Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
|
how do you go through insurance now?
do yu phone your own insurers and say you had a bump with such and such vehicle i need to make a claim blah blah?
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
Thanks Phi. All as i am saying is show me where the £200 has gone and i'll gladly pay it. Untill then i don't see why i should shell out. I am not trying to do him out of money i am not like that i pay my way where ever.
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
quote:
Originally posted by Corsa_phi
how do you go through insurance now?
do yu phone your own insurers and say you had a bump with such and such vehicle i need to make a claim blah blah?
I have no idea.
|
_Allan_
Member
Registered: 24th Mar 04
User status: Offline
|
May I add another reason to get a receipt is to show you've already paid. If he was to try it on with an insurer later on you'd have left a note admiting fault with no way to prove the repair was carried out and paid for. All causes grief in the long run and mess for no-claims bonuses, increased premiums etc..
Forget a receipt, cough up as it doesn't sound that bad but get him to sign something saying you paid him £200 for the damage to car and he is happy and will be taking no further action. Doesn't have to be an 'official' receipt. 
[Edited on 28-07-2008 by _Allan_]
|
eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
|
i think you should pay up, you damaged his car, inconvinenced him as he had to get it repaired, he saved you the hassle and long term cost of going through the insurance, and you wont pay him?
sounds like your the one taking the piss to me
|
wilson_sri
Member
Registered: 31st Aug 04
Location: Dunfermline Drives: Technics 1210s
User status: Offline
|
I wouldnt pay him at all, no proof of damage. muahahahaha
|
Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
|
quote:
Originally posted by wilson_sri
I wouldnt pay him at all, no proof of damage. muahahahaha
 exactly
except a thread on corsasport
 
[Edited on 28-07-2008 by Corsa_phi]
|
Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
|
You left yourself open to this type of thing by agreeing to avoid your insurer. I agree that even at 200 quid it's still cheaper than going official.
I would imagine he's adding VAT because without a receipt it's not going through the books. If you want one, the company has to charge you it.
The £200 is going on a job that you agreed to fund unfortunately.
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
quote:
Originally posted by eddiewhiteley
i think you should pay up, you damaged his car, inconvinenced him as he had to get it repaired, he saved you the hassle and long term cost of going through the insurance, and you wont pay him?
sounds like your the one taking the piss to me
How am i taking the piss?? I have said i just want some proof that it cost that much. That isn't a lot to ask for. Even if he says right i haven't got a receipt but here is the number of the bodyshop i used. That would do me.
|
eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
|
quote:
Originally posted by Iain M
quote:
Originally posted by eddiewhiteley
i think you should pay up, you damaged his car, inconvinenced him as he had to get it repaired, he saved you the hassle and long term cost of going through the insurance, and you wont pay him?
sounds like your the one taking the piss to me
How am i taking the piss?? I have said i just want some proof that it cost that much. That isn't a lot to ask for. Even if he says right i haven't got a receipt but here is the number of the bodyshop i used. That would do me.
glad it wasnt my car you hit, i'd be well pissed off with your attitude
at the end of the day, he may have had to take a few hours off work etc to get it sorted, it is an inconvenience when this sort of thing happens you know, he could have insisted you went through the insurance, and £200 isnt exactly a fortune
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
My attitude?? Whats that about. There is nothing wrong with my attitude. I simply asked was i in the right to ask for proof of how much it cost. No where along the line have i refused to pay if proof is shown. Ask anyone who has met me on here i am as fair as the next man. Also £200 is quite a bit for me.
[Edited on 29-07-2008 by Iain M]
|
eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
|
i dont doubt that you are sound, i meant your attitude to this. id just pay up and forget about it, and try not to hit anymore parked cars
|
willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
|
Fact is, £200 isnt a fortune to get away with this.
Fact is, no one wants to get 'done' or feel like they have been taken advantage of.
Bear in mind that he may not have a receipt due to it being a cash job, which is very common with Paint Monkeys.
|
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
|
I dont blame him for adding a few £ to the quote. He has had to go out of his way to get it repaired hasnt he!
He is now out of pocket and is having to wait around for you to pay up after doing you a favour by avoiding a rise on your insurance premium.
Think yourself lucky and pay up!
[Edited on 29-07-2008 by johnhara1]
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
As peiople have said, he might not have a reciept because he's done it off the books.
IMO print off a page that says:
I accept £200 for repair of damages to *Reg no* on the *date*. By signing this document I agree that no further action will be taken.
Signed Iain M
Signed Izuzu Driver.
Get that one off your hands quick, insurance is something you don't really wanna be messing with.
|
150£corsa
Member
Registered: 10th Jul 08
Location: norwich :)
User status: Offline
|
Dont pay until u get proof that it cost that much, coz he couldav paid 50 quids and ur give him 150 pound for "the hassle"
If the guy u hit wanted to go through private, he needs to prove that he aint messing u about!
Stand your ground mate!
|
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
|
Just realised the date.
2 months this guy has been waiting. Id have been round your door many a time by now.
150£Corsa: So what if he has added £150 to the quote, he has had to do the running around, he may have lost a days work through it for all you know.
If he went through the insurance a claim is more than likely to increase the renewal quote by more than £200 considering this is a young driver.
[Edited on 29-07-2008 by johnhara1]
|
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
|
quote:
Originally posted by johnhara1
Just realised the date.
2 months this guy has been waiting. Id have been round your door many a time by now.
Exactly. Probably an indication it didn't cost him £200.
|
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
|
Course he didnt pay £200, he's earning his bit on the side.
|
150£corsa
Member
Registered: 10th Jul 08
Location: norwich :)
User status: Offline
|
quote:
Originally posted by johnhara1
Just realised the date.
2 months this guy has been waiting. Id have been round your door many a time by now.
150£Corsa: So what if he has added £150 to the quote, he has had to do the running around, he may have lost a days work through it for all you know.
If he went through the insurance a claim is more than likely to increase the renewal quote by more than £200 considering this is a young driver.
[Edited on 29-07-2008 by johnhara1]
well if thats the case the driver should be a little bit more persistant in the recipt giving and chasing ov the cash!
Hes in the right... it was an accident, so therefore he aint gunna be fucked about becoz of this.
well i certainly wouldnt!
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
quote:
Originally posted by johnhara1
I dont blame him for adding a few £ to the quote. He has had to go out of his way to get it repaired hasnt he!
He is now out of pocket and is having to wait around for you to pay up after doing you a favour by avoiding a rise on your insurance premium.
Think yourself lucky and pay up!
[Edited on 29-07-2008 by johnhara1]
The thing is i went into the pub where he owns and gave my address and insurance details. His wife gave me the contact details i needed. Then when i came out of work he said don't bother with insurance. I caused the accident i should decide how it gets sorted shouldn't I?? Its was far easier for me at the time to go through insurance. I didn't have access to £200 in one go. Find me someone who can.
[Edited on 29-07-2008 by Iain M]
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
quote:
Originally posted by johnhara1
Just realised the date.
2 months this guy has been waiting. Id have been round your door many a time by now.
If he went through the insurance a claim is more than likely to increase the renewal quote by more than £200 considering this is a young driver.
[Edited on 29-07-2008 by johnhara1]
Like i said at the beginning he has my address, mobile, home phone number, insurance details the lot. I can't do much more. Also i am 25 not a young driver as i have been driving for 7 years.
|
johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
|
You should have told him to through insurance then. (Still could?)
|
Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
|
quote:
Originally posted by John
There are obviously totally different schools of thought here.
I'd happily pay a couple of hundred quid to keep my record clean whether it cost that or not.
Could easily cost 200 quid to spray a while bumper btw.
[Edited on 28-07-2008 by John]
I'm with John on this one. The price for spraying his bumper may seem a bit high, but at the end of the day he is doing you a favour, and you'll be paying a lot more than £200 in the long run. Pay the cash, and remember to get quotes in future.
Edit: And the fella has given you ample time to come up with the cash as well, I'd say he's being pretty fair! Considering he'll have to take time out to go and get it sprayed, if he makes a couple of quid in losses, you wouldn't argue with it in other circumstances.
[Edited on 29-07-2008 by Eck]
|
Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
|
quote:
Originally posted by johnhara1
You should have told him to through insurance then. (Still could?)
How could i still go through insurance, he has had the work done already.
|
