Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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I have recieved the insurance settlement from when i hit the Merc in March.
He has claimed £8900 for repairs and car hire. It seemed a bit high, so i rung Highway. Half of that value was for car hire.
Robbing bastards 
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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were you at fault for hitting them or did they pull out of a junction infront of you?
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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what car was he hiring? a fekin bugatti veron??
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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I hit the Merc.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by PaulW
what car was he hiring? a fekin bugatti veron??
Feck knows, but i'm not happy about it.
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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so I'm guessing settlement equates to you paying for it to save going through your incurance??
get a proper breakdown on costs of parts, etc... I had this when I swiped the front of a new Avensis a good few years back, the bodyshop were charging for things which didnt need changing like a rear door (when I hit the front quarter of the front wing on the OTHER SIDE) and also charging like £8 for a gromet, etc 
[Edited on 06-11-2006 by PaulW]
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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Paul, the insurance has paid it. They sent me a letter stating what the final figure was.
I nearly fell over. There's a couple of bits i'm unsure of: -
Parking sensors
Fog lamp
Bonnet - That's the main one
Crossmember
Air-Con condensor - Hows this affected by a fucked bumper?
External Temp sensor
All that was up with the Merc was wonky headlight, bumper cracked.
But, I suppose it was my fault and all I have to pay is the excess.
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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did you hit the NS or OS front?
also do you have any pics of damage to the merc?
Sounds like they fleeced some previous damage there too...
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John
Member
Registered: 30th Jun 03
User status: Offline
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I don't see the problem here anyway, the insurance were happy to fork out all of that and as you said, all you have to pay is the escess, which you pay not matter how much they claim.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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In a way, i shouldn't be bothered.
But, when i call around for insurance and tell them theres a claim for £8900, there gonna laugh at me
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John
Member
Registered: 30th Jun 03
User status: Offline
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Its been in brackets whenever i've got quotes.
eg 0-4000, 4000-10000 etc.
And iirc it makes sod all difference anyway.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by John
eg 0-4000, 4000-10000 etc.
Never knew that John.
I hope it doesn't make a difference.
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mooney
Member
Registered: 20th Oct 05
Location: north west uk
User status: Offline
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halifax and barclays insurance dont ask how much the claim was iirc and they've been the cheapest for me the last 2 years.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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May give tem a call.
Do they accept modified cars?
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Paul H
Member
Registered: 11th Aug 03
Location: Lincoln.
User status: Offline
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if they leant him a merc as a hire car than the last one i rented when i worked at avis was £1400 for 2 weeks so depending on how long he had it's quite possible the hire charges where that high
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davcohen
Member
Registered: 1st Nov 03
Location: North London
User status: Offline
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shouldnt bother u really just state if asked that your unsure of what the payout was
someone hit my mums astra and i had an 06 mondeo tdci for 7 weeks wonder how much that cost them
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abdus
Member
Registered: 23rd Feb 06
User status: Offline
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did you hit an SLR? 
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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I wouldn't have thought the value of the claim would make any difference....it wasn't your 'fault' you hit a merc....it could just as easily been 20 year old junker.
With regard to the hire car cost.....that doesn't surprise me one little bit.
He would have been given a similar car as a hire car...probably from the second he took the car in for assessment....given the insurance loss adjusters take time to look at the car....agree the works....get the works done....
All takes time
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