Just put a deposit on a Corsa VXR and now the Mrs is going mad - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

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alan-g-w

Member

Registered: 9th Nov 07
Location: Glasgow
User status: Offline

26th Aug 09 at 15:36

What's PCP?

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

26th Aug 09 at 15:37

contract purchase iirc

mattk

Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline

26th Aug 09 at 15:37

Isnt PCP like contract Hire?

mattk

Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline

26th Aug 09 at 15:37

Yeah that

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

26th Aug 09 at 15:39

it's basically what i have on the focus, minimum guaranteed future value, fixed monthly payments for a term, give the car back when you're finished or sell it on.

other companies may be different.

FAZ

Premium Member

Registered: 24th Nov 07
Location: Coventry
User status: Offline

26th Aug 09 at 15:40

i though matt was talking to himself there ^^^. could just see this organe dot out the corner of my eye, didnt realise was bens focus haha

sorry for hijacking

tell her to gtf btw

Jay

Member

Registered: 26th Sep 04
Location: Liverpool
User status: Offline

26th Aug 09 at 15:44

As Ben G says, I've got a 4k loan which Ive still got 2 years left of paying which I took out to settle my car finance, sold the car ages ago... its shit! Mines only £100 a month though, fuck paying £250 for 60 months, that WILL get tiring!

A2H GO

Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline

26th Aug 09 at 15:46

quote:
Originally posted by whitter45

quote:
Originally posted by Ben G
248 x 60 works out at 14880 so you're paying almost 4k on interest for the payments?

exactly

PCP would have been much better

Thats probably why they reduced it to 11k to make the difference on finance

TBF my credit history is not brill due to a default for not paying my o2 phone bill 3/4 years ago so im always going to pay interest.

Ive had it over 60 months like with all my previous cars but usually trade in after 2-3 years and clear the finance.

[Edited on 26-08-2009 by CorsAsh-Sport]

A2H GO

Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline

26th Aug 09 at 15:50

quote:
Originally posted by Graham88
Oh my, could have had an Arctic for that

Nice cars though, but think it all sounded too good to be true

I wish, cheapest Artic was £15k, nealy £100pm more.

John

Member

Registered: 30th Jun 03
User status: Offline

26th Aug 09 at 15:55

They've not really given you a good deal, that'll have beenvsome bonus on getting 4k interest over 5 years. They've sold an 11k car for 15.

Simon

Member

Registered: 24th Apr 03
Location: Oxfordshire
User status: Offline

26th Aug 09 at 15:57

I've never really used finance so what's the relevance of saying they will do the car for £11K if you are paying £15K?

John

Member

Registered: 30th Jun 03
User status: Offline

26th Aug 09 at 15:57

Makes people think they've got a good deal.

A2H GO

Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline

26th Aug 09 at 15:58

quote:
Originally posted by Simon
I've never really used finance so what's the relevance of saying they will do the car for £11K if you are paying £15K?

Suppose its just the fact that most people havent got £11k cash.

Colin

Member

Registered: 4th Apr 02
User status: Offline

26th Aug 09 at 15:59

Just dump her mate

mattk

Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline

26th Aug 09 at 16:03

let her get over it, enjoy the car and dont worry about the interest

A2H GO

Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline

26th Aug 09 at 16:03

quote:
Originally posted by Colin
Just dump her mate

Now theres an idea

richc

Member

Registered: 24th Mar 07
Location: Ilkeston
User status: Offline

26th Aug 09 at 16:05

She has to be fit, she has a mini " sterotype"

Pics, to stop discrimination?

Colin

Member

Registered: 4th Apr 02
User status: Offline

26th Aug 09 at 16:07

Best thing you can do is get a joint account & put in an equal amount each per month to pay for the household bills. Anything over and above is your to do as you wish. That's what me & Jade do so theres no silly squabbles about who can pay what for a car etc. Its your car, nothing to do with her

A2H GO

Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline

26th Aug 09 at 16:22

quote:
Originally posted by Colin
Best thing you can do is get a joint account & put in an equal amount each per month to pay for the household bills. Anything over and above is your to do as you wish. That's what me & Jade do so theres no silly squabbles about who can pay what for a car etc. Its your car, nothing to do with her

Thats exactly what we do mate.

Twiggy

Member

Registered: 15th Oct 04
User status: Offline

26th Aug 09 at 16:31

My mrs takes all my money and spends it... I am sat here in a Umbro trackky she got cheap from work FFS

A2H GO

Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline

26th Aug 09 at 16:35

quote:
Originally posted by Ben G

it's basically what i have on the focus, minimum guaranteed future value, fixed monthly payments for a term, give the car back when you're finished or sell it on.

other companies may be different.

Thay said i can still go on PCP if i wanted, it would work out at £277pm over 3 years. They did say that its works out roughly the same to go on a 5 year HP and trade in after 2.5-3 years and settle the outstading balance. Personally for me the payments are more manageable at £248 over £277.

Colin

Member

Registered: 4th Apr 02
User status: Offline

26th Aug 09 at 16:45

quote:
Originally posted by CorsAsh-Sport

quote:
Originally posted by Colin
Best thing you can do is get a joint account & put in an equal amount each per month to pay for the household bills. Anything over and above is your to do as you wish. That's what me & Jade do so theres no silly squabbles about who can pay what for a car etc. Its your car, nothing to do with her

Thats exactly what we do mate.

Well then whats she moaning about??

Better spent on a car than down pub/strippers/bookies/casino/smack den/hookers/horses.....etcetcetc

mattk

Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline

26th Aug 09 at 16:47

quote:
Originally posted by Colin
Better spent on a car than down pub/strippers/smack den/hookers/

disagree

x14xe sport

Member

Registered: 27th Apr 09
User status: Offline

26th Aug 09 at 16:53

quote:
Originally posted by mattk

quote:
Originally posted by Colin
Better spent on a car than down pub/strippers/smack den/hookers/

disagree

fir3vip3r

Member

Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline

26th Aug 09 at 16:58

[dizzyrebel] tell her shes fat, and to lay off the pies!!! [dizzy]

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Corsa Sport » Message Board » General Chat » Just put a deposit on a Corsa VXR and now the Mrs is going mad

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