Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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I know a lot of companies had it for over 21's and then that increased to over 25's, but Im sure there are some out there for any age.
Im not sure why people think it isnt legal? The insurance company is basically insuring YOU and not whatever car you decide to drive. So if you crash they are insuring anything you caused damage to and you'd loose no claims and have to pay excess just as in if you had crashed in your own car.
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Gareth
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Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
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scanned through my documents carnt see any small print anywhere saying the car has to be insured by some1 else also no cap on the value of the said car ie £50000 veyron!?
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Gareth
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Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
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Ooops missed a 0
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Colin
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Registered: 4th Apr 02
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What about then if you drive the car somewhere (to a mates house, shops etc) & leave it parked up on the road..............who's insurance is covering it???
Because your not the one driving it so your insurance wont want to know.
&
By law a car must have tax/mot/insurance to sit on the public highway.
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Cosmo
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Registered: 29th Mar 01
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quote:
Originally posted by Gareth John
Ooops missed a 0
and also missed off over £500,000!!
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Alex16v
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Registered: 30th Jun 06
Location: Chester Drives: Civic ep3 final edition
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I think the car has to be insured by at least one person.
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Cosmo
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Registered: 29th Mar 01
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quote:
Originally posted by Colin
What about then if you drive the car somewhere (to a mates house, shops etc) & leave it parked up on the road..............who's insurance is covering it???
Because your not the one driving it so your insurance wont want to know.
&
By law a car must have tax/mot/insurance to sit on the public highway.
Well then that comes down to the owner, i.e. dont be lending it to someone who will park it on the road.
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Colin
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Registered: 4th Apr 02
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quote:
Originally posted by Alex16v
I think the car has to be insured by at least one person.
It does!!
Otherwise its illegal if its left on the road unattended.
&
You wont get a road tax renewal.
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Colin
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Registered: 4th Apr 02
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quote:
Originally posted by Cosmo
Well then that comes down to the owner, i.e. dont be lending it to someone who will park it on the road.
Illegal - unless its insured by someone!!
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Hammer
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Registered: 11th Feb 04
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Any car has to be insured to be on the road i'm almost completely certain.
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Cosmo
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quote:
Originally posted by Colin
quote:
Originally posted by Cosmo
Well then that comes down to the owner, i.e. dont be lending it to someone who will park it on the road.
Illegal - unless its insured by someone!!
Its true though, it is insured whilst the guy is sat in it as he has insurance, but if he left it on the public highway it becomes the responsibility of the owner.
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Cosmo
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quote:
Originally posted by Hammer
Any car has to be insured to be on the road i'm almost completely certain.
It would be insured whilst the guy with 3rd party was sat inside it.
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Colin
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Registered: 4th Apr 02
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quote:
Originally posted by Cosmo
quote:
Originally posted by Hammer
Any car has to be insured to be on the road i'm almost completely certain.
It would be insured whilst the guy with 3rd party was sat inside it.
Yes while hes inside it, when he leaves in at the side of the road, petrol station forecourt, shopping center etc etc its insured by no-one.
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Cosmo
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quote:
Originally posted by Colin
Yes while hes inside it, when he leaves in at the side of the road, petrol station forecourt, shopping center etc etc its insured by no-one.
Side of the road I agree with, but I think there would be a case to argue with a car park, petrol station, etc. Agreed though it could cause trouble but still all fine when he is in the car.
And its not the insurance that is illegal when he leaves, but the actual owner because he doesnt have any.
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Colin
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Registered: 4th Apr 02
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Keep in mind here that Muppetsport is talking about a mate who buys a car, puts it in someone elses name, insures a banger for £100 & drives the other more expensive car on a daily basis.
Daily basis to me means its drove everywhere & left everywhere....which you could get in alot of trouble for not to mention the person who's name its in.
Whats the penalty for no insurance these days?? Points & a heafty fine??
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jay kay
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Registered: 22nd Jan 06
Location: West Midlands
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1000 pound fine and a ban
tbh ts worded wrong in my policy and even on policys from day insure the car must already be insured on someone elses name
this being due to the fact that you cant tax a car with a one day policy as stated by dayinsure. its not possible to drive a car purely off another policy was once in a police station listening to a guy arguing about this its illegal to do it
[Edited on 14-06-2007 by jay kay]
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John
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Registered: 30th Jun 03
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http://www.theanswerbank.co.uk/Motoring/Question405315.html
Read all the replys.
It looks like it depends on insurance company.
From that thread I have deduced that a car does have to be insured to be on the road.
If you're insurance lets you, you can drive an uninsured car, but as soon as you get out of it the owner can be done for it being on a public road and not insured.
You're friend is just in the wrong muppet.
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Colin
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Registered: 4th Apr 02
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quote:
Originally posted by John
http://www.theanswerbank.co.uk/Motoring/Question405315.html
Read all the replys.
It looks like it depends on insurance company.
From that thread I have deduced that a car does have to be insured to be on the road.
If you're insurance lets you, you can drive an uninsured car, but as soon as you get out of it the owner can be done for it being on a public road and not insured.
You're friend is just in the wrong muppet.
Folk need to start listening to me....im old & wise 
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Cosmo
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Registered: 29th Mar 01
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quote:
Originally posted by Colin
Keep in mind here that Muppetsport is talking about a mate who buys a car, puts it in someone elses name, insures a banger for £100 & drives the other more expensive car on a daily basis.
Daily basis to me means its drove everywhere & left everywhere....which you could get in alot of trouble for not to mention the person who's name its in.
Whats the penalty for no insurance these days?? Points & a heafty fine??
that was just his stupid example...he wants to drive a car they are picking up for his mate back from there as his mate wont be insured yet.
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jay kay
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Registered: 22nd Jan 06
Location: West Midlands
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quote:
Originally posted by Colin
quote:
Originally posted by John
http://www.theanswerbank.co.uk/Motoring/Question405315.html
Read all the replys.
It looks like it depends on insurance company.
From that thread I have deduced that a car does have to be insured to be on the road.
If you're insurance lets you, you can drive an uninsured car, but as soon as you get out of it the owner can be done for it being on a public road and not insured.
You're friend is just in the wrong muppet.
Folk need to start listening to me....im old
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John
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Registered: 30th Jun 03
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Muppet if your insurance allow you you can legally drive that car back.
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Cosmo
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Registered: 29th Mar 01
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quote:
Originally posted by Colin
Folk need to start listening to me....im old & wise
exactly as I said above aswell....but Im just wise.
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WATSON
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Registered: 16th Jun 05
Location: Fife, Scotland
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Lets get this right 
My mate has a car parked up with no insurance but has tax and MOT and i come along and take his car i can drive it aslong as i have insurance on my car
How bloody stupid 
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Cosmo
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you have to have his permission to drive it, but yes aslong as your insurance says you are covered.
[Edited on 14-06-2007 by Cosmo]
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John
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Registered: 30th Jun 03
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As cosmo says, not if you have insurance on your own car, if your insurance covers you to drive other cars.
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