deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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P.S. I live with my parents so have no living costs 
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Colin
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Registered: 4th Apr 02
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I dont get it why people have such a big problem with student loans, its not a freeby........its a loan..........to be paid back!!
Ive had it 2 years now & will start paying back next year, its not a big deal, I didnt even need it I just took it hile they were giving them out & slung it in a bank account.
My fees get paid for by a company as im sort of owned by them, or at least contracted to work for them for the next few years. My onld debt is the student loan!!
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Colin
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Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by deano87
P.S. I live with my parents so have no living costs
Lucky you ive got a mortgage & a 80 mile daily commute!!
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by deano87
I am at Uni. I get the Tuition Fee loan. I also get the very minimum 'Maintenance Loan' which equates to £55 per week, with £30 left over at the end of the 3 periods of payments.
I spend about £30/week on fuel (after cutting down on my driving, not going to see the missus). And about £15 on parking. This leaves me with £10.
Needless to say, I have to work, and do about 8 hours per week.
Sorry, but if you want to go to Uni you should have to pay yourself, not expect the Government or more to the point the taxpayer have to fund you going back and forth to finger old Mary Jayne Rotten crotch through her pretty pink panties.
You speak like you are hard done by, do you realise the Government are giving you money to go to Uni? The Government don't give me money to go to work to pay you to go to Uni for christ sake. You don't know you are living, honestly.
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Lisa
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Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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i didn't have the opportunity to go to uni as i left home at 16 and have worked hard since.
in saying that in my mid 20's i worked full time in a stressful job and studied hard for about 21/2 yrs to get where i am today, it meant i had very little social life as i didn't have time. I would of loved to study instead of working and would probably be in a slightly higher position than i am now, that said i've owned a house since i was 18 and had a few nice cars instead of masses of debt which is a good thing.
I don't begrudge anyone having loans or grants to pay their tuition fees for a chance of a better future, but anything above that i think they should have to work for, if you want to leave home, get a job and pay, if you want a car, get a job and if you want to buy clothes and go on the piss then you definatly should not have access to student loans to do this
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Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Lisa 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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They should scrap student loans altogether, go to Uni, you pay for it. Work in petrol stations, bars, McDonalds, Burger King anywhere to get the education you want and deserve.
People just expect these things to be given to them these days, which is exactly why this country is in the shit state it's in.
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Andrew
Lisa
Reply to me you peanut.
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Ojc
quote:
Originally posted by deano87
I am at Uni. I get the Tuition Fee loan. I also get the very minimum 'Maintenance Loan' which equates to £55 per week, with £30 left over at the end of the 3 periods of payments.
I spend about £30/week on fuel (after cutting down on my driving, not going to see the missus). And about £15 on parking. This leaves me with £10.
Needless to say, I have to work, and do about 8 hours per week.
Sorry, but if you want to go to Uni you should have to pay yourself, not expect the Government or more to the point the taxpayer have to fund you going back and forth to finger old Mary Jayne Rotten crotch through her pretty pink panties.
You speak like you are hard done by, do you realise the Government are giving you money to go to Uni? The Government don't give me money to go to work to pay you to go to Uni for christ sake. You don't know you are living, honestly.
Yes I do know I'm living. I know exactly how much things cost. . .and the fact my dad is nearly out of work because of the shitty state the government is in makes things increasingly harder.
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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I could potentially be earning 100k a year FFS, doesn't require me to go to Uni though 
Experience, coupled with a good knowledge of the industry which has been learnt from 10 years of work will get me further than someone with some Business Studies degree.
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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quote:
Originally posted by deano87
quote:
Originally posted by Ojc
quote:
Originally posted by deano87
I am at Uni. I get the Tuition Fee loan. I also get the very minimum 'Maintenance Loan' which equates to £55 per week, with £30 left over at the end of the 3 periods of payments.
I spend about £30/week on fuel (after cutting down on my driving, not going to see the missus). And about £15 on parking. This leaves me with £10.
Needless to say, I have to work, and do about 8 hours per week.
Sorry, but if you want to go to Uni you should have to pay yourself, not expect the Government or more to the point the taxpayer have to fund you going back and forth to finger old Mary Jayne Rotten crotch through her pretty pink panties.
You speak like you are hard done by, do you realise the Government are giving you money to go to Uni? The Government don't give me money to go to work to pay you to go to Uni for christ sake. You don't know you are living, honestly.
Yes I do know I'm living. I know exactly how much things cost. . .and the fact my dad is nearly out of work because of the shitty state the government is in makes things increasingly harder.
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
i think potentially is the right word, i ain't having a go but everyone could potentially be earning 100k per year
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Isn't amazing how us in the real world people are much more grounded than our Uni counterparts, Lisa 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by deano87
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
Good point there, ive basically clocked up 8k of student loan debt in order to increase my earning potential which knock on effect will be more tax.
Think I worked out i'll be paying around £12k in Tax & NI once im qualified. Only a few years ago I wasnt earning much more than my tax contribution will be, but ive put in the effort, along with a small step up from the student awards agency to put myself into that position.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Potentially earning 100k?? Well why are you not earning it?
Because you have your head up your arse!
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by deano87
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
Good point there, ive basically clocked up 8k of student loan debt in order to increase my earning potential which knock on effect will be more tax.
Think I worked out i'll be paying around £12k in Tax & NI once im qualified. Only a few years ago I wasnt earning much more than my tax contribution will be, but ive put in the effort, along with a small step up from the student awards agency to put myself into that position.
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I did say "anyone does whether they have been to Uni or not"
I think what I'm trying to say, is that not everyone who goes to Uni, spends their Maintenance Loan on luxuries.
Mine, essentially, all goes straight back into the government (duty on fuel, parking to local council) and then I pay it all back again.
Here's another scenario. My cousin comes from a very poor background. His dad died when he was about 14. His mother was then trying to bring up 2 children on her own, with little or no money. He is super intelligent, so much so, he got a Scholarship to study medicine at Cambridge. And I mean the proper posh Cambridge.
He is now in his 5 or 6 year of 7 or what ever it is, working in some far out place doing good as part of his training.
He'll then be back in this country as a GP, or consultant. He no way could have afforded Uni prior to going, nor fund himself 100% whilst there, and still actually get his degree!?
Is it wrong that he has had loans & grants?
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by deano87
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
Good point there, ive basically clocked up 8k of student loan debt in order to increase my earning potential which knock on effect will be more tax.
Think I worked out i'll be paying around £12k in Tax & NI once im qualified. Only a few years ago I wasnt earning much more than my tax contribution will be, but ive put in the effort, along with a small step up from the student awards agency to put myself into that position.
i don't pay much ess than that and never been to uni, i also work for private sector because i believe in what we do, if i worked for public sector i would be paying a lot more than that
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Andrew
Potentially earning 100k?? Well why are you not earning it?
Because you have your head up your arse!
Is that the best, most intelligent reply you can come back with? My theory confirmed, fuckwit.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Ojc
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
From choosing my GCSE options (must have been about 13?!) I have chosen Media & Business. Whilst you may moan and groan at the 'mickey mouse' subject, I feel I do truly have a flare for it. I can't do Maths or anything technical or logical. As such, my degree is in the field and my part-time job is also in the field, so I'm gaining work experience.
I feel I get tarnished by the brush because of my chosen career, but I'm one of the few that has wanted it from a really young age.
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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quote:
Originally posted by Andrew
Potentially earning 100k?? Well why are you not earning it?
Because you have your head up your arse!
no cos i work in private not public sector (not sure if this was for me or not.......lol)
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by Ojc
quote:
Originally posted by Colin
quote:
Originally posted by deano87
What 'you' people seem to forget, is that although you paying for me to live a 'life of luxury' now, I could potentially be on a £100,000 job in the future (just like anyone does whether they have been to Uni or not). I will be paying plenty of tax then.
It's swings a roundabouts. If the Government weren't going to 'make money' by sending students to Uni, they wouldn't do it.
Good point there, ive basically clocked up 8k of student loan debt in order to increase my earning potential which knock on effect will be more tax.
Think I worked out i'll be paying around £12k in Tax & NI once im qualified. Only a few years ago I wasnt earning much more than my tax contribution will be, but ive put in the effort, along with a small step up from the student awards agency to put myself into that position.
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
So do I TBF.
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by Ojc
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
Thanks but no. You're wrong.
I went to Uni because you need a qualification in this business... you need to prove yourself. Decent money is just a side effect.
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by deano87
I did say "anyone does whether they have been to Uni or not"
I think what I'm trying to say, is that not everyone who goes to Uni, spends their Maintenance Loan on luxuries.
Mine, essentially, all goes straight back into the government (duty on fuel, parking to local council) and then I pay it all back again.
Here's another scenario. My cousin comes from a very poor background. His dad died when he was about 14. His mother was then trying to bring up 2 children on her own, with little or no money. He is super intelligent, so much so, he got a Scholarship to study medicine at Cambridge. And I mean the proper posh Cambridge.
He is now in his 5 or 6 year of 7 or what ever it is, working in some far out place doing good as part of his training.
He'll then be back in this country as a GP, or consultant. He no way could have afforded Uni prior to going, nor fund himself 100% whilst there, and still actually get his degree!?
Is it wrong that he has had loans & grants?
Totally different circumstance, he certainly deserved his funding and it should be fairly obvious to a government official who deserves funding and who doesn't.
My cousin is a prime example, finished secondary education 2 years ago, couldn't be arsed to find a job so stayed on for 2 years of 6th form, achieved nothing.
Went to work at a call centre, high pressure, high staff turnover working on commision, comes home crying from the job because the real world is nasty, hard work.
So she is now going to Bristol Uni, which subsequently has a very good nightlife  to do a Business Studies degree What for? She has experienced the real world, she didn't like it, so where is she going to put this degree to use? The answer is she won't, will cost my auntie 10k a year to fund her daily jaunts into Bristol to get smashed.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by CorsAsh
quote:
Originally posted by Ojc
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
Thanks but no. You're wrong.
I went to Uni because you need a qualification in this business... you need to prove yourself. Decent money is just a side effect.
The same as that to a certain extent.
Yes, I could have gone into Telesales and stuff like that when I was 16/18 and worked my way up. Any job I want to do, which seems really appealing, requires you to be a graduate.
I'm also going to Uni to do a job I want to do, not just earn better money. I hope, that when I start working, I'll want to get up in the day.
I fear some people who begrudge paying tax don't feel this way about their job - namely people 'on the tools' in the building trade who read red-top newspapers
[Edited on 10-12-2008 by deano87]
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by CorsAsh
quote:
Originally posted by Ojc
I'd say you and Ash are two of a kind, working in the field you intend on working in whilst gaining an education to maximise your earnings. Paul J did as well TBF actually.
Thanks but no. You're wrong.
I went to Uni because you need a qualification in this business... you need to prove yourself. Decent money is just a side effect.
But you had an idea of what you wanted to do what that degree, no? This is the difference between you, Colin, Paul, James you know what you want from it, most don't. They watch Hollyoaks and want a piece of that pie
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