MarkSport
Member
Registered: 22nd May 09
User status: Offline
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quote:
Originally posted by FruitBooTeR
Ive been looking at astra vxrs but no deals actualy blow my head off...
my mates a salesman at vauxhall,i bet he could get you a good deal jay
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DamoC
Member
Registered: 6th Oct 07
Location: Sawtry, Cambridgeshire
User status: Offline
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quote:
Originally posted by mattk
quote:
Originally posted by Colin
Better spent on a car than down pub/strippers/smack den/hookers/ 
disagree 
+1
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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If you're having second thoughts, there's a cooling off period. Still time to find something else.
(which won't cost you your relationship or you arm, leg and kidney in interest)
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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That's about 9-10% APR. But if you have bad credit you couldnt have got much lower I doubt. Fuck it, go for it. People get mortgages and end up paying well over the odds in the end. Unless you have £11k burning a whole in your pocket you're always going to pay more than its worth.
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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Cars before bitches
Tel her to do one.
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Never mind the interest, that is a long time to be paying for a car 
Cool car though 
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Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
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quote:
Originally posted by Nath
That's about 9-10% APR.
It's actually a little over 13%! Defaulting on a phone payment years ago shouldn't effect your Credit that much as long as you've been a good boy since . It'd be worth a phonecall to your bank to see if they'd offer you something better - 8% is about the norm but Ironically just under 10% makes your monthly payments £230  .
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Nath
That's about 9-10% APR. But if you have bad credit you couldnt have got much lower I doubt. Fuck it, go for it. People get mortgages and end up paying well over the odds in the end. Unless you have £11k burning a whole in your pocket you're always going to pay more than its worth.
mortgages are different though. 25-30 years after you take it out, you're very likely to get all your money back + more on the raise in house prices.
granted, people who bought just before the recession will have paid over the odds, but in the long run it's an investment that will rise in value most of the time unlike run of the mill cars.
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Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
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quote:
Originally posted by Ben G
mortgages are different though. 25-30 years after you take it out, you're very likely to get all your money back + more on the raise in house prices.
This is an extra 3.5k though, not 150k!
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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£3,880 tbh 
[/smart arse comment]
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Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
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.
I've just been looking on Vauxhalls site and can't belive the price of new Astra VXR's - The RRP price has gone up just over £2.5k since i bought mine 2 years ago!
Oh and if you need a get out clause tell them there's no such thing as a Power Red Corsa VXR - It's Still Flame Red on the Corsas... happy polishing!
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chrex
Member
Registered: 26th Aug 07
Location: Brawdy/Wirral
User status: Offline
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she's paid money for a mini...end of.
you are getting a car of much better quality for less money. Tell her to stop moaning and worry about her mini falling apart soon...
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by CorsAsh
If you're having second thoughts, there's a cooling off period. Still time to find something else.
(which won't cost you your relationship or you arm, leg and kidney in interest)
After a long hard think last night and having slept on it, i think im gonna pull out. Guess i can say goodbye to my deposit? 
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StueyBoy1989
Member
Registered: 22nd Feb 07
Location: North West London
User status: Offline
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£277 per month over 3 years is £9972, an your willing to take £248 over 60 months which is £14880 are you silly? or have i read some thing wrong?
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by StueyBoy1989
£277 per month over 3 years is £9972, an your willing to take £248 over 60 months which is £14880 are you silly? or have i read some thing wrong?
Yes mate, with PCP there is a balance left to settle at the end, in this case £4900.
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StueyBoy1989
Member
Registered: 22nd Feb 07
Location: North West London
User status: Offline
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not much of a difference really then, unless you can get a guranteed resale like ben g was talking about. good luck anyways.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by StueyBoy1989
not much of a difference really then, unless you can get a guranteed resale like ben g was talking about. good luck anyways.
Yes they both work out at about 15k in total but with the 60months i could still trade in after 3 years and forefit the remaining two years interest. Like ive said though, im going to call this morning to see if i can get any of my deposit back.
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by CorsAsh-Sport
quote:
Originally posted by StueyBoy1989
£277 per month over 3 years is £9972, an your willing to take £248 over 60 months which is £14880 are you silly? or have i read some thing wrong?
Yes mate, with PCP there is a balance left to settle at the end, in this case £4900.
in all honesty the PCP we have is great value
basically 1280 down (10%) and 230 a month for 2 years with final balance of 8.5k
Therefore if the car is worth more than 8k after 2 years I am going to buy it and sell it on
if it isnt im giving it back
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by whitter45
quote:
Originally posted by CorsAsh-Sport
quote:
Originally posted by StueyBoy1989
£277 per month over 3 years is £9972, an your willing to take £248 over 60 months which is £14880 are you silly? or have i read some thing wrong?
Yes mate, with PCP there is a balance left to settle at the end, in this case £4900.
in all honesty the PCP we have is great value
basically 1280 down (10%) and 230 a month for 2 years with final balance of 8.5k
Therefore if the car is worth more than 8k after 2 years I am going to buy it and sell it on
if it isnt im giving it back
That does sound good value, the VXR was 11k and they say it will be worth 5k in 3 years so thats a depreciation of 2k a year. The mrs mini was 14k and they have said it will be worth 8k so again 2k a year depreciation on a car that is supposed to hold its value well. Do you work for Vauxhall?
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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nope although the missus mother works for Asda so we got 10% partners discount
basically we got a red VXR with 18's brand new for 1280 deposit, 230 a month with a start payment and end payment of 368 with about 8.5k to clear at the end or give back in 2 years time
[Edited on 27-08-2009 by whitter45]
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by whitter45
nope although the missus mother works for Asda so we got 10% partners discount
basically we got a red VXR with 18's brand new for 1280 deposit, 230 a month with a start payment and end payment of 368 with about 8.5k to clear at the end or give back in 2 years time
[Edited on 27-08-2009 by whitter45]
Got ya, sounds good. Just spoke to Vaux, they wont give me the deposit back. Suppose its my own fault for rushing into it.
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by CorsAsh-Sport
quote:
Originally posted by whitter45
nope although the missus mother works for Asda so we got 10% partners discount
basically we got a red VXR with 18's brand new for 1280 deposit, 230 a month with a start payment and end payment of 368 with about 8.5k to clear at the end or give back in 2 years time
[Edited on 27-08-2009 by whitter45]
Got ya, sounds good. Just spoke to Vaux, they wont give me the deposit back. Suppose its my own fault for rushing into it.
how much deposit
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by whitter45
quote:
Originally posted by CorsAsh-Sport
quote:
Originally posted by whitter45
nope although the missus mother works for Asda so we got 10% partners discount
basically we got a red VXR with 18's brand new for 1280 deposit, 230 a month with a start payment and end payment of 368 with about 8.5k to clear at the end or give back in 2 years time
[Edited on 27-08-2009 by whitter45]
Got ya, sounds good. Just spoke to Vaux, they wont give me the deposit back. Suppose its my own fault for rushing into it.
how much deposit
A tidy 500 notes
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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in the grand scheme of things that nothing when you could be tied to finance for 5 years
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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quote:
Originally posted by whitter45
in the grand scheme of things that nothing when you could be tied to finance for 5 years
not really tied in though, i get cars on finance, then after 2 years, just hand them back, clear the finance and start again on new car. Means i never have to pay to put a car through MOT, dont need to worry about depreciation/selling it etc. Best way imo
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