cupra R
Member
Registered: 7th Sep 07
User status: Offline
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i am away to make a claim due to my engine having flood damage and the car has been written off. the policy is in my brothers name and the car is in my name. am pritty sure when my brother took the policy out he said he was the owner of the car, do you think this will effect the claim?
[Edited on 16-11-2007 by cupra R]
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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Doubt they'd find out mate
Corsa 2.0 16v Vegas - Sold
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aim1
Member
Registered: 26th Jun 06
Location: Kent
User status: Offline
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Yeah its a matter of them finding out. A mate had a car registered to him but under his dads insurance policy and they found out...got a bit funny...but still paid out. I think you'll be fine
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cupra R
Member
Registered: 7th Sep 07
User status: Offline
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i'd be willing to make back payments if the payments were going to be more than they were orignally
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Just keep quiet and see what happens 
Actually, are you a second driver on the policy of your brothers? Or are you claiming?
[Edited on 16-11-2007 by VegasPhil]
Corsa 2.0 16v Vegas - Sold
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cupra R
Member
Registered: 7th Sep 07
User status: Offline
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i am a named driver on the policy it was him that had the accident
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cupra R
Member
Registered: 7th Sep 07
User status: Offline
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anyone else had this problem
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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nope
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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If you're a named driver on the policy then you shouldn't have any problem claiming 
Corsa 2.0 16v Vegas - Sold
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Arctic_Monkey
Member
Registered: 20th Mar 06
Location: East Dunbartonshire - Glasgow
User status: Offline
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Who is your insurance company? I work part-time for directline claims. They will find out it's you that's the owner of the car if it is deff a total loss. You have to send in all docs to your insurer, driving license, log book, mot, vrd etc so they will know...it shouldn't really affect your claim too much, but strictly speaking, whoever is down as the owner on paper, should be the policyholder...so the policy should be rated on you, not your brother. But it just depends, they might be alright about it, or they may charge you an additional premium, as you should be the ph, not your brother. They deff wont knock back your claim though, it's up to underwriting to decide exactly what happens
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