DarkBahamut
Member
Registered: 4th Jun 06
Location: Cambridge, Cambridgeshire
User status: Offline
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(Not sure if this GC or offday, so move if required).
Im kinda looking for some advice about what to do regarding a car. For years now i've always had a thing for the Nissan 200SX S14a, in alot of respects its my 'realistic' dream car to own one day. I did want to buy one as my first car, however group 18 insurance at 20 with 0 ncb was just too painful to think about, hence why i ended up with a Corsa (1.4 8v LS). The other problem is finding a good S14a to buy. Most are autos (no thanks) or manuals with insane milage higher than my 1994 corsa has.
I have come across a good manual S14a that has low milage now however, in good condition and all. I have to the money to by said car and with a years no claims at 21 insurance is just about payable (£2500 ish). However, the morale dilemma is this. To buy said car will use nearly all of my cash out of my savings account. Then i'd need to wait untill i get said year of no claims which is 5 months away yet. So if i buy the car now i use all my money and i wont be able to drive it for 5 months anyway, but finding an S14a with 23k milage is rare, plus its about 250 miles away and i wont be able to drive it back.
So to sum up. Buying the car uses all of my cash, i cant drive it for 5 months, i need to get someone else to drive it the 250 miles from where it is (as i cant for insurance reasons) and i need to find somewhere to store it for those 5 months and insurance once i drive it will make me pretty poor. However, its basicly my dream car and finding them with this milage is very rare.
Should i buy it? 
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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if it's your dream car then go for it...
plus you could get day insurance to drive it back
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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day insurance buy it 
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DarkBahamut
Member
Registered: 4th Jun 06
Location: Cambridge, Cambridgeshire
User status: Offline
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quote:
Originally posted by Pop
if it's your dream car then go for it...
plus you could get day insurance to drive it back
Normally have to be 25 for this. The best i found was norwich union, where can you drive anything group 1-17 at 21 on day insurance, but you need to be 25 for group 18-20  .
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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do it. i often wish thats what i had done with my loan, but i didnt, i wasted it.
go for it, you'll appreciate it more when you can finally drive it 
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Personally I wouldnt buy it.
Your 21 so going to be wanting your own place in the near future (if you dont already) and spending stupid amount on insurance just wouldnt be worth it.
I'd wait until I was 25ish, more financially stable, in my own place and can get cheaper insurance.
But if you've money to burn then why not.
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DarkBahamut
Member
Registered: 4th Jun 06
Location: Cambridge, Cambridgeshire
User status: Offline
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Well, i dont have my 'own' place so to speak, but i dont live at home with the 'rents anymore either, moved out last month . My plan was always to wait, but i dont want to end up with something with about 150,000 miles on it in a few years time.
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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what colour is it?
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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very stupid idea.
That car you'll have bought will be worth how much less by the time you can use it?
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DarkBahamut
Member
Registered: 4th Jun 06
Location: Cambridge, Cambridgeshire
User status: Offline
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A darker metallic green colour. Looks pretty nice.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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there will always be decent ones knocking about, this wont be the only one.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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I bought my Impreza for £12250 3 and a half years ago. I had 16.5k in the bank at the time which left a fair bit over after insurance. Depends how much money you will have left afterwards I suppose. Looking back I could of bought a house with that money, I'm not in that situation anymore...
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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I know its your dream car and all but think about it through and then decide..
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chris_uk
Premium Member
Registered: 8th Jul 03
User status: Offline
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dont think about it for a couple of weeks and se if you still feel the same.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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It's only a car. There will always be more.
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