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Author How safe are banker's drafts?
Kenni
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Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
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23rd Oct 05 at 22:58   View User's Profile U2U Member Reply With Quote
When given one in exchange of an item?

Thanx
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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23rd Oct 05 at 22:59   View User's Profile U2U Member Reply With Quote
depends if its a gale force draft, better get things tied down.
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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23rd Oct 05 at 23:02   View User's Profile U2U Member Reply With Quote
Muppet wtf are you on
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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23rd Oct 05 at 23:04   View User's Profile U2U Member Reply With Quote
i dunno, but it good. came free with the news paper, persil and lemonade, niiiiccceeeeeee.
Kenni
Member
Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
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23rd Oct 05 at 23:08   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob B
Muppet wtf are you on


makes 2 of us
Ned
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Registered: 1st Sep 01
Location: Dudley, West Midlands
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23rd Oct 05 at 23:09   View User's Profile U2U Member Reply With Quote
they are 100% leggit, its a cheque from the other persons bank not the person so the money is 100% there, its basicly as good as cash.
Jodi_the_g
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Registered: 7th Aug 01
Location: Washington D.C
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23rd Oct 05 at 23:10   View User's Profile U2U Member Reply With Quote
Pretty sure there are almost as good as money as the money is debited from the account when it is printed.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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23rd Oct 05 at 23:11   View User's Profile U2U Member Reply With Quote
does that mean thought that anyone could cash em?
Ned
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Registered: 1st Sep 01
Location: Dudley, West Midlands
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23rd Oct 05 at 23:12   View User's Profile U2U Member Reply With Quote
no cause they will be in the name of the person they are for
Jodi_the_g
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Registered: 7th Aug 01
Location: Washington D.C
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23rd Oct 05 at 23:12   View User's Profile U2U Member Reply With Quote
nope as you have to give them name of the person you are paying it to.
Jodi_the_g
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Registered: 7th Aug 01
Location: Washington D.C
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23rd Oct 05 at 23:13   View User's Profile U2U Member Reply With Quote
to quick for me Ned
Ned
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Registered: 1st Sep 01
Location: Dudley, West Midlands
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23rd Oct 05 at 23:14   View User's Profile U2U Member Reply With Quote
Sorry bud, my misses says the same

[Edited on 23-10-2005 by Ned]
Jodi_the_g
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Registered: 7th Aug 01
Location: Washington D.C
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23rd Oct 05 at 23:16   View User's Profile U2U Member Reply With Quote
Don't they all, women pfff
Ned
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Registered: 1st Sep 01
Location: Dudley, West Midlands
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23rd Oct 05 at 23:18   View User's Profile U2U Member Reply With Quote
I was only kidding bud
Jodi_the_g
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Registered: 7th Aug 01
Location: Washington D.C
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23rd Oct 05 at 23:20   View User's Profile U2U Member Reply With Quote
just me then.
Dave A
USER UNDER INVESTIGATION - DO NOT TRADE

Registered: 10th Dec 03
Location: County Durham
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23rd Oct 05 at 23:21   View User's Profile U2U Member Reply With Quote
ring the bank that issued the draft to check that its genuine. lots of fake ones about, easy to get hold of.
whitter45
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Registered: 15th Nov 02
Location: Norton
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23rd Oct 05 at 23:34   View User's Profile U2U Member Reply With Quote
Cheque is made out by Bank thus funds are verified and are known to be available

When buying my last car I did a bank transfer.

Cost the seller £20 but is done there and then
Kenni
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Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
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24th Oct 05 at 01:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by corsa808
ring the bank that issued the draft to check that its genuine. lots of fake ones about, easy to get hold of.


Thats wot im worried about. But thats a good idea!
Karen
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Registered: 9th Jul 03
Location: Edinburgh
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24th Oct 05 at 01:41   View User's Profile U2U Member Reply With Quote
Ask the buyer before u meet the name of the bank they got it from so u can get the number before u meet then u can call while they are there before exchanging the goods
They are as good as cash though, person has to have the money in their account before they are allowed a bankers draft.
Kenni
Member
Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
User status: Offline
24th Oct 05 at 02:03   View User's Profile U2U Member Reply With Quote
^^I think the person is coming up after work, say 8pm. Dont think the banks would be open, the call centres that is?

Wouldnt it be good if each banker's draft had a number on it and all you need to ring is an automated hotline, tap in that number and it would say if it genuine or not. Well hope he brings cash instead.


Thanx.

 
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