JonnyJ
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Registered: 23rd Sep 05
Location: Scotchland
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I spent all my student loan modifying my corsa 
Good investment is the key 
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Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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I agree with some of the points you have made Ojc. Such as the government not paying for students to go to uni. If you want to go to uni then you pay for it yourself.
I don't agree that you should pay outright to go to uni. It's like buying a house, you borrow the money and then pay it back.
The fact you say you could potentially be earning 100k a year. It won't happen unless you get given a chance either by some generous person.
And the way i see it, you are calling all people that are either at uni or been to uni fuckwits. So that would include myself, Deano, Adam B, Paul W, Paul J Ian, Tim and so on..
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Colin
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Registered: 4th Apr 02
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quote:
Originally posted by Lisa
quote:
Originally posted by Colin
quote:
Originally posted by deano87
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
Good point there, ive basically clocked up 8k of student loan debt in order to increase my earning potential which knock on effect will be more tax.
Think I worked out i'll be paying around £12k in Tax & NI once im qualified. Only a few years ago I wasnt earning much more than my tax contribution will be, but ive put in the effort, along with a small step up from the student awards agency to put myself into that position.
i don't pay much ess than that and never been to uni, i also work for private sector because i believe in what we do, if i worked for public sector i would be paying a lot more than that
Ive never been to uni either, just alot of further ed & specialist courses.
That wasnt meant as a my dicks bigger than yours statement anyway, im just saying that going through the motions of going to uni/college whatever to better yourself loan or no loan is good & should be encouraged as i'll now give back more than ive taken out the pot..........or something like that. Been a 6:30-8:30 day today im cooked phew 
One thing I would say about Uni etc is there is alot of micky mouse courses which are run basically to fill the books..............even though the people that do them & get the degree dont get a job.
I got refused entry to an I&C engineering course because only 4 people wanted to do it & it wouldnt be financially viable to run, however the same place took on 60 music students that same year & at the end of the course not one of them had a job!!
Uni - good & bad points - pick a proper course!! 
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Ojc
Totally different circumstance, he certainly deserved his funding and it should be fairly obvious to a government official who deserves funding and who doesn't.
My cousin is a prime example, finished secondary education 2 years ago, couldn't be arsed to find a job so stayed on for 2 years of 6th form, achieved nothing.
Went to work at a call centre, high pressure, high staff turnover working on commision, comes home crying from the job because the real world is nasty, hard work.
So she is now going to Bristol Uni, which subsequently has a very good nightlife  to do a Business Studies degree What for? She has experienced the real world, she didn't like it, so where is she going to put this degree to use? The answer is she won't, will cost my auntie 10k a year to fund her daily jaunts into Bristol to get smashed.
Fail on her part then tbh.
As it stands now, my parents wouldn't be able to fund me going to Uni - just because I want to do media & business, and not become a doctor, doesn't mean I shouldn't get the help someone else does imho.
We could go on forever.
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Colin
That wasnt meant as a my dicks bigger than yours statement anyway, im just saying that going through the motions of going to uni/college whatever to better yourself loan or no loan is good & should be encouraged as i'll now give back more than ive taken out the pot..........or something like that. Been a 6:30-8:30 day today im cooked phew
Good point - your loan, say, £10k.
Your tax bill for 1 year. £12k.
Your total tax bill for life. . .doesn't bare thinking about
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Lisa
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Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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there are some people who have the opportunity to go and don't. I know adam_b mum and dad would have out him through uni when he was younger but he didn't want to study. He has worked for last 10yrs and just started uni this time doing photography, his mum and dad are paying his fees, he can't afford to leave home so is staying at home and reduced his hours from full to part time.
His car was written off other month and about 3 weeks ago all his money came through and he was looking for another but got made redundant, did he think fk it i will get a loan, no he is currently living off his car money and driveing a £300 shitter (sorry adam but it is).
He says if all his car money goes it goes, but he don;t want a loan and is hoping to get another job in the new year so can buy a car.
Moral is if you can't afford it don't do it
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
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quote:
Originally posted by deano87
I'm also going to Uni to do a job I want to do, not just earn better money. I hope, that when I start working, I'll want to get up in the day.
Some would say my job is boring, but I don't mind getting up in the morning to do it. I have been going for 10 years now, worked my way up the ladder and only today I got asked in my PDP if I fancied a change. They know I can do the job of a Sales Consultant, I just don't wish to yet. I earn enough for my lifestyle, I have no pressure on me and I know as when I want to move on, I can.
I didn't need a Uni degree to achieve this, enthusiasm, intelligence & motivation at a young age were all that were required.
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CorsAsh
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Registered: 19th Apr 02
Location: Munich
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quote:
Originally posted by Ojc
quote:
Originally posted by CorsAsh
quote:
Originally posted by Ojc
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
Thanks but no. You're wrong.
I went to Uni because you need a qualification in this business... you need to prove yourself. Decent money is just a side effect.
But you had an idea of what you wanted to do what that degree, no? This is the difference between you, Colin, Paul, James you know what you want from it, most don't. They watch Hollyoaks and want a piece of that pie
There are three distinct groups here.
Group 1: Me, Paul, James and so on. We've known for a long time what we want to do, and going to university to get a degree in this subject is a big stepping stone to winning a place in our chosen industries.
Group 2: Your relative. Doesn't have an idea what they want to do, so go to university hoping for some kind of epiphany and a guiding light to point the way to a succesful life for them.
Group 3: The Ojcs of the world. Know what they want to be, know that school isn't helping them achieve their goals, and therefore take a less academic route to success.
But please, Oliver, don't assume that you can stereotype and underestimate the intentions of all students. It's one of the most stressful things you can go through. You're no better than us just because we remained academic, we got to the same place by different means is all.
[Edited on 10-12-2008 by CorsAsh]
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Colin
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Registered: 4th Apr 02
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You might aswell take the loan though, its a no brainer, the interest payments are small & you dont start paying for 12 months - stick it in the bank account & make a few hundred quid, thats what I done anyway
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Lisa
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Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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i watch holyoaks......lol
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by CorsAsh
There are three distinct groups here.
Group 1: Me, Paul, James and so on. We've known for a long time what we want to do, and going to university to get a degree in this subject is a big stepping stone to winning a place in our chosen industries.
Group 2: Your relative. Doesn't have an idea what they want to do, so go to university hoping for some kind of epiphany and a guiding light to point the way to a succesful life for them.
Group 3: The Ojcs of the world. Know what they want to be, know that school isn't helping them achieve their goals, and therefore take a less academic route to success.
But please, Oliver, don't assume that you can stereotype and underestimate the intentions of all students. It's one of the most stressful things you can go through. You're no better than us just because we remained academic, we got to the same place by different means is all.
[Edited on 10-12-2008 by CorsAsh]
I love you.
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Colin
You might aswell take the loan though, its a no brainer, the interest payments are small & you dont start paying for 12 months - stick it in the bank account & make a few hundred quid, thats what I done anyway
Unless you give it back twice like I am.
Terrible thought
[Edited on 10-12-2008 by deano87]
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Colin
You might aswell take the loan though, its a no brainer, the interest payments are small & you dont start paying for 12 months - stick it in the bank account & make a few hundred quid, thats what I done anyway
Most aren't intelligent enough to do this, no life skills, no idea how bank accounts work, but know whats coming up on the next episode of Jeremy Kyle
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CorsAsh
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Registered: 19th Apr 02
Location: Munich
User status: Offline
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There is a 5 year age gap between me and my nearest colleauge, yet people call me one of the most mature Dean Guess I don't talk shite all the time.
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JonnyJ
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Registered: 23rd Sep 05
Location: Scotchland
User status: Offline
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That puts me in group 1 then Ash. Knew from before i left high school i wanted to be a graphic designer, did the 2 year ND at college, then HND at uni and finally my BA HONS. Although through my time my ideal job has altered slightly i have got a job as a designer but im not where i want to be yet.
I do get what Ollie is saying though, you see quite a lot of students at uni just there because they are putting off work, doing A Level or whatever in pointless subjects and when you ask them what they want to do they don't have a clue and usually just give somekind of vague answer.
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Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I'm leaving on this note as i have a job to go to in the morning
Everyone is different and go to uni or into full time employment for their own reasons.
I wish everyone the best with their chosen careers!
Good night
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Ojc
quote:
Originally posted by Andrew
I'm leaving on this note as i have a job to go to in the morning
Everyone is different and go to uni or into full time employment for their own reasons.
I wish everyone the best with their chosen careers!
Good night
Right, now he has gone to bed, lets diss him some more
Bit inappropriate.
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CorsAsh
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Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by JonnyJ
they don't have a clue and usually just give somekind of vague answer.
Which is a direct effect felt from their disaffected careers advisors.
According to my OASIS bollocks, I was going to be a Paramedic or something.
If they had the balls to say "Education is not for you, leave and get a job", then maybe there would be fewer of Ojc's stereotypical students roaming around.
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
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I was told to leave school and never come back
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Colin
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Registered: 4th Apr 02
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Theres plenty of people in uni's that are just there for something to do...I get that feeling anyway
Im based around Heriot Watt Technology campus & you can see the split between the people there - foreigners make up a large proportion (I found one taking a shit in the corridor in the halls), people that dont have a clue so scribbled 'sports science' on their ucas form in the hope it will buy them a few years to decide what to do with themselves, posh nobs (daddys a millionaire) usually chairman of the uni fencing team - full head to toe of pish, usually pretty dumb too!! & then you get a small group of determined people comitted to achieving what they want from life - there are the ones that will get jobs.
[Edited on 10-12-2008 by Colin]
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
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Colin sums it up best for me. Perfect, I went to school with people that shit in puddles and washed their feet in sinks, they were my friends 
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CorsAsh
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Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by Ojc
I was told to leave school and never come back
Clearly your careers advisor was on the ball then
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Ojc
I was told to leave school and never come back
Well done you. People like that who were at school have 2 kids now, or are in jail.
Believe me, students are not the problem, it's you guys who hated education & authority.
Oooohhh how the tables have turned
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Infact, we had a reunion the other day I'll grab a pic
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James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I'm not gunna lie, I fucked about at uni. But I also learnt a lot and got a 1st class degree out of it.
Like Ash said, there are different types of uni students.
I could have entered my current career without a degree. Would I be where I am now? Nowhere near.
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