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Author Track day Insurance
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
26th Oct 05 at 12:44   View User's Profile U2U Member Reply With Quote
Are track days covered by your standard policy? Do you have to apply for specialist insurance for the day or do you not need insurance on the track?
fragpot
Member
Registered: 29th Feb 04
Location: Linlithgow, West Lothian
User status: Offline
26th Oct 05 at 12:47   View User's Profile U2U Member Reply With Quote
Hell no! You will need specialist insurance:

http://www.competition-car-insurance.co.uk/
Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
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26th Oct 05 at 12:47   View User's Profile U2U Member Reply With Quote
Specalist companies will help with this.
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
26th Oct 05 at 12:48   View User's Profile U2U Member Reply With Quote
how much does it compare to standard insurance, my mate is scrapping his old xr2 and said i could borrow it but i dont reckon i could get insured on the road on one
fragpot
Member
Registered: 29th Feb 04
Location: Linlithgow, West Lothian
User status: Offline
26th Oct 05 at 13:07   View User's Profile U2U Member Reply With Quote
I hosestly wouldnt bother insuring an old XR2 for the track, theres loads of them kicking about so panels and parts are pretty cheap to get hold off. Most tracks do require any insurance, only that your car has an MOT and passes scruteneering. Track insurance is generally quite expensive and some places require an FIA license.
Butler
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Registered: 2nd Jun 05
Location: London
User status: Offline
26th Oct 05 at 13:12   View User's Profile U2U Member Reply With Quote
I dont think its so much fixing your own car if you crash, but if you run into someone else.
fragpot
Member
Registered: 29th Feb 04
Location: Linlithgow, West Lothian
User status: Offline
26th Oct 05 at 13:42   View User's Profile U2U Member Reply With Quote
Thats the risk they take.
Butler
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Registered: 2nd Jun 05
Location: London
User status: Offline
26th Oct 05 at 14:01   View User's Profile U2U Member Reply With Quote
first of all you say you need specialist insurance, now you say you wouldnt bother im confused. is it compulsary or not?
fragpot
Member
Registered: 29th Feb 04
Location: Linlithgow, West Lothian
User status: Offline
26th Oct 05 at 14:06   View User's Profile U2U Member Reply With Quote
No you dont need insurance (depends on the track), sorry i ment that if you want insurance then you need to get a specialist insurer cos its not covered on your road policy.
Butler
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Registered: 2nd Jun 05
Location: London
User status: Offline
26th Oct 05 at 14:24   View User's Profile U2U Member Reply With Quote
oh right i get you, cheers. i guess il have to get in touch with the track.
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
26th Oct 05 at 23:03   View User's Profile U2U Member Reply With Quote
Emailed brands, can anyone else tell me from experience the general rules regarding track day insurance in the mean time??

[Edited on 26-10-2005 by Butler]

 
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