Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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I have no overdraft anymore just letters off solicitors etc   ooops
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by Pablo
its a nitemare credit is too easy to get these days 
It is, the gov't are supposed to be setting limits on how much a person can borrow depending on age and circumstances (ie salary) for people under 25 i think. I would imagine there wud be seperate cirumstances for a mortgage :S
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by Natalie
I never used to be in debt.... then I moved in with Robbo 
GTF  Get a better job then
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Robbo
quote:
Originally posted by Pablo
its a nitemare credit is too easy to get these days
It is, the gov't are supposed to be setting limits on how much a person can borrow depending on age and circumstances (ie salary) for people under 25 i think. I would imagine there wud be seperate cirumstances for a mortgage :S
too little too late I know it's my own fault, I just blame them because my head was pretty messed up when i got most of my debt (best mate had died a few months before etc) was living for the moment a little too much. Struggling with it now
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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End of the day u have to blank it off, remember the good times etc etc 
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Robbo
End of the day u have to blank it off, remember the good times etc etc
I was too pished to rememeber
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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used to in about 3.5k worth of debt but it's only about £900 now.
Saving up to get the car i want instead of getting loans out and being tied up for years.
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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quote:
Originally posted by Tom
quote:
Originally posted by Robbo
End of the day u have to blank it off, remember the good times etc etc
I was too pished to rememeber
And now I gotta grow up else its gona get even worse
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Pablo
quote:
Originally posted by Tom
quote:
Originally posted by Robbo
End of the day u have to blank it off, remember the good times etc etc
I was too pished to rememeber
And now I gotta grow up else its gona get even worse
That's the thing about getting old 
I hate it I dream of having no debt I couldn't even get a fucking overdraft anymore my credit rating is sooooooooooooo bad
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Give me 2 years I wont b in debt
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Then you gotta start thinking bout houses... you think debt is bad now
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Yes debt is bad least u got something to show for it
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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True
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Robbo
Then you gotta start thinking bout houses... you think debt is bad now
I wonder if I will ever have good enough credit rating to get a mortgage
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Gripe
Member
Registered: 3rd Jul 05
Location: Whitby
User status: Offline
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36k morgage, 17k loan and 2k left on the car. No credit cards - wont have em! Just set my own business up tho, so its all good. 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Tom, people with CCJ's and arrears can get mortgages with ease nowdays, I would'nt worry about it.
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