Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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When I go to uni im going to buy something cheap for a runaround like a 106 diesel or similiar, will I have to insure it on a seperate policy. If possible I wouldnt like to have to pay out on two seperate policies. How are other people insuring second cars?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Yeah seperate policy, unless its through like a admiral multi-car policy or something.
[Edited on 26-06-2007 by Colin]
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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i have 2 and had to do them on seprate policies
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Gah, gonna cost me a fortune!
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I'm having this problem at the moment. Is it illegal to have two policies though?
What happens if you earn bonus on one and lose it on the other? 
Corsa 2.0 16v Vegas - Sold
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by VegasPhil
I'm having this problem at the moment. Is it illegal to have two policies though?
What happens if you earn bonus on one and lose it on the other?
Its not illegal, ncb is built up on each policy seperate. not sure what happens if you claim on either, i imagin it would affect both!
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Thats a point...
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Yeah you earn it on both and although you technically wouldn't lose it you would still have to declare if you had an accident.
Read my thread about Admiral, they're definately worth trying. They'll normally duplicate a bit of bonus which helps if you're starting fresh on the second car.
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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we had two cars each through admiral...
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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im insuring a 2nd car today, should be good come paymen bit
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Ant
Member
Registered: 12th May 02
Location: Hereford and Worcester
User status: Offline
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Im insuring through HIC they duplicated my full bonus onto both vehicles (well they said they did)
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John
Member
Registered: 30th Jun 03
User status: Offline
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Surely it can't be cheaper to buy, tax, insure, run a 106 diesel than it is to just use the 106 rallye.
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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You would be suprised.
Me and Rach bought the Corsa GSi as we were using nearly £50 a week on fuel in the Astra and that was Rachel just using it for work.
Now we have the GSi the insurance was paid out right and only cost £300, then it already had 12 months MOT and tax on it and it only costs her a tenner a week back and forth to work.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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quote:
Originally posted by John
Surely it can't be cheaper to buy, tax, insure, run a 106 diesel than it is to just use the 106 rallye.
I know its not going to be cheaper! I already said that. I cant see myself driving a track biased 106 rallye to and from uni and I dont like the thought of leaving it parked outside where it could be nicked or keyed etc
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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When I had both the Astra and the Calibra I had two seperate policies from Privilege, got a discount too on the car with no NCB on it (they gave me a price as if it had 1 yr NCB).
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