AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Right basically, i was 18 in October, and my wage has only just been changed, so this will go onto Januarys wage, so ill have a nice lump of cash, due to back pay to October, and im wanting a new car.
I have a 1996 N plate 1.4 Corsa Sport at the moment, and i want another Corsa, still a B, but newer.
Im un-decided wether to go for another 1.4 Sport, and stay on my dads insurance, or to get a 1.2 SXi, and go on my own, but im thinking if i get a 1.2, is it going to be loads slower?
Opinions please...
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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Keep the N plate, use the extra to pay the insurance.
You'd regret getting a 1.2, and you'd regret NOT getting on your own insurance asap, believe me.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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If you can't afford the Sport insurasnce then maybe its best to get an SXi and build up your own ncb.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Get a 1.6 sport, get a quote with quinn. Mine was 1200 tpft with no ncb at 18.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by Butler
Get a 1.6 sport, get a quote with quinn. Mine was 1200 tpft with no ncb at 18.
You say it like its cheap.
My GSi was 800 ish FC at 19
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by Butler
Get a 1.6 sport, get a quote with quinn. Mine was 1200 tpft with no ncb at 18.
Thought Quinn were shite?
Fed up of the N plate, no power steering, and things just dont go my way with it!
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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quinn have always been fine with me
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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really need to change my insurance.
get a gsi with the spare cash
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mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
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yer quinn have been good with me to. i had a insurance group 14 car at 18 with quinn, get a quote of them 
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corsa sam
Member
Registered: 14th Jul 06
User status: Offline
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Alright Andy mate hows it going saw you the other night, we will av tio meet up or go out for a drink some time, maybe take you out in the new motor its well quick. I think you should get a quote on a sport im only paying £1600 on the pulsar and im 19
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k e l
Member
Registered: 10th Dec 06
Location: Sheffield
User status: Offline
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get the sxi there not that much slower then the sports. and then you can build the no claims up which will benifit you when your older. only £1600
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jamesvalver
Member
Registered: 21st Feb 03
Location: Bury St Edmunds, Suffolk
User status: Offline
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i bought myself a coras gsi just after my 18th birthday and insured it under my own name for £1080 tpft
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Ben D
Member
Registered: 25th Apr 05
Location: South West
User status: Offline
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quote:
Originally posted by AndyCorsaSport
Fed up of the N plate, no power steering, and things just dont go my way with it!
Just get Power steering fitted to it.
i went to my local breakers and got a rack PUmp & everything else neccessary to add pas to my Corsa SRi for £70 then Payed Borris the Bodgeup Mechanic £35 to fit it all. \/\/inner
then you can get insured on your own with the money you have left.
Ben
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by corsa sam
Alright Andy mate hows it going saw you the other night, we will av tio meet up or go out for a drink some time, maybe take you out in the new motor its well quick. I think you should get a quote on a sport im only paying £1600 on the pulsar and im 19
Thought it was you that beeped, i just waved anyway like lol.
Dont want power steering fitted to an 11 year old car with 111k on the clock, its pointless.
Saying that, its a good go-er, ive done 14k since Feb, and never serviced it or anything *oops*
Had a quote with Quinn earlier, just a quick online quote,1600 on a 1.6 Sport, thats changed my mind a bit now!
Could i get it any cheaper if i rung up?
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k e l
Member
Registered: 10th Dec 06
Location: Sheffield
User status: Offline
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what about pass plus unless youve been driving longer than a year
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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quote:
Originally posted by AndyCorsaSport
quote:
Originally posted by corsa sam
Alright Andy mate hows it going saw you the other night, we will av tio meet up or go out for a drink some time, maybe take you out in the new motor its well quick. I think you should get a quote on a sport im only paying £1600 on the pulsar and im 19
Thought it was you that beeped, i just waved anyway like lol.
Dont want power steering fitted to an 11 year old car with 111k on the clock, its pointless.
Saying that, its a good go-er, ive done 14k since Feb, and never serviced it or anything *oops*
Had a quote with Quinn earlier, just a quick online quote,1600 on a 1.6 Sport, thats changed my mind a bit now!
Could i get it any cheaper if i rung up?
well no wonder why things don't go your way, you've got to keep it serviced!!! i was 18 paying £1800 on a 1.8t, i'm sure a 1.6 sport would be a lot cheaper as would a gsi. but there isn't gonna be a great deal of difference in standard form.
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loo_goblin
Member
Registered: 14th Jul 04
Location: Horsham, West Sussex
User status: Offline
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going on 21 and still driving a 1.2 8v just managed to afford to start getting FC.
Get sum NCB i have missed out on 3 years worth so my answer spend money on full comp
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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by the time my mates are 21 they'll be driving skylines!!!!!! How your still driving a 1.2 is beyond me!! I don't see the point in FC insurance unless your car is worth more than your insurance policy, so far i can't get FC insurance on anything nice less than £3-4k which i think is ridiculous, i'll stick with tptf.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by loo_goblin
going on 21 and still driving a 1.2 8v just managed to afford to start getting FC.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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quote:
Originally posted by Cupra Steve
by the time my mates are 21 they'll be driving skylines!!!!!! How your still driving a 1.2 is beyond me!! I don't see the point in FC insurance unless your car is worth more than your insurance policy, so far i can't get FC insurance on anything nice less than £3-4k which i think is ridiculous, i'll stick with tptf.
Is this the majority of opinion? If your FC premium is £1000 and your car is worth say £600, its not worth paying FC?
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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well if you smash your car up, they'll give you fuck all for it, the chances are your excess is more than the cars value. so the extra cover is worthless, imo aslong as i'm legal than i don't care. if i crash into someone i know that my insurance will cover them. thats all that counts when i'm driving something sub £5k. imo ofcourse!!!
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corsa sam
Member
Registered: 14th Jul 06
User status: Offline
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quote:
Originally posted by Cupra Steve
well if you smash your car up, they'll give you fuck all for it, the chances are your excess is more than the cars value. so the extra cover is worthless, imo aslong as i'm legal than i don't care. if i crash into someone i know that my insurance will cover them. thats all that counts when i'm driving something sub £5k. imo ofcourse!!!
Im glad you could just throw away £5k like that if you crashed i know i cant afford to
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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i can't afford to, but i also can't afford £3500 FC plus to give em £500 excess so i would of given them £4000 so i mite make a few £££ out of it. is it worth it??
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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edit: Not make £££ thats all i'd get back out of my £5000 car!!!!!
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