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Author Overdrawn
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
8th Sep 05 at 21:29   View User's Profile U2U Member Reply With Quote
Basically desperate for funds, anyone know how overdrawn you can get on a solo or any other way a 17 year old can get a loan or overdraught Cheers.
Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
8th Sep 05 at 21:30   View User's Profile U2U Member Reply With Quote
get ina loan in ya nans name, thats wat i did got accept for 2.6k when i wa 16 (dnt really do this u will get a spanking)
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
8th Sep 05 at 21:32   View User's Profile U2U Member Reply With Quote
lol my nans dead and if i asked my mum she would stab me
ed
Member
Registered: 10th Sep 03
User status: Offline
8th Sep 05 at 21:48   View User's Profile U2U Member Reply With Quote
Stop buying stuff you don't need.
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
8th Sep 05 at 21:49   View User's Profile U2U Member Reply With Quote
i need a new car
Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
8th Sep 05 at 21:49   View User's Profile U2U Member Reply With Quote
Cant get a loan or overdraft till your 18. And even then you might still get declined
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
8th Sep 05 at 21:53   View User's Profile U2U Member Reply With Quote
i went 20 over before, just wondering how far it stretched
p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
8th Sep 05 at 21:54   View User's Profile U2U Member Reply With Quote
do it the old fashion way and SAVE...
Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
8th Sep 05 at 21:55   View User's Profile U2U Member Reply With Quote
Certainly not enough to buy a car lol!
It owuld have a limit as to how far it would allow u to go before they charge u, as u wont have an overdraft till your 18. Normally its only about £10 or £20
Luke1.4
Member
Registered: 2nd Dec 02
Location: Blackpool
User status: Offline
8th Sep 05 at 21:58   View User's Profile U2U Member Reply With Quote
if you dont have an overdraft and you go overdrawn you will get charged alot! they let you off the odd 20 quid but anymore and be prepared will also damaged your credit rating if you get charged
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
8th Sep 05 at 22:01   View User's Profile U2U Member Reply With Quote
if your 17 and have a solo then you'll get charged for any amount you go overdrawn.

I once went £3 overdrawn when they knew I had money going in the next day and they charged me £25.
Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
8th Sep 05 at 22:02   View User's Profile U2U Member Reply With Quote
I used to work for Halifax as as far as I know it dont affect your credit rating it just affects the way the bank itself will give u loans, overdrafts etc. They will have there own score for how u manage your account. So if you keep going overdrawn they wont give u a loan etc as ud be seen as unreliable and not able to manage your money.
Everytime u go overdrawn you get charged not just the odd £20 here and there.
Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
8th Sep 05 at 22:04   View User's Profile U2U Member Reply With Quote
ok, i didnt want to have to save but looks like the only way anyone wants to lend me 200 bucks feel free
Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
8th Sep 05 at 22:05   View User's Profile U2U Member Reply With Quote
Its what most normal folk do lol!

 
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