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Corsa Sport » Message Board » General Chat » What happens insurance wise if your hit by a hit and run driver?


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Author What happens insurance wise if your hit by a hit and run driver?
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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13th Mar 06 at 14:11   View User's Profile U2U Member Reply With Quote
And you don't get their details etc. Anyone had experience of this? Something else i've always wondered about.
X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
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13th Mar 06 at 14:12   View User's Profile U2U Member Reply With Quote
You have to claim off your own insurance i thought.
AuroraSport
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Registered: 5th Mar 05
Location: Norfolk Drives: Audi B5 S4 Avant
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13th Mar 06 at 14:13   View User's Profile U2U Member Reply With Quote
cant claim off their insurance so you have to cough up the money yourself or go through your insurance i imagine
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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13th Mar 06 at 14:13   View User's Profile U2U Member Reply With Quote
So you would lose your no claims then? Sounds abit harsh.
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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13th Mar 06 at 14:14   View Garage View User's Profile U2U Member Reply With Quote
have you got nothing better to do today Carl?
X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
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13th Mar 06 at 14:14   View User's Profile U2U Member Reply With Quote
There are independant companies that will try and sort you out in such cases as well.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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13th Mar 06 at 14:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by robmarriott
have you got nothing better to do today Carl?


I'm meant to be doing work. This question comes from the other day when i was hoping someone would crash into me and then i couldn't get rid of my car but without losing out financially, then i thought about the above question!
AuroraSport
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Registered: 5th Mar 05
Location: Norfolk Drives: Audi B5 S4 Avant
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13th Mar 06 at 14:20   View User's Profile U2U Member Reply With Quote
there is a company called MIB (men in black?) that deals with uninsured drivers, although the excess is quite high iirc.

Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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13th Mar 06 at 14:21   View Garage View User's Profile U2U Member Reply With Quote
yeah have to claim off your own, happened to me, luckily they didnt do much damage so i left it, they were driving a stolen car caught the rear corner of my corsa a glancing blow which sent them into a lorry and split the tanks, they just scarpered, eventually they caught them and i went to court where i couldve requested compensation for the damages but as there wasnt really anything i just left it
CCA
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Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
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13th Mar 06 at 14:22   View User's Profile U2U Member Reply With Quote
Your wondering alot of questions today
3CorsaMeal
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Registered: 11th Apr 02
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13th Mar 06 at 14:24   View User's Profile U2U Member Reply With Quote
not with direct line

have you not seen the tv ad with the two brothers in identical cars

they shop together at the same place, same time, yet don't car share...wtf
James_DT
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Registered: 9th Apr 04
Location: Cambridgeshire
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13th Mar 06 at 15:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
not with direct line

have you not seen the tv ad with the two brothers in identical cars

they shop together at the same place, same time, yet don't car share...wtf

Nor do they use the same insurance company.

 
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