Alex
Member
Registered: 9th Feb 03
Location: Nottingham
User status: Offline
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driving along the road minding my own business when some woman drives out a junction straight into the side of me and pushes me round and onto the pavement narrowly avoiding a lamp post
car doesnt look that bad but i think it could be worse than it looks, both passenger side doors are bashed in and it looks like there are ripples or dents or whatever you want to call them allong the chassis under and inside the doors 
the woman phoned her insurance company and admitted liability which is a good thing, i phoned mine and they told me people would be in contact. but car is only worth about 1k or less, so do u recon they will write it off? if so how long til i will know what they are doing u recon? never had a crash before so i dunno what goes on! 
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Get your side of the story clear in your headjust to be on the safe side and let your insurance company deal with the rest.
Shes admited liability so thats obviously good for you. Are you fully comp?
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Alex
Member
Registered: 9th Feb 03
Location: Nottingham
User status: Offline
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yeah ive already told the insurance people what happened and they are all good with that.
tpft on insurance
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Doesnt look good then.
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Alex
Member
Registered: 9th Feb 03
Location: Nottingham
User status: Offline
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i cant claim the value off the car off her insurance if its a write off then? if not that sucks as i didnt do anything wrong!
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Third Party Fire & Theft covers you for what it says.
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Alex
Member
Registered: 9th Feb 03
Location: Nottingham
User status: Offline
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aww but i didnt think id have to pay for it if it wasnt my fault type thing as id be claiming off her insurance, or do i have to try and claim money back seperately?
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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She is to blame you will get what the car is worth if its a write off, if its highly modified get a propper value put to your car, i managed to get over £4000 of repairs done on a GSI, they dont normally repair things if the damage is 65ish% the value of the car i just argued the toss and they agreed the car was worth fixing, mine was only cosmetic though
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Tom J
Organiser: South Wales Premium Member
Registered: 8th Sep 03
Location: Bridgend
User status: Offline
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yeah but if she has admitted liability, her insurance pays?
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Alex
Member
Registered: 9th Feb 03
Location: Nottingham
User status: Offline
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phew thats ok then, as long as i wont have to drive about a manked car!
its down on the insurance as being worth 1k so i dunno
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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her insurance will pay..(in about 6months) 
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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spunk
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Alex
Member
Registered: 9th Feb 03
Location: Nottingham
User status: Offline
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quote: Originally posted by broster
spunk
ewwwww didnt want to know
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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had somthing like that yesterday but no where as near serious
guy decided he wanted to be on the bit of road i was on "didnt check his blind spot"
and moved over into me
his mirror hit mine, i looked over my mirror was still there so carried on 
great having solid steel mirrors
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