corsa.in.boro
Member
Registered: 30th Aug 02
User status: Offline
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has anyone ever tried them removal things on the internet to remove a ccj, do they work.
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TOMAS
Member
Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
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What are they? I work as a High Court Bailiff...?
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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County Court Judgement...
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TOMAS
Member
Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
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Doh ^ if im a bloody bailiff I know what a CCJ is  Im on about the programme on the net? The way you normally do it is by having a 'letter of staisfication' which you then send to the County Court that issued the writ and have the debt marked as satisfied on the records...
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SEAN_CDTI
Member
Registered: 5th Jun 04
Location: Middlesbrough / Wolverhampton / Oxford
User status: Offline
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yeah but it still stays on your records for 3 yrs doesnt it?
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TOMAS
Member
Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
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Yes it does, marked as satisfied though if you pay the fee and ask for it to be - not brilliant but better than just having dirty gr8 CCJ on the records - it shows that youve paid it off...
How big was the CCJ if you dont mind me asking? Its funny, the number of people I visit with pretty hooge debts, went to one the other day £25K owing to Capital One and he didnt seemed bothered about his credit history...
Have you managed to sort out your debts?
[Edited on 06-02-2005 by TOMAS]
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SEAN_CDTI
Member
Registered: 5th Jun 04
Location: Middlesbrough / Wolverhampton / Oxford
User status: Offline
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thats some bad shit man. i thought mine was bad only owing grand or so.
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Je11ybubb1es
Member
Registered: 11th Jun 02
Location: Milton Keynes
User status: Offline
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thing is as long as it is satisfied banks etc are legally not allowed to take it into consideration when making credit decisions, so even if it stays on your record for three years it cant be held against you
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Je11ybubb1es
Member
Registered: 11th Jun 02
Location: Milton Keynes
User status: Offline
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even if you've come to an arrangement with a credit card company that you will pay back £1 per month where i work you have to ignore that when making decisions. shit imo
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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quote:
Originally posted by Je11ybubb1es banks etc are legally not allowed to take it into consideration when making credit decisions, so even if it stays on your record for three years it cant be held against you
high street lender wont touch u if u have ccj's (if its still active)
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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the lender u owe money to will want the money before the ccj will show on your credit history as being satisfied.
personally i cant see anyway these internet things can remove the ccj, unless they are a sneaky way to get you to lend money to pay off the ccj that is outstanding, and then u end up back to square one....in debt.
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TOMAS
Member
Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
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Its unreal how easily ppl can get credit... Some people I see are out of work, living with friends, on benefits and have NO assets - who in there right mind would loan money to these ppl?
One of claimants that we deal most with is for ADT fire & security, they have soo many bad debts its untrue, think they must be catching people out with their small print!!
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