david2409
Member
Registered: 18th Aug 07
User status: Offline
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Have i just been lucky or not ??
My car has had full re spray, flushed boot, resesed bumper, 17s, straight through exhaust, induction kit, lowered, interior all been played around with, had all my bonnet done windows the lot!
Had a accident what was NOT my fault and it hasnt been declared and they took my car for few quotes then its been taken to the body shop to be all repaired i havnt had any queries about the mods and thats all gone through insurance aswel no questions about it
Have i just got away with this or something ??
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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yes
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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Your car clearly looks nothing like a standard car, so what is the point having insurance for a standard car? might as well get it out on a chiquicento for lower insurance group 
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Roffo
Member
Registered: 17th Feb 07
Location: Weymouth
User status: Offline
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who are you with?
thats very lucky. i suppose they didnt check the policy, and assumed it was declared or something!
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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You were lucky, until they happen to come across this
Marcy Marc 
White Sport Progress Thread
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Roffo
Member
Registered: 17th Feb 07
Location: Weymouth
User status: Offline
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delete
or forward it on 
[Edited on 04-02-2008 by Roffo]
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16V_1600
Member
Registered: 7th Oct 07
User status: Offline
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You did all that to the car and didn't declare it to the insurance?
You've been extremely lucky. That is on the same level of:
"Corsa 2.0 XE for sale, registered as a 1.2 for cheap insurance!" 
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GT190
Member
Registered: 6th Dec 07
Location: Greater London
User status: Offline
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you only got away with it becuase someone crashed into you.
if it was your fault, insurance would have laughed at you mate.
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GT190
Member
Registered: 6th Dec 07
Location: Greater London
User status: Offline
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also, how could it not be lucky?
having an induction kit alone and not being caught is lucky.
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david2409
Member
Registered: 18th Aug 07
User status: Offline
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quote:
Originally posted by Roffo
who are you with?
thats very lucky. i suppose they didnt check the policy, and assumed it was declared or something!
Im with screen trade - Devitt insurance group
and thanks for all the feed back!
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Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
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These posts piss me off 
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david2409
Member
Registered: 18th Aug 07
User status: Offline
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quote:
Originally posted by Monster
These posts piss me off
why piss you off???
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Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
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quote:
Originally posted by david2409
quote:
Originally posted by Monster
These posts piss me off
why piss you off???
Because I was in the same boat as you, and I didnt declair my mods, my car was write off, they didnt pay out, and i've got to pay 7k for the repairs to the lorry.
So you're VERY lucky 
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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I think what is comes down to with all these posts regarding insurance for mods / engine conversions etc is that the corsa is typically a young drivers car.
Young drivers are renownd for there stupidity in everything from driving to not declaring mods etc, not much can be done about it sadly
Go to a scooby / BMW / Audi forum etc and there would be very few posts I imagine asking "do i need to declare my body kit and wheels etc"
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JinThaMC
Member
Registered: 5th Aug 07
Location: P1 is 4db louder
User status: Offline
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You don't need to be lucky. They damaged your car and they should pay for the exact same specification.
If you was claiming from your own insurance policy then that is a different matter.
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Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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I have all my modifications declared and my insurance is still only £200 
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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your not really lucky..
you could have non at all(well basically you haven't) and if someone hit's you, you can still claim off thier insurance, it wouldn't matter if it's modded or not etc
[Edited on 04-02-2008 by Ste L]
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