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Author Morning
Robbo
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Registered: 6th Aug 02
Location: London
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9th Jan 08 at 10:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Credit cards are dangerous people, my bill comes on friday
I am without a credit card for the first time since I was 18 and I fucking love it
ClaireF
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Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
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9th Jan 08 at 10:33   View User's Profile U2U Member Reply With Quote

morning
Phi
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Registered: 8th Jan 07
Location: South
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9th Jan 08 at 10:33   View User's Profile U2U Member Reply With Quote

i got refused credit card and overdraft....but not a loan.... lol
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
9th Jan 08 at 10:34   View User's Profile U2U Member Reply With Quote

How do you get refused a credit card?
LiL_AnGeL
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Registered: 1st Apr 07
Location: here there and everywhere
User status: Offline
9th Jan 08 at 10:35   View User's Profile U2U Member Reply With Quote

i got a credit card. max of £200, they offered me a £4,000 one no thanks!!!

£200 is fine, use for emergancy's
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
9th Jan 08 at 10:37   View User's Profile U2U Member Reply With Quote

http://www.corsasport.co.uk/board/viewthread.php?tid=404197

Point me in the right direction Credit Card people
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
9th Jan 08 at 10:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dan295
quote:
Originally posted by corsa_tomtom
awoooooooga




Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
9th Jan 08 at 10:37   View User's Profile U2U Member Reply With Quote

I used to have £10,000 limit across 3 cards. Just got the 1 now with £3,500 limit but pay off whatever I use straight away
Robbo
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Registered: 6th Aug 02
Location: London
User status: Offline
9th Jan 08 at 10:40   View User's Profile U2U Member Reply With Quote

I used to have £40k limit across three cards... at 21 I didn't use it, needless to say!
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
9th Jan 08 at 10:41   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Robbo
quote:
Originally posted by pow
Credit cards are dangerous people, my bill comes on friday
I am without a credit card for the first time since I was 18 and I fucking love it


and you love it?

I only got my credit card last year, got the limit taken back down to 1k cause I didnt want the risk... then got a capital one credit card with cash back with a 7.5k limit.

I pay off my bill every month without fail, I only use it for security in case my card gets cloned. Wouldnt want to go through my debit card being raped
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
9th Jan 08 at 10:41   View Garage View User's Profile U2U Member Reply With Quote

£40k, bravo robbo bravo
Robbo
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Registered: 6th Aug 02
Location: London
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9th Jan 08 at 10:41   View User's Profile U2U Member Reply With Quote

Ridiculous innit!!
Robbo
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Registered: 6th Aug 02
Location: London
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9th Jan 08 at 10:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
quote:
Originally posted by Robbo
quote:
Originally posted by pow
Credit cards are dangerous people, my bill comes on friday
I am without a credit card for the first time since I was 18 and I fucking love it


and you love it?

I only got my credit card last year, got the limit taken back down to 1k cause I didnt want the risk... then got a capital one credit card with cash back with a 7.5k limit.

I pay off my bill every month without fail, I only use it for security in case my card gets cloned. Wouldnt want to go through my debit card being raped
I wasnt good with money
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
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9th Jan 08 at 10:42   View Garage View User's Profile U2U Member Reply With Quote

that is fucking excellent

I only used mine for petrol to begin with, then ordered my tv on it, now I pay for everything on it and wipe it clean every month.
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
9th Jan 08 at 10:42   View User's Profile U2U Member Reply With Quote

Willay are capital 1 good?
Dan295
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Registered: 9th Oct 06
Location: London
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9th Jan 08 at 10:42   View User's Profile U2U Member Reply With Quote

why do you get raped for using a debit card, i used the fuck out of mine over christmas
Robbo
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Registered: 6th Aug 02
Location: London
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9th Jan 08 at 10:43   View User's Profile U2U Member Reply With Quote

I rmemeber when I first got a card and went to buy something for my sister for £30 and wasnt sure about doing it... How young I was!!!
Robbo
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Registered: 6th Aug 02
Location: London
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9th Jan 08 at 10:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kathryn W
Willay are capital 1 good?
High APR IMO
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
9th Jan 08 at 10:45   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Robbo
quote:
Originally posted by Kathryn W
Willay are capital 1 good?
High APR IMO


I've seen one with that free APR untill Feb 2009 and then the APR goes to 12.1 or something.

I only need it basically to try and improve my credit rating

So as soon as my house gets bought i'd shut down the account
Robbo
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Registered: 6th Aug 02
Location: London
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9th Jan 08 at 10:46   View User's Profile U2U Member Reply With Quote

Yeah jus saw that Kat and have commented in there
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
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9th Jan 08 at 10:46   View User's Profile U2U Member Reply With Quote

Thanks
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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9th Jan 08 at 10:48   View User's Profile U2U Member Reply With Quote

Don't go there people.

I managed to spunk £8k across 4 cards in 2 years between 18 and 20 coupled with 2 loans I ended up paying out almost £900 p/month until daddy bailed me out

Fair enough if you're sensible with money and use them for emergencies or know you aint gonna just keep upping your limit etc. They certainly aren't for everyone.

I have none now.
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
9th Jan 08 at 10:48   View User's Profile U2U Member Reply With Quote

i got refused because they say idont ahve a credit status...and basically my money goes out quite quickly...jus need to build up direct debits and make a status! lol

im not to bothered i cant get one... to much hassle/..and i dont like debt!... i just manage my monthly direct debits fine....

ive not bougt myself somthing for ages..only car stuff... i need to go waste like £300 on clothes one month! lol have not done that for like over a year .....
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
9th Jan 08 at 10:48   View Garage View User's Profile U2U Member Reply With Quote

Phi when and where is autosport?


Drives supercharged Tec with torque
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
9th Jan 08 at 10:49   View User's Profile U2U Member Reply With Quote

i always spend my money before ive even been paid ..if that makesence!

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