing.
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
13th Aug 08 at 17:03   View User's Profile U2U Member Reply With Quote

So was the car in question actually insured by the owner?
Robbo
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Registered: 6th Aug 02
Location: London
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13th Aug 08 at 17:03   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
There's clearly more to the story same as there always is with these 18 year olds that are going to court for nothing.
Yup!
LeeM
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Registered: 26th Sep 05
Location: Liverpool
User status: Offline
13th Aug 08 at 20:04   View User's Profile U2U Member Reply With Quote

having no mot wont imediatley void your insurance, however you'll find indemnity issues in the case of an accident.
also unless the vehicle was insured by itsowner then you werent covered by your quinn policy

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