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Author Adrian Flux Policy
strick206
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Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
25th May 08 at 12:41   View User's Profile U2U Member Reply With Quote

As a few will know i am looking to change my car, and have contacted adrian flux as that is who my policy is with, they gave me a quote but i have found a message on my answering machine saying they quoted in error now

On my policy at the minute is my car with the modifications declared, and i want to change to a standard clio 197, now that insurance company through adrian flux will quote me 1600 for the year, meaning i have to pay an additional 400 for the remaining term of the policy

The message i got was that they cannot do this now, and i will have to start a whole new policy, because my current car is modified and the one i want to change to is standard, so they won't do it

Struggling to see the sense in that tbh, anyone got any ideas?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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25th May 08 at 13:40   View Garage View User's Profile U2U Member Reply With Quote

They're probably changing underwriter. Flux don't provide insurance, just arrange it. So if your quote was more competitive with another company via them they would need to start a new policy.

How long do you have to run? Would be worth holding on if it means accruing more bonus.
strick206
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Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
25th May 08 at 13:46   View User's Profile U2U Member Reply With Quote

My renewal is 5th November

They told me the policy was with the same underwriter, as they said they could search using the other underwriters to get me a better price, but that would mean starting again

Now they are saying i would need to start a fresh policy under the current underwriter which doesnt make sense to me, because if they can quote me using that underwriter, surely they can transfer the car over
Ian
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Registered: 28th Aug 99
Location: Liverpool
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25th May 08 at 13:55   View Garage View User's Profile U2U Member Reply With Quote

You would think so.
Toby
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Registered: 29th Nov 05
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25th May 08 at 14:32   View Garage View User's Profile U2U Member Reply With Quote

cant you say the cli is modified also
Mobby
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Registered: 31st Dec 07
Location: Leicestershire
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25th May 08 at 14:34   View User's Profile U2U Member Reply With Quote

yeh youll probally get alloys anyway
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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25th May 08 at 15:24   View User's Profile U2U Member Reply With Quote

its probably the performance hike. i remember doing this for two cars in the past... i wanted to go from a 206 GTi to Zetec-S Turbo (even though the turbo is obviously added on as a modification) they said its okay cause the power was roughly the same

whereas, a few months later i tried the same moving to an impreza they said no chance my current insurer wouldnt touch me as the car was too powerful...
tom_simes
Show Staff
Organiser: South Wales
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Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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25th May 08 at 15:40   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mobby
yeh youll probally get alloys anyway

The Clio 197 comes with alloys as standard, so I wouldn't change them.
_Allan_
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Registered: 24th Mar 04
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25th May 08 at 15:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by tom_simes
quote:
Originally posted by mobby
yeh youll probally get alloys anyway

The Clio 197 comes with alloys as standard, so I wouldn't change them.


I think he meant other alloys
jacko198
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Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
25th May 08 at 16:12   View User's Profile U2U Member Reply With Quote

Adrian flux are shocking!
On the 12th may, i went to buy a corsa sport, so my mum rang up and got me insured on it, It cost £900 tptat which was a good price, so we decided on that!

A week later, we got all the paper work through, and acording to them: -
I had been driving 0 years
I had 0 NCB
and i had owned the car since 2006



When in reality: -
I had been driving a year
Had a years no claims
And bought the car on the day we got covered

So i thought, ok ill ring up and ask them to change it, they wont mind

Ermm, no. They said i would have to pay an extra £150 because they thought i had owned the car since 2006, and had experience driving it (with 0 years driving or NCB)
To which we told them, that they had the information wrong

They decided to blame us for the mistake, by telling them the wrong info. And the only way we could prove it was if the supervisor got the tape.
Eventualy a week later, and lots of chasing up, he gets the tape, and finds out that they were wrong

Still makes us pay £150 more!

Bubye adrian flux


Sorry about essay!!

Kenzie
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Registered: 16th Sep 07
Location: Burnley
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25th May 08 at 17:32   View User's Profile U2U Member Reply With Quote

what an absolute ballache! Messers.
strick206
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Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
25th May 08 at 17:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by kz
its probably the performance hike. i remember doing this for two cars in the past... i wanted to go from a 206 GTi to Zetec-S Turbo (even though the turbo is obviously added on as a modification) they said its okay cause the power was roughly the same

whereas, a few months later i tried the same moving to an impreza they said no chance my current insurer wouldnt touch me as the car was too powerful...


I would have thought it could be that, but no that's fine, it's the fact that my current car is modified on my policy and i'm changing to a car which is standard

TBH i don't really think the woman knew what she was doing, so has messed me around now, and it's unlikely that they are open bank holidays to try and sort the problem so i can put a deposit down on the car
strick206
Member

Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
25th May 08 at 17:38   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mobby
yeh youll probally get alloys anyway


Nothing will be changing on a R27 mate, pretty much perfect as they are
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
25th May 08 at 18:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by strick206
quote:
Originally posted by mobby
yeh youll probally get alloys anyway


Nothing will be changing on a R27 mate, pretty much perfect as they are


ooo... theyre lovely

shame you can get em new anymore

 
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