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Author Insuring 2 cars simultaneously?!..
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 13:37   View User's Profile U2U Member Reply With Quote
Currently insured through Adrian Flux on my Vectra.

I'm thinking that i want to buy and insure another car whilst retaining my Vectra insurance. My Vectra insurance does not cover me to drive other cars 3rd party due to my age (21). Is this the case with all companies or just Adrian Flux?

Adrian Flux can only give me cover on a 2nd car for 4 weeks maximum.

I've heard of traders policies which allow you to drive any car at any age and apparantly it's quite cheap to take out one of these policies, but i don't know much about this or companies who offer this..

What is likely to be my best opinion?
Graeme
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Registered: 26th Jul 04
Location: Northampton
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6th Jul 05 at 13:40   View Garage View User's Profile U2U Member Reply With Quote
mos companies untill you are 25
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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6th Jul 05 at 13:41   View User's Profile U2U Member Reply With Quote
I do my 2.0 through my own & my 1.2 on my Dad's insurance
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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6th Jul 05 at 13:42   View User's Profile U2U Member Reply With Quote
Im with Fluxy btw
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 13:46   View User's Profile U2U Member Reply With Quote
So if i bought a new car but registered it to my Mam's name and then got her to insure it as a second car with me as a named driver, would that get me covered fully comp or just 3rd party?
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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6th Jul 05 at 13:53   View User's Profile U2U Member Reply With Quote
Depends on the policy you set up on the car

I have mine fully comp on my 1.2

But I could pay less & be insured 3rd party

Same as any normal policy really I suppose

Make you that your mum mentions that you have regular use of another car & it is insured in your own name. Lowered mine a bit

Im with Tesco on the 1.2
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 14:00   View User's Profile U2U Member Reply With Quote
Can you have car insurance policy with 1 company, and have a second car insurance policy with a different company or do they both have to go through same company?

The company that my Mam is currently with don't insure modified cars i don't think and my new car will be modified..
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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6th Jul 05 at 14:06   View User's Profile U2U Member Reply With Quote
Yes but you can only use your NCB with one of the companies

I think Flux can do 2 policies

Costs loads though
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 14:11   View User's Profile U2U Member Reply With Quote
I probably think of a different plan rather than having 2 cars, was just an option i was considering.

Cheers anyway.
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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6th Jul 05 at 14:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rebrabuk
Can you have car insurance policy with 1 company, and have a second car insurance policy with a different company or do they both have to go through same company?

The company that my Mam is currently with don't insure modified cars i don't think and my new car will be modified..
i have 2 cars both on different insurance policys
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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6th Jul 05 at 14:23   View User's Profile U2U Member Reply With Quote
Yeah its not ideal

Hence why Im selling my 1.2
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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6th Jul 05 at 14:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chewy
i have 2 cars both on different insurance policys




Yeah but your really old







Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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6th Jul 05 at 14:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matt H
quote:
Originally posted by chewy
i have 2 cars both on different insurance policys




Yeah but your really old







pmsl
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 15:21   View User's Profile U2U Member Reply With Quote


Ian
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Registered: 28th Aug 99
Location: Liverpool
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6th Jul 05 at 16:45   View Garage View User's Profile U2U Member Reply With Quote
I have two policies, the second was given introductory NCB at 3 years, same as I already have on my main policy. Insurer is Admiral.
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 17:19   View User's Profile U2U Member Reply With Quote
Both policies through Admiral i take it?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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6th Jul 05 at 17:20   View Garage View User's Profile U2U Member Reply With Quote
Yeah I already had one and started the other mid term, just asked if they could give me some NCB and they said they would match it.
infinitycorsa
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Registered: 3rd Apr 02
Location: Stourport-on-Severn, Hereford and Worcester
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6th Jul 05 at 17:20   View User's Profile U2U Member Reply With Quote
ad flux.....

just been quoted 640 for 2 cars

corsa1.48v and celcia 2.0 16v

with 5yrs no claims
Laura_1.416v
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Registered: 26th Nov 04
Location: North Yorkshire
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6th Jul 05 at 17:24   View User's Profile U2U Member Reply With Quote
HIC let you have a 2nd car on a 2nd policy & they mirror your ncb, my other half does it with his calibra & 306
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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6th Jul 05 at 20:09   View User's Profile U2U Member Reply With Quote
Cheers peeps. Will look into this..
schoey
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Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
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6th Jul 05 at 20:19   View User's Profile U2U Member Reply With Quote
do hic do that at any age do you know?

 
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