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Author Would you buy a car that had been written off?
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
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19th Jan 09 at 17:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
If it was cheap enough & repaired to a high standard & I could see pic's of the damage that wrote it off & it was cheap enough, & it was cheap, cheep cheep!

X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
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19th Jan 09 at 17:56   View User's Profile U2U Member Reply With Quote

Well to someone who doesnt have a trained eye as they call it, i feel sorry for them!

My corsa got hit from the rear nearly 3 years ago and i wouldnt want to drive it again.

It was repaired and put back on the road but i could see the boot didnt align properly to the rear quarter etc. Pretty obvious to me.

But to some young lad who knows very little, they will probably buy it never realising. Maybe its a good thing.....not to know.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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19th Jan 09 at 18:19   View User's Profile U2U Member Reply With Quote

I like to think I know what I'm looking at, but I will take my mate with me who works in a bodyshop, he should know what he's looking at

The guy said it was just replaceable panels that got damaged, and as someone said, Cat C is just un-economical to repair, which is why mine got written off because it would cost them too much.

Cat D is nothing I guess, cosmetic isn't it?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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19th Jan 09 at 19:26   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Graham88
Cat D is nothing I guess, cosmetic isn't it?




Taken from the Channel 4 website:
quote:
Since 1997 the Association of British Insurers (ABI) has provided the following classification of damage to vehicles that have been writen-off: CATEGORY A B C D F.

Category A: Scrap only - this vehicle should have been crushed. It should never reappear on the road and there are no economically salvageable parts. It is of value only for scrap metal - e.g. a totally burnt-out vehicle.

Category B: The bodyshell should have been crushed. The vehicle should never reappear on the road, but it can be broken for spare parts plus any residual scrap metal.

Category C: Vehicle extensively damaged and insurer has decided no to repair.

Category D: Vehicle damaged and insurer has decided not to repair.

Category F: Vehicle damaged by fire and insurer has decided not to repair (often recorded as Category A).

http://www.channel4.com/4car/used-cars/hpi/advice/jargon.html

This links quite useful.

[Edited on 19-01-2009 by deano87]
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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19th Jan 09 at 19:37   View User's Profile U2U Member Reply With Quote

Cheers Deano

I'm going to take a look this weekend I think.

[Edited on 19-01-2009 by Graham88]
Graeme
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Registered: 26th Jul 04
Location: Northampton
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19th Jan 09 at 19:38   View Garage View User's Profile U2U Member Reply With Quote

ask for previous owners number and ask them what was damaged and where was it repaired.

if they give you the details of the bodyshop, ring them up and ask if they rember.

I am currently looking into buying a cat c for very cheap (clio V6) but as being in the trade its alot easier for me and i know what im looking at.

Possibly ask if you can get it checked over by a bodyshop or a garage or the aa checks might even be worth it.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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19th Jan 09 at 19:41   View User's Profile U2U Member Reply With Quote

Turns out the guy is about 5 minutes away from where I work, result!

I will have a word with him about it at the time.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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19th Jan 09 at 20:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
If it was cheap enough & repaired to a high standard & I could see pic's of the damage that wrote it off & it was cheap enough, & it was cheap, cheep cheep!


What he said. Pile on the miles, keep it running and sell on cheap
STEvieXE
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Registered: 21st Jan 03
Location: Ballymena N.I.
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19th Jan 09 at 20:48   View User's Profile U2U Member Reply With Quote

i havent read the whole thread but a car with 3.5 k miles on the clock, id asume its an 07/08

this has NOT been written off with a light front ender

this has been smacked hard

cat d and repaired?

very possibly sectioned with another front

i would imagine to write it off its had a heavy front, jigged and maybe legs put in etc whole front end and maybe paintwork and repairs up the sides and airbags out etc, new dash more than likely

i wouldnt buy it. NO way unless i repaired it or i knew who did and trusted them.

certainly a cheap runner prev a catd tear away, not a big money car
Graham88
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Registered: 16th Apr 07
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19th Jan 09 at 21:08   View User's Profile U2U Member Reply With Quote

What difference does it make on the age? As Deano said above, Cat C is for if it's extensively damaged? Cat D is basically cosmetic damage from my understanding of it, and that's what happened on my bike when it got scratched down the side

My car has just been written off as a Cat C with a light front ender, no airgbags deployed etc, so I don't believe if the airbags popped out that it would only be a Cat D?
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
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19th Jan 09 at 21:36   View User's Profile U2U Member Reply With Quote

get an AA check on it for piece of mind
Kano
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Registered: 29th Aug 04
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19th Jan 09 at 22:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by STEvieXE
i havent read the whole thread but a car with 3.5 k miles on the clock, id asume its an 07/08

this has NOT been written off with a light front ender

this has been smacked hard

cat d and repaired?

very possibly sectioned with another front

i would imagine to write it off its had a heavy front, jigged and maybe legs put in etc whole front end and maybe paintwork and repairs up the sides and airbags out etc, new dash more than likely

i wouldnt buy it. NO way unless i repaired it or i knew who did and trusted them.

certainly a cheap runner prev a catd tear away, not a big money car


Was just about to post something similair.. If it was near new it would have taken a fair hit for it to be logged as a CAT D...

Also in the pics around the drivers door handle doesnt look right to me and the n/s/f wing to door gap/angle doesnt look right either.

I'd have a higher mileage one over something like that any day of the week.. really not worth the risk..
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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19th Jan 09 at 22:21   View User's Profile U2U Member Reply With Quote

Kano, I can't see what you mean? The wing and door gap look exactly the same on both sides and I can't see a problem with the drivers door handle?
gavin18787
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Registered: 22nd Feb 05
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19th Jan 09 at 22:28   View Garage View User's Profile U2U Member Reply With Quote

If your happy with it and dont mind the resale hassle in the future I dont see why not.

Mine is a D

Didnt know and couldnt tell at all and put a deposit on it. Only when I got the hpi through I found out.
Went back and spoke to the owner who didnt know himself/pretended not to know and ended up getting it for alot less then I first was going to.

End of the day I was happy with it before I knew and now I do know I am still happy as I paid alot less


Drives supercharged Tec with torque
N3CRO
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Registered: 12th Apr 07
Location: Sandy, Bedfordshire
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19th Jan 09 at 22:34   View User's Profile U2U Member Reply With Quote

As long as its repaired properly, I would.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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19th Jan 09 at 22:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by gavin18787
If your happy with it and dont mind the resale hassle in the future I dont see why not.

Mine is a D

Didnt know and couldnt tell at all and put a deposit on it. Only when I got the hpi through I found out.
Went back and spoke to the owner who didnt know himself/pretended not to know and ended up getting it for alot less then I first was going to.

End of the day I was happy with it before I knew and now I do know I am still happy as I paid alot less


That's cool Gav, this guy has been honest from the start and as I say if you take mileage into account the car is worth about 7-7.5, selling for 5k, surprised it hasn't sold already tbh.

But I'll take a look before I decide on it, I do quite want it though.

[Edited on 19-01-2009 by Graham88]
Matt H
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Registered: 11th Sep 01
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19th Jan 09 at 23:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Graham88
A Fiesta Zetec S, 07 plate

[Edited on 19-01-2009 by Graham88]


Something worth bearing in mind - If a car is less than 6 months old & it's been hit (even a bump) the owner can demand a new car

Not sure if you can check when it was damaged but this happened to a friend & it was barely a scratch. Insurance companies sell them on to other people as cat D cars
Graham88
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Registered: 16th Apr 07
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19th Jan 09 at 23:39   View User's Profile U2U Member Reply With Quote

Another useful bit of info, cheers Matt

If it was fixed over a year ago it could well fall into that category
Matt H
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19th Jan 09 at 23:44   View User's Profile U2U Member Reply With Quote

Surely if it was a write off it wouldn't be Cat D - Which is mainly cosmetic damage

You HPI'd it?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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20th Jan 09 at 20:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt H
Surely if it was a write off it wouldn't be Cat D - Which is mainly cosmetic damage

You HPI'd it?

I thought if a car had a CAT rating, it had been 'written off'.
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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20th Jan 09 at 21:26   View User's Profile U2U Member Reply With Quote

must of been a good few quids worth of damage even though its only a cat D its pre accident value must of been pretty high, i very much doubt it was a little bump!
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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20th Jan 09 at 21:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt H

Something worth bearing in mind - If a car is less than 6 months old & it's been hit (even a bump) the owner can demand a new car

Kano
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Registered: 29th Aug 04
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21st Jan 09 at 16:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Graham88
Kano, I can't see what you mean? The wing and door gap look exactly the same on both sides and I can't see a problem with the drivers door handle?


On the N/S/F wing, the bottom of the wing looks like its sitting out at the bottom.. Pictures can hide a lot of things so as youve said best to go and look at it, but be careful.

Also remember you might be getting it cheap but it will also sell cheap and be harder to sell when you come to get rid. Worth thinking about..
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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21st Jan 09 at 16:45   View User's Profile U2U Member Reply With Quote

Yeah I know mate, I'm taking a look this weekend And I can see what you mean actually, will take a good look at that.

I will give it a proper check over and take pics of it all over, incase I miss anything at the time
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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21st Jan 09 at 20:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kano
quote:
Originally posted by Graham88
Kano, I can't see what you mean? The wing and door gap look exactly the same on both sides and I can't see a problem with the drivers door handle?


On the N/S/F wing, the bottom of the wing looks like its sitting out at the bottom.. Pictures can hide a lot of things so as youve said best to go and look at it, but be careful.

That wing definitely doesn't look right.

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