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Author f.a.o anyone who has insured a cat d car please
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:09   View User's Profile U2U Member Reply With Quote
was your insurance more expensive because it was a cat d write off previously???

i dont think this is the case however i wouldnt know so thought i would ask
Adam_B
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Registered: 13th Dec 00
Location: Lancashire
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17th Jan 06 at 22:13   View User's Profile U2U Member Reply With Quote
insurers will use any excuse to put your premium up.
L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
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17th Jan 06 at 22:15   View User's Profile U2U Member Reply With Quote
how many times does this question have to be asked?

no, insurance is exactly the same
Adam_B
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Registered: 13th Dec 00
Location: Lancashire
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17th Jan 06 at 22:16   View User's Profile U2U Member Reply With Quote
i think it depends on the insurance company
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:17   View User's Profile U2U Member Reply With Quote
some guy wants to buy my pulsar which is a cat d and he is trying to knock me down kus he said his insurance will be more which i dont believe
Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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17th Jan 06 at 22:19   View User's Profile U2U Member Reply With Quote
No. They don't ask if you're car is a Cat D, why would it affect premiums
L33 LEG
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Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
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17th Jan 06 at 22:20   View User's Profile U2U Member Reply With Quote
just tell him no kerry
Jake
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Registered: 24th Jan 05
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17th Jan 06 at 22:20   View User's Profile U2U Member Reply With Quote
He could be just making the assumption his insurance premium will be higher.
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:21   View User's Profile U2U Member Reply With Quote
he reckons he checked a few companies
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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17th Jan 06 at 22:22   View Garage View User's Profile U2U Member Reply With Quote
excuse me for being a complete imbecile.... but what actually is a cat d write off? whats so special about it?
Ry_B
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Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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17th Jan 06 at 22:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by robmarriott
excuse me for being a complete imbecile.... but what actually is a cat d write off? whats so special about it?



The car's been written off and repaired
L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
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17th Jan 06 at 22:23   View User's Profile U2U Member Reply With Quote
cat d is minor damage, cat c is slightly more major and b and a are even more. the car has been repaired by the insurance basically after it has been classed as a write off
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:24   View User's Profile U2U Member Reply With Quote
D - Repairable salvage. Minimal damage sometimes stolen and found after claim has been paid, or cost of repair combined with difficulty obtaining new parts to enable a swift repair.
Recorded with HPI
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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17th Jan 06 at 22:25   View Garage View User's Profile U2U Member Reply With Quote
right, i get it now

cheers
Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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17th Jan 06 at 22:26   View User's Profile U2U Member Reply With Quote
OK I stand corrected. I still wouldn't touch anything category D/C/B/A.
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:26   View User's Profile U2U Member Reply With Quote
Category D - Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or for unusual models or grey imports where the difficulty of obtaining new parts hinders a quick repair. Does not need VIC inspection to return to road. Recorded with HPI, AA, and the like.
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rcb
OK I stand corrected. I still wouldn't touch anything category D/C/B/A.


noone asked you to
Jake
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Registered: 24th Jan 05
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17th Jan 06 at 22:30   View User's Profile U2U Member Reply With Quote
Say "i want X amount, take it or leave it because i have other people interested"
Kerry
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Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:33   View User's Profile U2U Member Reply With Quote
i did thats when he got pissy

i dont care i dont even want to sell the car he rang me in the first place

i dont have time for piss pullers
Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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17th Jan 06 at 22:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Kerry
i did thats when he got pissy

i dont care i dont even want to sell the car he rang me in the first place

i dont have time for piss pullers


If he's really interested and you've got a fair price don't shift because of it.

Tell him you work in the insurance industry and wave him goodbye
Kerry
Member
Registered: 5th Oct 01
Location: Norwich
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17th Jan 06 at 22:43   View User's Profile U2U Member Reply With Quote
i do and i did

 
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