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Author Insurance
Neshol
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Registered: 10th Jul 02
Location: Midlands
User status: Offline
2nd Aug 05 at 22:58   View User's Profile U2U Member Reply With Quote

Is anyone (21 or under) insured to drive other cars 3rd party? If so, which companies are you with?

Cheers Nesh
Kerry
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Registered: 5th Oct 01
Location: Norwich
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2nd Aug 05 at 23:06   View User's Profile U2U Member Reply With Quote

luke is 21 and is with admiral and can drive any car 3rd party
SetH
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Registered: 15th Jul 01
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2nd Aug 05 at 23:18   View User's Profile U2U Member Reply With Quote

that include group 20 cars?
Kerry
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Registered: 5th Oct 01
Location: Norwich
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2nd Aug 05 at 23:19   View User's Profile U2U Member Reply With Quote

if u are referring to my car then he is on my policy anyway
SetH
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Registered: 15th Jul 01
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2nd Aug 05 at 23:26   View User's Profile U2U Member Reply With Quote

nah, wasnt referring to the pulsar. Just that on further investigation into insurance in the recent pass saw in small print that cover was excluded for any kind of nutter group 20 type car.
Neshol
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Registered: 10th Jul 02
Location: Midlands
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3rd Aug 05 at 00:24   View User's Profile U2U Member Reply With Quote

Cheers Kerry
scott d
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Registered: 17th Jun 04
Location: Harwood, Greater Manchester
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3rd Aug 05 at 01:18   View User's Profile U2U Member Reply With Quote

there was an article recently in auto express exposing a loophole regarding policies which allow party party cover on any vehicle. basically people buying a shitter, taking out fully comp insurance on that car then driving a ferrari covered third party.
Neshol
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Registered: 10th Jul 02
Location: Midlands
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3rd Aug 05 at 13:40   View User's Profile U2U Member Reply With Quote

Admiral told me 25 or older, ah well
p4uls corsa
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Registered: 2nd May 05
Location: BRADFORD
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3rd Aug 05 at 14:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Scott_NW
there was an article recently in auto express exposing a loophole regarding policies which allow party party cover on any vehicle. basically people buying a shitter, taking out fully comp insurance on that car then driving a ferrari covered third party.



the problem is the other car has to show up as been insured so u would have to get someone two insure the sports car aswell or it can be towed away as having no insurance
Brett
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Registered: 16th Dec 02
Location: Manchester
User status: Offline
3rd Aug 05 at 14:10   View Garage View User's Profile U2U Member Reply With Quote

The idea is..

Get your dad to insure for example a scooby, with his full no claims prolly £400ish TPFT. You can pay this.

Then you insure some poo fiat panda for £300 Full comp or whatever.

Now you're insured on a scooby for £700, rather than £3000

Half Pint
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Registered: 25th Mar 02
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3rd Aug 05 at 14:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kerry
luke is 21 and is with admiral and can drive any car 3rd party


i was with them and it was written in my policy that i could not until i was 25 i even phoned them to ask
bwbw
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Registered: 14th Feb 05
Location: Glasgow
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3rd Aug 05 at 17:27   View User's Profile U2U Member Reply With Quote

I'm with a company called Quinn Direct Insurance and I'm covered for any car 3rd party. I'm 19. It's something they call Third party extra, doesn't cost extra.

 
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