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Author Credit cards!
JessKate
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Registered: 16th Oct 05
Location: Sheffield
User status: Offline
13th Jun 06 at 10:04   View User's Profile U2U Member Reply With Quote

I want to get a credit card so I can book our holiday easily, Iv never had one before, and dont understand much about them.

Can anyone suggest a good credit card that i could apply for?
Sara
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Registered: 19th Apr 06
Location: Whalley, Lancashire
User status: Offline
13th Jun 06 at 10:05   View User's Profile U2U Member Reply With Quote

Capital One perhaps??
Sara
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Registered: 19th Apr 06
Location: Whalley, Lancashire
User status: Offline
13th Jun 06 at 10:06   View User's Profile U2U Member Reply With Quote

One with 0% on purchases
ssj_kakarot
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Registered: 29th Apr 03
Location: hartlepool
User status: Offline
13th Jun 06 at 10:07   View User's Profile U2U Member Reply With Quote

pretty much all the same.

get an egg card as its all done over the net, meens you can just get one over the net, easy to deal with it aswell.

just remeber to pay the balance off within a month then you wont inccur intrest costs
ssj_kakarot
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Registered: 29th Apr 03
Location: hartlepool
User status: Offline
13th Jun 06 at 10:07   View User's Profile U2U Member Reply With Quote

or get one with 0% on purchases like he said, if your planning on paying it off later.
abdus
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Registered: 23rd Feb 06
User status: Offline
13th Jun 06 at 10:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by SaraX6SSD
One with 0% on purchases
Sooty
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Registered: 9th Mar 03
Location: FLAP CENTRAL
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13th Jun 06 at 10:09   View User's Profile U2U Member Reply With Quote

Mint.co.uk


Stay away from Capital one
ssj_kakarot
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Registered: 29th Apr 03
Location: hartlepool
User status: Offline
13th Jun 06 at 10:11   View User's Profile U2U Member Reply With Quote

stay away from virgin on that note 2
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
13th Jun 06 at 10:22   View Garage View User's Profile U2U Member Reply With Quote

Why not just not get one...save up like you should, then pay with your debit card.
Dan Lewis
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Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
13th Jun 06 at 10:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by JessKate
Iv never had one before, and dont understand much about them.




Tbh if you dont understand much about them stay away if i was you.
ssj_kakarot
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Registered: 29th Apr 03
Location: hartlepool
User status: Offline
13th Jun 06 at 10:38   View User's Profile U2U Member Reply With Quote

why credit cards are great and very convinient, not much to understand either, you pay for something tht ammount gets put on the credit card, if you pay it back within the month you dont pay any extra, if you pay it back after wards in smaller ammount you get charged intrest.

credit cards are great just dont abuse them.
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
13th Jun 06 at 10:43   View Garage View User's Profile U2U Member Reply With Quote

From experience, it's best to live within your means.

You'll not only appreciate your purchase even more because you've saved up. You'll also not have the old problem of having to pay it back later.
ALAN_MACAULAY
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Registered: 9th Nov 02
Location: Irvine
User status: Offline
13th Jun 06 at 10:47   View User's Profile U2U Member Reply With Quote

I've got ne, mainly for expenses from work. Put them on the card then pay it back when the expenses come through.

TBH if you are careful with it then you'll be alright.

However, if you pay for a lot of things on it, and rack up thousands and miss payments, thats when the problems are likely to start. Thankfully I'm not talking from experience though

 
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