Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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I'm not insured, no letters no nothing, one fucking missed direct debit and bang... no insurance. direct debit missed Monday after i'd already set it up i offered to pay by switch but Nooooooooooooo thats not good enough policy cancelled 2 fucking days after a payment missed.
What can i do... if anything
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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get insured 
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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true. but in the mean time i'm sat at work with an uninsured car in the carpark 
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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i was uninsured for 7 months 
fcuking direct line's fault
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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ah well pushbike out... i'll strip the car ready for the valver  just bloody annoying thats all
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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why not search around for insurance on the net then and take it out immediately
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John
Member
Registered: 30th Jun 03
User status: Offline
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If you have the insurance documentation and it still says you are insured afaik you are actually still insured. Not 100% but i think they must honour any documentation you have, it's up to them to chase you up to return the docs you have.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by x8john
If you have the insurance documentation and it still says you are insured afaik you are actually still insured. Not 100% but i think they must honour any documentation you have, it's up to them to chase you up to return the docs you have.
I think you'll find if you dont keep up with payments then they dont have to honour feck all
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Bart
Member
Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
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quote:
Originally posted by SRi-Co
ah well pushbike out... i'll strip the car ready for the valver just bloody annoying thats all
drive it home silly
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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ive already been caught out by something like this before.. turned Dad's car round and put it in the drive, thanks very much 14day ban and 200 quid fine for no insurance
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CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
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Find some insurance on the net and get it incured before you leave work tonight
Problem solved 
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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pay a deposit... problem unsolved, i've got about 120 quid the exact amount of money my installment would've been
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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Then i think you will find there isnt much you can do with out any money!
Not got a credit card you can bung it on?
Im sure they have to inform you that the direct debit has failed and then try again with in a certain time frame if it hasnt happend before.
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by TNM
Then i think you will find there isnt much you can do with out any money!
Not got a credit card you can bung it on?
Im sure they have to inform you that the direct debit has failed and then try again with in a certain time frame if it hasnt happend before.
they do have to notify you, they cant just terminate the insurance in that short a time frame & not tell you about it...
get intouch with the insurance abundsman(thingy) i cant remember the spelling & explain to them whats happened...
My direct debit didnt go through this month either so I paid via credit card after they told me... No problems & they even wavered the charge for missing a direct debit payment!
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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Thats bad shoot
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by x8john
If you have the insurance documentation and it still says you are insured afaik you are actually still insured. Not 100% but i think they must honour any documentation you have, it's up to them to chase you up to return the docs you have.
I think you'll find if you dont keep up with payments then they dont have to honour feck all
Well maybe they wouldn't pay out on a claim. Was just told off of somebody I know that works for norwich union. Its up to them to retrieve the cover note, but it costs more to chase it up than it does to pay out on the average claims they get. As i said though, not 100% sure. As far as being stopped by police etc though you are insured.
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