ppryor
Member
Registered: 26th Jul 08
User status: Offline
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hi my names pete im 18 and ive got 2 yrs no clams with direct line ive been driving for 1 yr and direct line has given me 1 extra yr no clam as a bonus
i first got in insured for 1800 1 yr ago on my dads on a 1.0 litre corsa sting r reg and i want to renew it and go 4 a 1.4 later on
my new quote is 1200 but why is so dear i also have 3 point which sux can you help me get it cheaper
cheers
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Sounds about right,
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ppryor
Member
Registered: 26th Jul 08
User status: Offline
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quote:
Originally posted by pow
Sounds about right,
so you think thats rite but everyone i no has cheeper
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John
Member
Registered: 30th Jun 03
User status: Offline
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Get insured with who they are then.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I do think thats right yes, I paid £1800 for my first year, FC on a 1.2 16v GLS AC, then with 1 years NCB £1300 on a TDi Ibiza Sport. Then after crash, one year on again with one year NCB I pay £1071 for another Ibiza TDi sport.
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ppryor
Member
Registered: 26th Jul 08
User status: Offline
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quote:
Originally posted by pow
I do think thats right yes, I paid £1800 for my first year, FC on a 1.2 16v GLS AC, then with 1 years NCB £1300 on a TDi Ibiza Sport. Then after crash, one year on again with one year NCB I pay £1071 for another Ibiza TDi sport.
but im paying 1300 for a 1 litre thats mad
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I also have IAM and have always had a clean licence.
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ppryor
Member
Registered: 26th Jul 08
User status: Offline
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quote:
Originally posted by pow
I also have IAM and have always had a clean licence.
if i wanna get insured on a 1.4 im paying 1300 and 129ish monthly what do you think it will be month on that
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Gareth F
Member
Registered: 16th Jan 08
Location: Location Location
User status: Offline
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I was paying £1069 TPFT on a 1.2 corsa at 19, now 22 im paying £680 FC 10 month bonus accelerator with 3 years no claims with no points. So i think you being charged that much is fair especially as you have 3 points (thats where they rape your bank account)
As soon as you get 3 points at a young age most insurance companies will add about £300 - £400 ontop of what they would normally charge you.
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ppryor
Member
Registered: 26th Jul 08
User status: Offline
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cheers mate what extra would i have to pay 4 a 1.4 im paying 1300 atm 4 a 1.0 sting 129 a month
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John
Member
Registered: 30th Jun 03
User status: Offline
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Phone up the insurance and ask, how would we know how much it'll cost you?
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Gareth F
Member
Registered: 16th Jan 08
Location: Location Location
User status: Offline
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CS Insurance - Just wire me the monies and my uncle in Jamaca will insure you.
[Edited on 06-08-2008 by munk3yrac3r]
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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try churchill especially if car is not modded.
paid 1500 first year on 1.3 Hyundai accent and this year (18yrs old.1ncb, clean licence) on 1.0 corsa its 570 quid.
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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quote:
Originally posted by ppryor
hi my names pete im 18 and ive got 2 yrs no clams with direct line ive been driving for 1 yr and direct line has given me 1 extra yr no clam as a bonus
i first got in insured for 1800 1 yr ago on my dads on a 1.0 litre corsa sting r reg and i want to renew it and go 4 a 1.4 later on
my new quote is 1200 but why is so dear i also have 3 point which sux can you help me get it cheaper
cheers
I paid £1200 when I was 18 with Direct Line. 1 year NCB, but higher group car. That's on my own, but with no points at the time.
Try a higher excess, turning off some of the extras etc.
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John
Member
Registered: 30th Jun 03
User status: Offline
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There are about a million variables.
It may be your postcode.
Mate of mine, same age, driving experience etc etc was getting quotes sometimes double what I was.
Both of us thought his postcode would have been better than mine but when we swapped them about thats what was causing the problem.
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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its dependant on Post code / Security/ Car... All of your mates dont have the same details.
You obviously dont know how to play the Insurance "game" so just pay up. Your lucky people havent kicked off about the legalitys of you using your dad for cheap insurance 
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John
Member
Registered: 30th Jun 03
User status: Offline
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I don't care about people using their parents tbh.
They'll either be lucky and get away with it and pay later on or they'll crash, lose the no claims, make both them and their dad put down they've had a claim for the next 3 years then have to pay more at the end anyway.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by ppryor
but im paying 1300 for a 1 litre thats mad
Same, and it's the cheapest quote I got. It's just the way it goes with points/no NCB.
If you want to find out how much it will be, then ring them or try their site for a quote with the extra no claims etc added on. We aren't all insurance guru's and as said, there are millions of variables.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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