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corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:30

My car was hit during the night and ther is a far bit of damage...

What do i do, can i just claim of insurance? dont really have the cash to fix it myself!!!

Cheers for any help...

John

Member

Registered: 30th Jun 03
User status: Offline

29th Jan 07 at 18:33

Are you insured fully comp?

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:34

Yeah Fully Comp!!

John

Member

Registered: 30th Jun 03
User status: Offline

29th Jan 07 at 18:34

You'll be able to claim then.

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

29th Jan 07 at 18:34

call the police, may have details of if anything happened that night.

Otherwise if your fully comp then will have to claim off that!

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:35

will i lose my no claims? gutted!!

Matt L

Member

Registered: 17th Apr 06
User status: Offline

29th Jan 07 at 18:35

yeah you will. even if there protected or thats what nearly happened to my mums cause someone hit here while it was parked up and because she didnt know who it was they said she would loose her no claims so she ended up not going through with it and paid hereself luckly it only needed painting.

[Edited on 29-01-2007 by Matt L]

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

29th Jan 07 at 18:38

if its protected you shouldnt lose it, regardless of if you found who it was or not.

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:39

its not fair, someone runs off and im left with the damage

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:40

would it be easyer to claim if i said i crased into wall?

John

Member

Registered: 30th Jun 03
User status: Offline

29th Jan 07 at 18:40

How would that make it easier?

Did you crash into a wall?

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:41

no but will they believe someone hit abd run?

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

29th Jan 07 at 18:42

quote:
Originally posted by corsa.in.boro
would it be easyer to claim if i said i crased into wall?

not unless you want them to look into it, find that wasnt what happened and do you for insurance fraud

Matt L

Member

Registered: 17th Apr 06
User status: Offline

29th Jan 07 at 18:42

quote:
Originally posted by Cosmo
if its protected you shouldnt lose it, regardless of if you found who it was or not.

only going off what happened in my mums case. hers happened in a car park if that makes any difference.

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:42

quote:
Originally posted by Cosmo

quote:
Originally posted by corsa.in.boro
would it be easyer to claim if i said i crased into wall?

not unless you want them to look into it, find that wasnt what happened and do you for insurance fraud

good point

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

29th Jan 07 at 18:42

quote:
Originally posted by corsa.in.boro
no but will they believe someone hit abd run?

report it to the police, get an incident number and that will help.

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:43

mine was parked on road over night, my ins says driveway! will that be a problem?

mattk

Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline

29th Jan 07 at 18:44

buy a shit car off ebay, for silly cheap, get some one who has a license but doesnt drive to insure it with monthly payments and get them to crash into you.

Dont do this rely it wont be a very popular idea and probably illigal

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

29th Jan 07 at 18:45

quote:
Originally posted by corsa.in.boro
mine was parked on road over night, my ins says driveway! will that be a problem?

if its normally parked on the driveway then it wont be a problem. It wont always be where you say it will be at night (what if your away somewhere, etc. etc.)

corsa.in.boro

Member

Registered: 30th Aug 02
User status: Offline

29th Jan 07 at 18:52

will i need to tell the police?

Matt L

Member

Registered: 17th Apr 06
User status: Offline

29th Jan 07 at 18:54

probably best to as they can possibly find the person who did it, or they may already have them you never know.

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

29th Jan 07 at 18:54

quote:
Originally posted by corsa.in.boro
will i need to tell the police?

if someone hit my car and didnt stop I would.

You never know they may well of pulled someone in last night who had crashed round there.

John

Member

Registered: 30th Jun 03
User status: Offline

29th Jan 07 at 18:55

If you are claiming you were hit and run the insurance will almost definitely want some sort of reference number from the police.

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