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Author NCB ??
GingeWrexham
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Registered: 31st Jan 06
Location: Gresford, Wrexham
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26th Jul 07 at 17:25   View User's Profile U2U Member Reply With Quote
Ive been lookin at 2.0 16v cars but most quotes r well over £2500. And havent got any NCB. But if i was 2 put in that i had 2 years no claims or maybe 3 how would they no that i havent? Just wonderin Cheers
timrud_
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Registered: 3rd Jul 04
Location: Sheffield
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26th Jul 07 at 17:26   View User's Profile U2U Member Reply With Quote
You have to proove it. A letter from your last insurer is OK.
GingeWrexham
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Registered: 31st Jan 06
Location: Gresford, Wrexham
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26th Jul 07 at 17:26   View User's Profile U2U Member Reply With Quote
Ah right Cheers
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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26th Jul 07 at 17:27   View User's Profile U2U Member Reply With Quote
they normally ask your your renewal letter stating how much NCB you have.

P.S. its insurance fraud if you do what your going 2 do
timrud_
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Registered: 3rd Jul 04
Location: Sheffield
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26th Jul 07 at 17:28   View User's Profile U2U Member Reply With Quote
They are tight on stuff like that, not much chance you will pull a fast one I'm afraid.
timrud_
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Registered: 3rd Jul 04
Location: Sheffield
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26th Jul 07 at 17:28   View User's Profile U2U Member Reply With Quote
Hamish, its actually gaining a pecuniary advantage by deception
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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26th Jul 07 at 17:30   View Garage View User's Profile U2U Member Reply With Quote
Great phrase Tim.

Yes, they will ask you to prove it. I nearly ended getting a bill for another few hundred quid after my old insurer was late supplying it.
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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26th Jul 07 at 17:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by timrud_
Hamish, its actually gaining a pecuniary advantage by deception

jesus i had to google that word . but yes your right he would be
timrud_
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Registered: 3rd Jul 04
Location: Sheffield
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26th Jul 07 at 17:35   View User's Profile U2U Member Reply With Quote
Its one of those old legal words, that only exists so you can confuse people.
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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26th Jul 07 at 17:35   View User's Profile U2U Member Reply With Quote
defo word of the day
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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26th Jul 07 at 19:30   View Garage View User's Profile U2U Member Reply With Quote
When I changed companies, Norwich Union didnt even ask for proof... just did it.
Tom J
Organiser: South Wales
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Registered: 8th Sep 03
Location: Bridgend
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26th Jul 07 at 21:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by timrud_
Hamish, its actually gaining a pecuniary advantage by deception

i believe it is fraud actually, Fraud Act 2006 was brought in, simplified matters
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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26th Jul 07 at 21:40   View User's Profile U2U Member Reply With Quote
ive never been asked for any type of evidence. but i did tell them who insured me previously, maybe they phone up the old companies?
Sunz
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Registered: 12th Jan 07
Location: SE England
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26th Jul 07 at 23:25   View User's Profile U2U Member Reply With Quote
I dont know how old your are but my friend in SE london pays £800 on his cav 2.0 16v he is 21 now but was 20 when he started the policy, no ncbs and one year licence held.
Was with www.ecarinsurance.co.uk but the prices seems to dip and rise randomly on all the sites I have been on.
Even if i try and do a quote with my current company its £900 but i pay £530

But as people say alot of places will ask and alot of online insurance companys want the policy number for the ncbs's

Good luck tho
timrud_
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Registered: 3rd Jul 04
Location: Sheffield
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27th Jul 07 at 17:03   View User's Profile U2U Member Reply With Quote
Tom, whilst the Fraud Act is now in, and we do use it to prosecute several ofences, I have not seen and dodgy insurance jobs prosecuted using it yet

Of course I can only speak with certainty for South Yorkshire

 
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