Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by p16vlv
do you really think your insurance will be happy to pay out to repair somebodys car when yours is not legal. you must have a good insurance company.
Insurance company can file to reclaim losses against yourself if they really want to but its very rare it happens as court costs often exceed the costs of the repair anyway.
I dont have a car on the road at the moment as im banned untill the 23rd of the month, even so why do you want my VRM? Are you one of those goody 2 shoes grasses?
I've got to agree with the dizzy one on this. Not the grass thing, but the recouping of losses. When I got banned for drink driving, Quinn Direct told me they were going to pay for the damages (spun on ice and hit a railing) which they did. They then told me they may take me to court to get the money back. That was over 2 years ago now. It just isn't worth it for them!
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by Kevxx
i don't think your getting it, if you insure your car is 1600, or 1400, and it's 2000 then thats illegal, simple as.
his mate insurance, told him it's not, so he must be insured 
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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I really don't know how this got to 3 pages tbh. If he wants to drive his car 3rd party then fine. If people don't want to take his word that he'd be insured in the case of an accident, fine. If he smashes into someone, it's not the other person who gets fucked is it? 30 people giving him abuse isn't going to make him see the error of his ways and change his insurance details so leave him be ffs
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by Alex_NSMno mate i'm a copper and want to quick your details on pnc. And stop all this childish grassing bollocks, you're not at school. You're doing something illegal, end of.
Its hardly murdering or rape illegal is it? Plus if your off duty what does it matter? Or does your job rule your life? 3rd party insurance is in place, as are tax and mot. The only thing you could slap on it is the fact the car is incorrectly taxed and give the owner a £45 fine for lack of road tax.
Seriously, stop being an arse for the sake of it. Police are here to serve and protect, not persecute and rob us blind.
[Edited on 06-06-2009 by DizzyRebel]
think you'll find from police codes of practice you're never off duty and yes the job does rule your life, 99% of coppers will tell you that. You've no idea of the 24/7 implications it has on you.
no It's not murder, but It's still illegal you muppet, laws that are there for a reason. You've obtained insurance through deception, they can quite easily refuse to pay out if you crash into someone, you're insurance is void. Yes We're here to protect, namely other legal road users from the likes of you
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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quote:
Originally posted by Kevxx
i don't think your getting it, if you insure your car is 1600, or 1400, and it's 2000 then thats illegal, simple as.
And your not getting it because you havnt read my previous posts.
3rd party insurance covers anyone you cause damage to for losses regardless of the state of yourself of your vehicle. However, IF your insurance company want to they can take you to court to recover losses if they think you were at breech of contract but it very realrely happens as its not financially worth it for them.
Your not driving illegally, not comitting insurance fraud and not causing danger to the public or society. At the most your driving with an invalid tax disc which is a £45 fine and nothing more.
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by DizzyRebel
not comitting insurance fraud
http://www.ifig.org/news/article.php?id=88
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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quote:
Originally posted by Alex_NSM
quote:
Originally posted by DizzyRebel
quote:
Originally posted by Alex_NSMno mate i'm a copper and want to quick your details on pnc. And stop all this childish grassing bollocks, you're not at school. You're doing something illegal, end of.
Its hardly murdering or rape illegal is it? Plus if your off duty what does it matter? Or does your job rule your life? 3rd party insurance is in place, as are tax and mot. The only thing you could slap on it is the fact the car is incorrectly taxed and give the owner a £45 fine for lack of road tax.
Seriously, stop being an arse for the sake of it. Police are here to serve and protect, not persecute and rob us blind.
[Edited on 06-06-2009 by DizzyRebel]
think you'll find from police codes of practice you're never off duty and yes the job does rule your life, 99% of coppers will tell you that. You've no idea of the 24/7 implications it has on you.
no It's not murder, but It's still illegal you muppet, laws that are there for a reason. You've obtained insurance through deception, they can quite easily refuse to pay out if you crash into someone, you're insurance is void. Yes We're here to protect, namely other legal road users from the likes of you
I know a few coppers too, one of them was a good customer of mine when i worked in lincoln. He was just a normal guy and when he took his uniform off he didnt even think about work and wouldnt mention it if anyone broke a minor law infront of him. Police code of practice should never cloud your own judgement, common sense or leniancy. And i think you will find not all laws are there to serve and protect, half of them are there to control us and make the government money. If you were here to serve and protect, you wouldnt have targets set out to catch speeding drivers etc - they are nothing more than SALES targets.
Obtained insurance through deception? what if the conversion took place after the insurance was in place or you didnt kno it had a conversion as your stupid and dont know how to check your oil? They can refuse to pay out on a comprehensive claim but not on a 3rd party claim. If they wished to they could take you to court to recover losses if your wasnt fully declared but even then it rarely happens as court costs outweigh the claim value.
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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quote:
Originally posted by Ste L
quote:
Originally posted by DizzyRebel
not comitting insurance fraud
http://www.ifig.org/news/article.php?id=88
They are all for comprehensive policies. 3rd party is unaffected.
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by Ste L
quote:
Originally posted by DizzyRebel
not comitting insurance fraud
http://www.ifig.org/news/article.php?id=88
They are all for comprehensive policies. 3rd party is unaffected.
no where in that, does it state it's only comprehensive insurance
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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The claims are all exapmles of comprehensive. Nowhere does it mention 3rd party damages or loss.
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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Showing your ignorance again. Targets and 'sales figures' have been scrapped. Forces are now judged on community focused policing which is tested in an entirely different way, and i believe my force just came top in the country. We don't have targets to meet any more
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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so really, for 1500 what would you do to a corsa sport..............?
(im sure that was the question originally)
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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quote:
Originally posted by Nic Barnes
so really, for 1500 what would you do to a corsa sport..............?
(im sure that was the question originally)
Get it professionally detailed then stand back and admire (untill it rains anyway.)
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by Nic Barnes
so really, for 1500 what would you do to a corsa sport..............?
(im sure that was the question originally)
Get it professionally detailed then stand back and admire (untill it rains anyway.)
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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im sorry but i dont for one moment believe everone on here is legit with their cars and stuff, has everyone checked their tyres daily to make sure they are legal? everyone with induction kits declared them? i dont believe it for one minute.
and the argument that police dont target people for money, if so then why is it proven that cameras and roadside police speed vehicles raise so much money, why not spend the time catching thieves or murdered not people doing 8/9mph over an already stupid speed limit.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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I bet this fella is clear on how to spend £1500 now.
Oh wait.
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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quote:
Originally posted by Nath
I bet this fella is clear on how to spend £1500 now.
Oh wait.
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by Kevxx
i don't think your getting it, if you insure your car is 1600, or 1400, and it's 2000 then thats illegal, simple as.
And your not getting it because you havnt read my previous posts.
3rd party insurance covers anyone you cause damage to for losses regardless of the state of yourself of your vehicle. However, IF your insurance company want to they can take you to court to recover losses if they think you were at breech of contract but it very realrely happens as its not financially worth it for them.
Your not driving illegally, not comitting insurance fraud and not causing danger to the public or society. At the most your driving with an invalid tax disc which is a £45 fine and nothing more.
He's right.. I judge that most people on this forum are posting there opinion or even so called fact from hearsay, when infact i have a friend in insurance who told me the exact same thing.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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Insurers cover you based on a level of liability; if the details of that liability are un-truthful and it can be proven that you were aware of it then the insurance policy can be deem'ed void which means technically your insurance company dont have to pay out for you or any 3rd parties.
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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quote:
Originally posted by DaveyLC
Insurers cover you based on a level of liability; if the details of that liability are un-truthful and it can be proven that you were aware of it then the insurance policy can be deem'ed void which means technically your insurance company dont have to pay out for you or any 3rd parties.
I cant put it any clearer for you than this:
3rd party insurance covers anyone you cause damage to for losses regardless of the state of yourself of your vehicle. However, IF your insurance company want to they can take you to court to recover losses if they think you were at breech of contract but it very rarely happens as its not financially worth it for them.
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steven_r2008
Member
Registered: 23rd May 08
Location: Nottingham
User status: Offline
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quote:
Originally posted by DizzyRebel
not comitting insurance fraud .
 im sure you are comminting insurance fraud . . . if you've told them your driving a 1.4 or 1.6 when in actual fact youve got a LET purrin away under the bonnet, that is fraud
and if it isn't fraud, then why do they void fully comp policies for the same thing?
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by steven_r2008
quote:
Originally posted by DizzyRebel
not comitting insurance fraud .
im sure you are comminting insurance fraud . . . if you've told them your driving a 1.4 or 1.6 when in actual fact youve got a LET purrin away under the bonnet, that is fraud
and if it isn't fraud, then why do they void fully comp policies for the same thing?
its been explained above how it isnt fraud. even though i find the whole concept dubious, i understand what he is saying. id never do that myself though.
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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quote:
Originally posted by DaveyLC
Insurers cover you based on a level of liability; if the details of that liability are un-truthful and it can be proven that you were aware of it then the insurance policy can be deem'ed void which means technically your insurance company dont have to pay out for you or any 3rd parties.
Your a tit, can you not read.
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by DaveyLC
Insurers cover you based on a level of liability; if the details of that liability are un-truthful and it can be proven that you were aware of it then the insurance policy can be deem'ed void which means technically your insurance company dont have to pay out for you or any 3rd parties.
I cant put it any clearer for you than this:
3rd party insurance covers anyone you cause damage to for losses regardless of the state of yourself of your vehicle. However, IF your insurance company want to they can take you to court to recover losses if they think you were at breech of contract but it very rarely happens as its not financially worth it for them.
To me that says it is fraud, HOWEVER it just isn't financially viable for the companies to do fuck all about it, so they don't.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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So yeah, £1500.....
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