paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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the catalogue, any good, i have a pants credit rating and have just go an account with them so going to buy like a shirt a month or something daft then pay it straight off..try and build it back up.
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MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
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slippery slope dude, dont do it
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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as mat says its a slippery slope. if u insist on a better credit rating can u not get Capital One's classic credit card? just use it for everything you would normally use your debit card for and then pay it all off by direct debit at the end of the month?
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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I got one of those Capital One cards and just went wild with that as well  Don't bother at all is my advice.
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jamied
Member
Registered: 27th Oct 03
Location: Marbella,Spain Drives: C63
User status: Offline
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um I disagree, if u have absolutely no will power then yes stay away otherwise whats the problem?
i used to buy now and again of there, they take their payment every month and thats it, just like finance really.
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StuartVRS
Member
Registered: 9th Feb 03
Location: Bromley Common, Greater London
User status: Offline
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great if you can control it, but bear in mind that the prices are massively over inflated. Saying that, buy now pay next september is a nice one except when you buy trainers and then end up paying for them after you have thrown them away......
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paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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ye thats all im doing, iv got more will power now than i did at 18 with a credit card loose in my back pocket haha
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