Mo
Member
Registered: 29th Jan 03
Location: Bolton, Drives Q3 S-line +
User status: Offline
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a friend of mine had a bump in car park where some woman in a 4x4 decided to reverse into his stationary vehicle. He informed his insurance company and they want HIM to pay £300 excess?? 
[Edited on 16-07-2007 by Mo]
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BeArDy
Member
Registered: 7th Aug 00
Location: Manchester
User status: Offline
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depends weather the carpark was classed as a public place, as if its not then he will be claiming on his own insurace.....
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Gavin_G
Member
Registered: 12th Apr 02
Location: Bucks
User status: Offline
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Regardless of who was at fault any claim attracts the "payment" of the excess?
I thought this was the way it worked, after liability has been sorted the party not at fault can claim it back. (normally off the 'at fault' party as it is classed as an "uninsured loss")
[Edited on 16-07-2007 by Gavin_G]
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John
Member
Registered: 30th Jun 03
User status: Offline
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You pay excess then if the claim against the 3rd party is successful you get your excess back.
What he should have done was go through her insurance and not told his.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by John
What he should have done was go through her insurance and not told his.
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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If she didn't/doesn't admit liability, then I don't think this will be an option! 
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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If he didnt want insurance involved he should have got the womans details and got a quote from a private garage t odo the repair. Then get the woman to pay up. Most people will do as they dont want the claims on their policy, happened to me at a car park my freshly painted GSi had the door reversed into, £500 and a trip to my mates repair shop she was all sorted.
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