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Author Anybody work in a bank? - Need to know certain laws.
TOMAS
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Registered: 7th Aug 02
Location: Nottinghamshire
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1st Apr 05 at 11:12   View User's Profile U2U Member Reply With Quote
As some of you may know I work as an Enforcement Officer for differing High Cour Offices (im a Bailiff). We have always accepted post-dated cheques from our Defendants but recently have had several disputes with Defendants as to the legalities of post-dated cheuqes.

Some say they are illegal and im certain they wont be as I work for the Under Sheriff of Nottingham who is a judge and he would not accept 'illegal' payments. Anybody have a link to any on-line literature regarding the law and post-dating a cheque?
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
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1st Apr 05 at 11:14   View User's Profile U2U Member Reply With Quote
the law
Jay
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Registered: 26th Sep 04
Location: Liverpool
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1st Apr 05 at 11:15   View User's Profile U2U Member Reply With Quote
Is there really a Sheriff of nottingham? I thought it was only in robin hood lol Soz... off topic!
Carr
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Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
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1st Apr 05 at 11:15   View User's Profile U2U Member Reply With Quote
Isn't it a bit like a debenture?
TOMAS
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Registered: 7th Aug 02
Location: Nottinghamshire
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1st Apr 05 at 11:17   View User's Profile U2U Member Reply With Quote
Yes there is a high sheriff apointed by Maj at Buckingham and also an undersheriff, the undersheriff is called Mr Bullock and im employed by him for one of my many jobs as an enforcement officer for the Derby devision of the WMG enforcement offices. - Will look tops on the old C.V
TOMAS
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Registered: 7th Aug 02
Location: Nottinghamshire
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1st Apr 05 at 11:19   View User's Profile U2U Member Reply With Quote
debenture - heard the word but not really familiar with these terms? Anyone explain in a simplish terms so ive got a good comback for the Defendants...
Rileysport
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Registered: 18th Jun 04
Location: West Yorkshire
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1st Apr 05 at 11:22   View User's Profile U2U Member Reply With Quote
post dated cheques are not in any way guaranteed to not get cleared before the date on them

(best way i could word it :lol
Carr
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Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
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1st Apr 05 at 11:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by TOMAS
debenture - heard the word but not really familiar with these terms? Anyone explain in a simplish terms so ive got a good comback for the Defendants...


Not really sure businesses use them as a post dated cheque so a customer or liquidation firm has to wait so long for the money but they have the cheque
Ja@Vision
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Registered: 27th Jan 05
Location: Gerrards Cross
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1st Apr 05 at 11:53   View User's Profile U2U Member Reply With Quote
i was allowed to pay with post-dated cheques for my fine in court
Al3X
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Registered: 31st Oct 03
Location: Bournemouth
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1st Apr 05 at 12:05   View User's Profile U2U Member Reply With Quote
Writting a post dated cheque isnt illegal i dont think... However you shouldnt pay them into a bank account until the date on the cheque is reached, otherwise it will be returned. Writting a post dated cheque is good if you dont want someone to take the funds until that date
John_C
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Registered: 5th Mar 03
Location: South east, Bromley
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1st Apr 05 at 12:16   View User's Profile U2U Member Reply With Quote
writing a post dated cheque is not illegal but writing a cheque knowing there are not sufficient funds is.
damandblast
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Registered: 11th Sep 06
Location: Nottingham
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13th Sep 06 at 21:56   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John_C
writing a post dated cheque is not illegal but writing a cheque knowing there are not sufficient funds is.


Got it in one

Di
Sam
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Premium Member

Registered: 24th Dec 99
Location: West Midlands
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14th Sep 06 at 08:03   View User's Profile U2U Member Reply With Quote
It's not illegal to write a post dated cheque - we get them at work all the time - however if the cheque is represented before the date, obviously it will bounce.
Melville
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Registered: 4th Jun 03
Location: Newcastle upon Tyne
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14th Sep 06 at 08:38   View User's Profile U2U Member Reply With Quote
A debenture has nothing to do with cheques. In simple terms is a long term loan which pays interest to the loanee.
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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14th Sep 06 at 09:27   View User's Profile U2U Member Reply With Quote
My dad postdated a cheque for something a while back and the bank cashed it straight away, when he queried this, he was told that postdating was simply an agreement between the debtor and the creditor, if the creditor chooses to cash the cheque before the date then the bank will honour it.
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
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14th Sep 06 at 12:10   View User's Profile U2U Member Reply With Quote
fucking post dates people...
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
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14th Sep 06 at 12:11   View User's Profile U2U Member Reply With Quote
where is the swear filter
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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14th Sep 06 at 13:35   View User's Profile U2U Member Reply With Quote
It's been removed, Ian is trusting us to not be profane.
Alex
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Registered: 9th Feb 03
Location: Nottingham
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14th Sep 06 at 14:08   View User's Profile U2U Member Reply With Quote
who the folk went post digging for this???

and whyyyy?

[Edited on 14-09-2006 by Alex]

 
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