Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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If the 1 litre 12 valve produces more BHP and torque than the 1.2 8 valve, why is the insurance group higher on the 1.2 ? 
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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the 1.2 doesnt come with an immobiliser built into the ignition barrel and a chip in the key
so the 1.2 is more nickable than the 1 litre, which has an immobiliser as standard
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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1.0 is a more modern engine, better technology. Still shit though. Not sure why the insurance is higher, possibly as the car will be older and probably wont have dead-locking or immobiliser
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Newer stuff is generally rated better.
It doesn't always mean it actually is better. I paid less to insure a 1998 1.2 than a 1995 1.2
They were mechanically identical and even had the same locking etc.
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Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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TBH I'd rather have the 1.2 8 valve over the 1 litre...it's 10 times more reliable. New stuff is shit 
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RickSRi
Member
Registered: 27th Feb 06
Location: Bickton, Hampshire
User status: Offline
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insurance is stupid, looking at the 1.8 corsa and the insurance is not that much higher than the 1.4 becuase it has cat 1 alarm and immobiliser. also apparently the 1.4 is more desirable as far a stealing goes. insurance groups arnt much of an indication of acctual costs anymore
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Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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Haha.
For me to insure a 1.4 Corsa sport (16 valve) it costs 80 quid more than my 1.2 8 valve....when I can afford to buy a Sport I know what I'm doing 
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