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Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

8th Dec 09 at 18:42

Mortgage underwriters are busy, estimate they will look at ours next Monday or Tuesday. Defo halted progress which we didn't need at this early stage.

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

14th Dec 09 at 23:04

THe have looked at our application and authorised a valuer to go out so hopefully might see a bit more progress soonish!

a_j_mair

Member

Registered: 23rd Jan 04
Location: Scotland
User status: Offline

14th Dec 09 at 23:55

took us about 5 /6 weeks

had to keep the pressure on them though with phone calls and emails checking everything was ok and they had all the info they needed

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

20th Dec 09 at 23:18

quote:
Originally posted by a_j_mair
took us about 5 /6 weeks

had to keep the pressure on them though with phone calls and emails checking everything was ok and they had all the info they needed

We have been doing that, hopefully can get the valuer out this week weather permitting, going to pested the solicitor then over Christmas as we think it will be skeleton staff keeping it ticking over so if we keep ringing up they might pick the work up rather than leave it over Christmas.

Colin

Member

Registered: 4th Apr 02
User status: Offline

20th Dec 09 at 23:22

Got our keys Thursday past after waiting since June.

Just got 10 million things to do now to get it ship shape.

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

20th Dec 09 at 23:31

quote:
Originally posted by Colin
Got our keys Thursday past after waiting since June.

Just got 10 million things to do now to get it ship shape.

When/if we get this property we will be in the same boat but with jack all money!

[Edited on 31-12-2009 by Carl]

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

31st Dec 09 at 11:02

The house has now been valued for our mortgage application. Not sure what happens now, going to speak tot he broker. When should we start looking around for house insurance? the valuation mentions a insurance valuation and i've been told it is cheaper to get insurnace from a third party rather than using the morgage company so i'm wondering when to start looking about for it?

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

31st Dec 09 at 11:52

Get a couple of quotes for home insurance from a couple of big companies. Halifax, Aviva etc.

Ask your broker when the mortgage offer will be out. You need to keep the pressure on really. The abbey are dead slow.

Corsa 2.0 16v Vegas - Sold

Kathryn W

Member

Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline

31st Dec 09 at 12:36

We couldn't get our mortgage money released until there was insurance on our name on the house

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

31st Dec 09 at 16:13

What do we need then insurance wise? Not looked into it at all yet.

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

2nd Jan 10 at 11:21

If you mean what kind of insurance - a buildings and contents policy. If its a flat contents only.

Corsa 2.0 16v Vegas - Sold

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

2nd Jan 10 at 14:29

Cheers. As siad not looked into it yet, was expecting for it to be more complicated than that!

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

5th Jan 10 at 23:33

Bloody banks take forever, they wanted a mining search, the solicitor promptly faxed it through, phoned up today and they are waiting for the search, takes then 48 hours to get through the faxes! Why does every simple task have to take at least 2 days!!!!!!

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

7th Jan 10 at 17:27

48 hours to pick up the faxes, now they have acknowledged a fax has come it will take 72 hours for someone to actually look at it. Fucking joke!

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

17th Jan 10 at 00:00

nearly 10 days have gone, that is how long it has taken this Mining Search to get back from their surveyors, she couldn't promis that the underwriters would pick it up Friday so may still be Monday! I can't believe how long banks take to do stuff, no wonder everything has gone tits up!

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

17th Jan 10 at 20:58

I exchanged and completed on Friday 15th. Thank fuck!

Corsa 2.0 16v Vegas - Sold

Pop

Member

Registered: 8th May 03
Location: Reading
User status: Offline

17th Jan 10 at 21:23

quote:
Originally posted by VegasPhil
I exchanged and completed on Friday 15th. Thank fuck!

Congratulations

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

17th Jan 10 at 21:44

Cheers. I've lived in here for a while though - Not getting the genuine first time buyer experience

Corsa 2.0 16v Vegas - Sold

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

18th Jan 10 at 22:35

We have had our mortgage offer today, after we got loads of miss information on the 3rd call today to A & L (first one i made) she passed it to a manager and assured me it would get seen today. We exchange Friday complete Tuesday next week, all being well. Turned out good as the public order notice will be out Friday so it won't give others time to scupper our bid (hopefully!).

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

25th Jan 10 at 20:35

We were meant to exchange today, guess what.... we didn't. Should be tomorrow now, hoping for an exchange and completion on the same day but i'll be happy to exchange just to get it off the bloody market.

Colin

Member

Registered: 4th Apr 02
User status: Offline

25th Jan 10 at 20:41

Theres always a lot of heel dragging whn it comes to buying a house, best thing to do is not get too excited & just leave it to the solicitor to sort out, thats what their paid for after all

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

26th Jan 10 at 21:02

Got it at last!

Joe

Member

Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline

26th Jan 10 at 21:03

Well played Carlos, bet your made up.

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

26th Jan 10 at 22:40

Yeah mate, relieved if nothing else. Been screwed over for 250 though for valuation fee we were meant to get back, which is a bit of a shitter. Also got to start messing about getting rid of the prepaid meters for both gas and electric and all that kid of shit and get everything back on, I'm sure it will all be good fun.

Pop

Member

Registered: 8th May 03
Location: Reading
User status: Offline

26th Jan 10 at 22:42

Congratulations