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Author mums
Superlite Ltd.
Member

Registered: 9th Jan 07
User status: Offline
   27th Jun 08 at 20:04   View User's Profile U2U Member Reply With Quote

Long short story sideways...

Had a phone call from dept collectors saying i owed Elephant insurance money. She said she has sent a letter all about it, but was phoning to have a word. I explained that i have proof (a certificate from another insurer) that i don't owe the money. She said fair enough, stick that in the post and we'll sort it out.

My mum who is ill and has very little money opened the letter from dept collectors, worried and put a cheque in the post to them. She has just told me and i explained that its sorted and i don't owe the money

Now she says "will they give it back? "
richardworrall
Premium Member

Registered: 20th Sep 05
Location: Derby
User status: Offline
27th Jun 08 at 20:05   View Garage View User's Profile U2U Member Reply With Quote

cancel the cheque with her bank
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
27th Jun 08 at 20:05   View User's Profile U2U Member Reply With Quote

Cancel the cheque - or has it been cashed?
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
User status: Offline
27th Jun 08 at 20:06   View User's Profile U2U Member Reply With Quote



Can you cancel the cheque? or has it been banked?

get in touch with debt collectors and explain the situation? using the dates on the cheque/cert as proof?
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
27th Jun 08 at 20:09   View User's Profile U2U Member Reply With Quote

Let me the first to say you should cancel the cheque
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
User status: Offline
27th Jun 08 at 20:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt H
Let me the first to say you should cancel the cheque


in my defence, i was going to post it in the same thread in GC then it got trashed.

and when i started typing in this one there were 0 replies
calidus
Member

Registered: 27th Oct 02
Location: Lincoln
User status: Offline
27th Jun 08 at 20:23   View User's Profile U2U Member Reply With Quote

if you have the cheque number you can sometimes cancel it for a fee of around 10er if it hasnt cleared
Superlite Ltd.
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Registered: 9th Jan 07
User status: Offline
27th Jun 08 at 21:08   View User's Profile U2U Member Reply With Quote

Good thinking, probably not been cashed yet
Fonz
Premium Member

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Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
28th Jun 08 at 08:38   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by calidus
if you have the cheque number you can sometimes cancel it for a fee of around 10er if it hasnt cleared


thats a loads of bollocks!

i can cancel cheques online for nothing except alot of mouse clicks!
Mike
Organiser: North West and North Wales
Premium Member


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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
28th Jun 08 at 12:48   View Garage View User's Profile U2U Member Reply With Quote

This thread has disappointed me
Colin
Member

Registered: 4th Apr 02
User status: Offline
28th Jun 08 at 12:52   View User's Profile U2U Member Reply With Quote

Phone the bank, cancel the cheque & give your mum a slap for reading your mail & going behind your back!

 
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