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Author multiple insurance policies
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
28th Jan 07 at 17:29   View User's Profile U2U Member Reply With Quote

i know of some 1 who has a policy of her own and has built up 1 yrs ncb, but recently her bro got a car, and he is insured under his sisters name in another policy

so she has 2 car policies

but yesterday her bro opened his door and an oncoming car hit it and mangled it up, the other guy is claiming.

what will happen to her 1st policy with 1yrs ncb? will the insurance company have to be notified that she has made a claim on another policy, but it wasnt her that caused the accident?

what effect will it have on her insurance policy next year?
SportBoy
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Registered: 5th Oct 01
Location: Retford, Nottinghamshire
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28th Jan 07 at 17:37   View User's Profile U2U Member Reply With Quote

if its a seperate policy it doesnt matter wont affect the other
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
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28th Jan 07 at 17:43   View User's Profile U2U Member Reply With Quote

but she will still have to say she claimed off another policy right?
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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28th Jan 07 at 17:45   View Garage View User's Profile U2U Member Reply With Quote

if hes under her insurance and makes a claim, it will fuck up the NCB for your sister.
M2RTY
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Registered: 25th May 01
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28th Jan 07 at 17:46   View User's Profile U2U Member Reply With Quote

it will loose her 2nd no claims, not the first one BUT will put her insurance up as she will have to make a claim
Colin
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Registered: 4th Apr 02
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28th Jan 07 at 17:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by M2RTY
it will loose her 2nd no claims, not the first one BUT will put her insurance up as she will have to make a claim
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
28th Jan 07 at 17:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
quote:
Originally posted by M2RTY
it will loose her 2nd no claims, not the first one BUT will put her insurance up as she will have to make a claim



i know its a claim from her 2nd policy, but she didnt cause it, it was the named driver that made the claim on her 2nd policy? is that not taken into account?

 
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