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Author Loans
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
18th Jul 05 at 10:44   View User's Profile U2U Member Reply With Quote
Who's got one?

Who with?

Any companies to avoid? Things to look out for? Cahoot seem to be offering the best at the moment, not sure how much money i want to borrow, minimum of £5k, thin it would be stupid but i want to buy another car
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
18th Jul 05 at 10:45   View User's Profile U2U Member Reply With Quote
www.motleyfool.co.uk
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
18th Jul 05 at 10:47   View User's Profile U2U Member Reply With Quote
egg
Demo
Member
Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
User status: Offline
18th Jul 05 at 10:48   View User's Profile U2U Member Reply With Quote
abbey
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
18th Jul 05 at 10:59   View User's Profile U2U Member Reply With Quote
Unless you have a spotless credit history you won't be able to get a Cahoot loan.

Alliance & Leicester are the best for quick, hassle free loans and are very helpful.
GREG 1
Member
Registered: 28th Jul 00
Location: Essex
User status: Offline
18th Jul 05 at 10:59   View User's Profile U2U Member Reply With Quote
i have with egg... 6k
GREG 1
Member
Registered: 28th Jul 00
Location: Essex
User status: Offline
18th Jul 05 at 11:00   View User's Profile U2U Member Reply With Quote
ps - got mine all done and dusted in my bank within 1 week.
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
18th Jul 05 at 11:00   View User's Profile U2U Member Reply With Quote
NorthernRock.

£5k. 3 years. £160per month.

Look @ http://www.motleyfool.co.uk tho. Lots of advice and loan comparrisons.
matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
18th Jul 05 at 13:35   View User's Profile U2U Member Reply With Quote
natwest, £3k over 2 £166/month
CorsaDaz
Member
Registered: 23rd Feb 03
User status: Offline
18th Jul 05 at 13:52   View User's Profile U2U Member Reply With Quote
what sort of cash do u need to be earning to get one of the egg loans?

Im looking into a 5k one, but didnt really know what the requirements are to meet.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
18th Jul 05 at 13:56   View User's Profile U2U Member Reply With Quote
Been checkin around northern rock say u cannot be declined for a CCard in under 6 months

Sainsbury looks good at a low rate, ill check out alliance and lester and abbey! Oh and just got an e-mail from egg so going to chekc them as i have a credit card with them!
BYRON
Member
Registered: 1st Jun 04
User status: Offline
18th Jul 05 at 13:58   View User's Profile U2U Member Reply With Quote
I got a sainsburys bank one. seems ok.
Bumped it up a few times.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
18th Jul 05 at 13:59   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BYRON
I got a sainsburys bank one. seems ok.
Bumped it up a few times.


I should take a loan and buy your car
SteveW
Member
Registered: 15th Jul 02
Location: Up in the clouds
User status: Offline
18th Jul 05 at 13:59   View User's Profile U2U Member Reply With Quote
im with Tesco

took out a 4k loan, only paying back 4.7k over 3 years.. so its like £133 a month mate...
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
18th Jul 05 at 14:01   View User's Profile U2U Member Reply With Quote
Loans are the way forward. Im going to get one this week. Proper bo.
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
18th Jul 05 at 14:03   View User's Profile U2U Member Reply With Quote
Loans are bad, owing nobody apart from your girlfriend £100 is the way forward
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
18th Jul 05 at 14:06   View User's Profile U2U Member Reply With Quote
This is true oliver, but i also owe many credit cards lots of cash and its killing me
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
18th Jul 05 at 14:23   View User's Profile U2U Member Reply With Quote
5k's worth of debt is nothing

Thats about 130 quid a month on a 3 year loan
sxi16vjoe
Member
Registered: 16th Dec 02
Location: Kent
User status: Offline
18th Jul 05 at 14:27   View User's Profile U2U Member Reply With Quote
what about if you have a bad credit rating and are self employed like me?

Any of those companies likely to give me a loan?
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
18th Jul 05 at 14:30   View User's Profile U2U Member Reply With Quote
Nope

People like Black Horse Finance would though.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
18th Jul 05 at 15:36   View User's Profile U2U Member Reply With Quote
I think i may find out my credit rating, as mine dont seem to make sense.

im always good with payments. overlimit once in 2 years. for like £40.

Always spending and repaying I don get it
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
18th Jul 05 at 16:04   View User's Profile U2U Member Reply With Quote
You will have a very good rating, probably around the 900 out of 1000
CorsaDaz
Member
Registered: 23rd Feb 03
User status: Offline
18th Jul 05 at 16:06   View User's Profile U2U Member Reply With Quote
what sort of rating do u need to get a loan out u reckon?
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
18th Jul 05 at 16:07   View User's Profile U2U Member Reply With Quote
Depends on current circumstances.

A good rating is around the 700 mark.

 
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