sumner2k3
Member
Registered: 12th Jan 06
Location: South Wales Drives: Clio 172
User status: Offline
|
just applied for finance on my new car.. will be finding out tomorrow weather i am able to get it or not and can also pick it up tomorrow if the finance goes thro
oh yeh, its a civic type r 52 plate.. satin silver.
dont have any pics, forgot to take some but i will post some up tomorrow if i get it 
|
Ash_EP3
Member
Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
|
Nice are you looking forward to the VTEC kicking in yo!?
|
Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
|
Nice car at 19 
Marcy Marc 
White Sport Progress Thread
|
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
|
I drove my ex's about for a few weeks last year, very nice car.
|
Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
|
They are seriously not worth it on finance imo! however its your choice so im sure your happy, thats all that matters
|
sumner2k3
Member
Registered: 12th Jan 06
Location: South Wales Drives: Clio 172
User status: Offline
|
finance hasnt been accepted yet.. should fine out tomorrow weather i can have it or not.. then its a case of selling my corsa to pay for the insurance
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
car finance?
you'd be better getting a loan from a bank or something
|
sumner2k3
Member
Registered: 12th Jan 06
Location: South Wales Drives: Clio 172
User status: Offline
|
whys that mate?
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
expensive, plus the car wont be yours to sell until youve paid off all the finance
|
Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
|
What Steve said, if you can't pay it outright get it as a loan from the bank, that way it's not tied to the car.
|
corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
|
you can sell a car on finance. Easiest way to do it is for the buyer to pay the settlement on the car and give the difference in price to the seller.
If you get a loan and sell it before youve paid it off, maybe you get into financial trouble and dont have enough too pay off the loan, you could end up still paying for it each month even though you no longer have the car!!!!
With car finance, once you have paid half of the total amount payable and you get into financial difficulty, you can hand the car back to the finance company....
That said, some bank loan rates are lower but that all depends on your credit history and the honesty of the dealer you buy the car from.
|
Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
|
first had a go in one last week, quite impressed, very crisp power
|
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
|
mate looking into 10k for an impreza, even carcraft were cheaper on finance than his bank
|
orangio
Member
Registered: 6th Jun 06
Location: Warrington, Cheshire
User status: Offline
|
quote:
Originally posted by Steve
car finance?
you'd be better getting a loan from a bank or something
do you know what rates you can get at some garages
|
corsa - gus
Member
Registered: 8th Jan 07
Location: Aberdeen, Scotland
User status: Offline
|
i got a very competitive rate of finance on my ibiza, it worked out substantially cheaper than a loan from the bank.
|
sumner2k3
Member
Registered: 12th Jan 06
Location: South Wales Drives: Clio 172
User status: Offline
|
Finance has been accepted 
i can pick the car up tomorrow or thursday, just need my mother to sign as a garantor and its mine
|
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
|
as said, you can get better finance deals than bank loans sometimes.
i got 4.5% on mine, bank loan would be much more.
|
ryan_fowler1985
Member
Registered: 27th Jul 05
Location: Trevethin, Torfaen
User status: Offline
|
nice choice drove one of these last week my mate bought, nice comfy car and quick aswell
|
corsaaa_16v
Member
Registered: 8th Feb 06
User status: Offline
|
as above, cant understand people who say car finance is rubbish, get a loan.
obviously depends at what rate the garge is doing the fiannce at. many companies subsidise rates to keep numbers up so isnt difficult to find a dealer doing finance under 5% which is impossible to get from a bank with rates as they are.
having worked at a dealership for 12 months, from experience, finance is easier than a loan to get accepted on when your young, and a lot of banks will increase the rate if you are a young person as you dont have much credit history and therefore are a bigger risk.
|
corsaaa_16v
Member
Registered: 8th Feb 06
User status: Offline
|
PS good choice with the type r mate 
|
