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Author milleage limits on insurnace????
MoNkEy MaGiC
Member

Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
12th May 04 at 19:18   View User's Profile U2U Member Reply With Quote

mine is due to run out in a month and i have got a good quote with elephant.co.uk, TPFT including mods for my Gsi, however........

i did the quote over net with saying i will only do upto 6000 miles per year.......

then i worked out accurately how many miles i do on average per week and then for the year and turns out i "might" go over the limit by 2 or 3 hundred miles by end of the year, maybe more maybe less!...

u think it will really matter that i tell them this??? as i tried it again saying i do 8000 miles and it made a difference on the quote by about £80 almost!!!

[Edited on 12-05-2004 by MoNkEy MaGiC]
Marc
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Registered: 11th Aug 02
Location: York
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12th May 04 at 19:20   View User's Profile U2U Member Reply With Quote

no, wont matter.
Mistamist
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Registered: 16th Jul 03
Location: Gillingham, Kent
User status: Offline
12th May 04 at 19:22   View User's Profile U2U Member Reply With Quote

lol i told them 5000 and ended up doin 24k in my first year.....whoops!
stuyw
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Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
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12th May 04 at 19:51   View User's Profile U2U Member Reply With Quote

ive got 6k on mine as i hardly use the corsa
langey
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Registered: 7th Sep 03
Location: Wigan
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12th May 04 at 20:00   View User's Profile U2U Member Reply With Quote

i got 6k down on mine, but how they gonna know what i started off on?? they got no way of knowing
fax2004
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Registered: 1st Nov 03
Location: 172
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12th May 04 at 20:01   View User's Profile U2U Member Reply With Quote

Wont matter, because you dont have to tell them how many miles your car has done at the time of taking the policy out, so how will they no youve gone over?
CRB 553
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Registered: 5th Apr 02
Location: NE Drives: Punto GT
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12th May 04 at 20:04   View User's Profile U2U Member Reply With Quote

erm usually u do where i come from lol
langey
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Registered: 7th Sep 03
Location: Wigan
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12th May 04 at 20:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fax2004
Wont matter, because you dont have to tell them how many miles your car has done at the time of taking the policy out, so how will they no youve gone over?


your a minute too slow
Doug_SRi
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Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
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12th May 04 at 21:33   View User's Profile U2U Member Reply With Quote

mot certificate shows the milage and norwich union rejected someones claim when they had a bump my dad said, he works for Belmont vauxhall which is part of the jm group and it was JM accident repair centre that told him this. I did about 20k miles over my allowance last year so since my dad saying this i am gonna tell them if i need it increased. if your car is worth alot i would tell them, saves them being picky when it comes to paying out

[Edited on 12-05-2004 by Doug_SRi]
Simon
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Registered: 24th Apr 03
Location: Oxfordshire
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12th May 04 at 21:38   View User's Profile U2U Member Reply With Quote

if they do find out and uve done more than uve said u would, ur insurance will be void so ure jsut taking a risk
MattyB
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Registered: 13th Nov 01
Location: 118.5bhp :D
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13th May 04 at 07:42   View User's Profile U2U Member Reply With Quote

I told CIS i would be doing 6k a year. I've done 9k in 6 months. I think i will ring them and ask them to increase this. lol. I think this may also be a good time to get them about my 17"s, tints, lowered, skirts.....etc.

I never told them about one thing on my corsa, even when it was lowered, kitted, the lot. I had a crash and it was repaired however i wanted it.

I wont push my luck this time tho.
MoNkEy MaGiC
Member

Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
   13th May 04 at 16:02   View User's Profile U2U Member Reply With Quote

cheers for info guys......

thing is on the confirmation of details page it says its "ESTIMATE" of annual millege and i put down 5000, so i guess long as i dont take the piss and go over it too much its ok, as it is just an estimate right???

also the millege counter in my car was changed when it got to 20k so ive got documents saying exactly how much ive done,

and i dont think they make the effort to come and actually check your millege in the first place!!! so if u say you have done a few hundred (or thousand ) more than what is displayed in your car then i guess your ok, but then again if they check your millege on the mot certificate then your fcuked! risky!!!

[Edited on 13-05-2004 by MoNkEy MaGiC]

 
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