RioVerde
Member
Registered: 23rd Apr 06
Location: Spondon, Derby
User status: Offline
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Went into back of a rover on a moped when i was 16 swapped details n he never rung me. I work at volvo and a bumper is about 600 just for the part swedish cars r so dear for parts.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by wakey1512
I Have the money, im on 1000 a month and got paid last week, i could give her the money there and then and hopefully thats it
She lives 2 doors down from me!!
Just make sure she signs for it or hand her a cheque. You want to be able to prove she received payment incase she claims off your insurance as well.
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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If its her hubbys, just ask for proof she is insured, i bet she has gone and got a quote to find out how much its gonna be cos she didnt have legit to be driving it, ive seen a few situations like that,
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Doug
Member
Registered: 8th Oct 03
User status: Offline
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She wouldn't want to go through insurance if she was un-insured though?
I would report it all to the insurance company and make sure you state she was driving it etc.
You pay for your insurance so may as well let them foot the bill.
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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quote:
Originally posted by Doug
She wouldn't want to go through insurance if she was un-insured though?
I would report it all to the insurance company and make sure you state she was driving it etc.
You pay for your insurance so may as well let them foot the bill.
let them foot the bill, which you then end up paying for anyway when they hike up your premium every year after
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jake_rob
Member
Registered: 25th Feb 09
Location: Offerton, Greater Manchester
User status: Offline
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dont even bother with insurance pay the £600 cause youll pay a lot more than that in insurance, or just dont bother with either and tell her to prove it
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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go through the insurance, you shouldnt have to pay your excess for tp damage. although if i was you id just claim for the lot including the damage to your car too
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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We saw it with one of our customers, she saw you were young, therefore wouldnt want to go through insurance, why would she not want to go through insurance? its more hassle for her to take the car away to be repaired than getting the insurance to sort it, its more of a scare tactic used, i would do the same if i didnt have any right to drive it,
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kazazza
Member
Registered: 5th Oct 09
Location: Herne Bay, Kent
User status: Offline
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Fuck giving this stuck up hoe £600 which she prob wont even bother using to repair her car. Id go thru the insurance. Bet she saw big dollar signs when you went up the back of her! Don't give her the satisfaction mate.
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John
Member
Registered: 30th Jun 03
User status: Offline
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I don't know why people always argue the point in these cases.
She's perfectly entitled to a new bumper fitted at Saab(or whatever other make mr 'it's a vectra in drag') which probably wouldn't leave any change from £600.
Get some insurance quotes with a fault crash on them, It might not make as much of a difference as you think.
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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quote:
Originally posted by lee_wee
go through the insurance, you shouldnt have to pay your excess for tp damage. although if i was you id just claim for the lot including the damage to your car too
he would have to pay the excess, the excess is the 1st however much of any claim, if he claims for damage to his car aswell, then the price of the claim goes up so does his future premiums. next time he wants to take insurance out the insurance company will probably want to know the cost of the claim so why would he want to push it up as high as possible?
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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quote:
Originally posted by John
I don't know why people always argue the point in these cases.
She's perfectly entitled to a new bumper fitted at Saab(or whatever other make mr 'it's a vectra in drag') which probably wouldn't leave any change from £600.
Get some insurance quotes with a fault crash on them, It might not make as much of a difference as you think.
Why is she entitled to a Saab bumper? Most insurers dont even use main agent bodyshops because of the price, 
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John
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Registered: 30th Jun 03
User status: Offline
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If someone hit me and I decided it required a new bumper I'd be taking it to wherever I wanted and use whatever parts I wanted.
Why should you get pattern parts when someone hits you
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by bigjim172000
quote:
Originally posted by John
I don't know why people always argue the point in these cases.
She's perfectly entitled to a new bumper fitted at Saab(or whatever other make mr 'it's a vectra in drag') which probably wouldn't leave any change from £600.
Get some insurance quotes with a fault crash on them, It might not make as much of a difference as you think.
Why is she entitled to a Saab bumper? Most insurers dont even use main agent bodyshops because of the price,
i work in insurance, shes perfectly entitled by law to go wherever she likes for the repairs
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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yes i know she is, BUT insurance companies CAN be pains in the arse. Im not saying all. I should know, weve had to deal with them many many times trying to help customers claim. We have a bloke around here, works in a yard, no buildings or anything, basically a breaker and he is insurance approved lol. Depending on how old her Saab is, they may well just end up writing it off at that price 
[Edited on 02-11-2009 by bigjim172000]
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by shaunmods
Its completly upto her what happens really. If shes had a quote for £600+ I'd just let her go through the insurance if I was in your position.
Hit the nail on the head there, its HER decesion, you hit HER, £618 for a bumper, people saying thats a rip off, at a Saab dealer, probly about right for bumper, painting, fitting etc.
You people dont understand how much realistic things cost, someone ran into back of my mates mum other month, i got hear a quote for a new bumper, just short of £200, thats for a 1.1 N reg 106.
Think if the you were the person that was hit, would you say oh its just a chip, forget about it, not gonna happen is it.
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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BUT we are presuming she does need a rear bumper, the chap who hit her says its just chipped paint, so why does she need a new bumper?
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by John
If someone hit me and I decided it required a new bumper I'd be taking it to wherever I wanted and use whatever parts I wanted.
Why should you get pattern parts when someone hits you
Exactly, people just think cause its not there car it doesnt matter. Pfft. Damn idiots!
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John
Member
Registered: 30th Jun 03
User status: Offline
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How do we know she doesn't?
It's not as if crash reports on here are always 100% accurate.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by bigjim172000
BUT we are presuming she does need a rear bumper, the chap who hit her says its just chipped paint, so why does she need a new bumper?
Its up to her, if its chipped, will need filler, would you want that? No, youd want a new bumper.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by bigjim172000
Why is she entitled to a Saab bumper?
Because someone has stacked into the back of her car which has caused her current bumper to be damaged.
If someone crashed into you then told you they'd only pay for non-genuine parts that never fit 100% I imagine you'd have something to say about it 
Best thing to do is get a few insurance quotes with the claim, see how much extra it'll cost, bearing in mind it'll be the next 3-5 years that will be affected because that's how long you have to declare it for. Don't forget your excess on top too, and see if it's worth going through the insurance, if it isn't, agree for her to get the bumper from Saab and you actually go in to the dealership and pay for the work and get an invoice, that way you know that your money is actually going to repair the damage you caused rather than buying her a few pairs of shoes 
I had a crash a while back and got really lucky, I damaged 2 doors, rear quarter and sill on a Peugeot Expert van, he said if I replace the side loading door (which took the brunt of the impact) he'd leave the insurance out of it. I bought a second-hand door off Ebay for £135, the same day it got delivered I realised his van had windows all round and the door I'd bought didn't  Rang him up, he said don't worry about it I can do without that window. So I dropped the door off at a bodyshop round the corner from me after a quote of £140 to respray and fit it. Fella dropped his van off, I nipped in to pay just before the job was complete and that was the last I heard of it.
I got a price for a door from Peugeot and even at mates rates it was still around £400 un-sprayed. Could've ended up costing me well over a grand if he'd been arsey but there was no way I was going through my insurance cos that would've worked out even more and they'd have just wrote the van off 
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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If it was my saab you wouldn't even get the out of insurance option, i'd want it properly checking under the bumper to make sure there was no structural damage as well as a brand spanking bumper.
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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quote:
Originally posted by AndyCorsaSport
quote:
Originally posted by bigjim172000
BUT we are presuming she does need a rear bumper, the chap who hit her says its just chipped paint, so why does she need a new bumper?
Its up to her, if its chipped, will need filler, would you want that? No, youd want a new bumper.
Plastic bumpers flex, so the paint has obviously chipped/flaked off. If the bumper was prepped and resprayed, whats the difference?
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bigjim172000
Member
Registered: 3rd May 05
Location: New Buckenham, Norfolk
User status: Offline
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quote:
Originally posted by Carl
If it was my saab you wouldn't even get the out of insurance option, i'd want it properly checking under the bumper to make sure there was no structural damage as well as a brand spanking bumper.
If it was mine, and it was only a chip in the paint, i wouldnt give a damm, buy me a drink and its sorted, afterall, the bumpers only going to get stone chips over time
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by bigjim172000
quote:
Originally posted by AndyCorsaSport
quote:
Originally posted by bigjim172000
BUT we are presuming she does need a rear bumper, the chap who hit her says its just chipped paint, so why does she need a new bumper?
Its up to her, if its chipped, will need filler, would you want that? No, youd want a new bumper.
Plastic bumpers flex, so the paint has obviously chipped/flaked off. If the bumper was prepped and resprayed, whats the difference?
I know they flex, but trust me, they dont just pop back into shape, its my job, i know what bumpers do
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