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Author Car insurance=biggest legalised con!
mattk
Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline
16th May 09 at 15:18   View User's Profile U2U Member Reply With Quote

come and pick me up when you do
mwg
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Registered: 19th Feb 04
Location: South Lakes
User status: Offline
16th May 09 at 15:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nic Barnes
you pay 2k to insure a 1.6 ibiza? the price isnt as rediculous as the fact that you pay it for a 1.6


crazy isn't it
Nic Barnes
Member

Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
16th May 09 at 15:30   View User's Profile U2U Member Reply With Quote

the car wont be worth the price of the insurance. its stupid. i coudlnt justify it, especially as its only a 1.6 ibiza.
Chris x
Member

Registered: 11th Sep 08
Location: Bexhill
User status: Offline
16th May 09 at 16:31   View User's Profile U2U Member Reply With Quote

Just paid £1700 for my 1.6 Sport 18yrs old. TPF&T. My first own policy. Did it monthly which pushed it up to £2000. Only have 1 more month to pay then I think it goes down to £1400 FC with one non fault accident @ 19yrs old.

[Edited on 16-05-2009 by Chris Corsa B]
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
16th May 09 at 16:32   View User's Profile U2U Member Reply With Quote

To insure me for 11 months on my old mans Picasso was £150 extra. Personally i think it's pathetic considering i paid £290 for my own fully comp policy.
Rob B
Member

Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
16th May 09 at 17:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ricky352
They are all bastards lol.

I was insured on a Sport with Quinn, the policy was due to end in august. Got an old GTE so phoned them to change the cars over and they told me I will have to cancel my policy as they dont insure cars over 20 years old!!!!!!!!!!!!!

I agree, I think they just make the numbers up. My mate lied to a company recently about a quote he had from a rival company so they dropped their price lol


If there underwriter has certain clauses stating what they can and cant insure then there is nothing they can do.

Remember there only a brand, not the actual insurer
moka
Member

Registered: 11th Mar 06
User status: Offline
16th May 09 at 17:52   View User's Profile U2U Member Reply With Quote

When i was 17 it was i think £800 FC (named driver)
18 - £690 named
19 - £600 named
20 - £500 named
21 - £630 own policy TPFT all mods / drive any other car FP euro cover personal cover.

Up to 20 was a 1.0 corsa
21 + 1.4 Sport
Jay
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Registered: 26th Sep 04
Location: Liverpool
User status: Offline
16th May 09 at 18:38   View User's Profile U2U Member Reply With Quote

I'm with Admiral and they wanted an extra £300 for the remaining 2 months cover, which would of been about £180 a month for a Vectra V6, cancelled the policy and took a new one out with them and it was £600 for the year. Wasnt arsed about the extra NCB as it only reduced it by £30, so wasnt worth paying the extra just to get it.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
16th May 09 at 22:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matty G
quote:
Originally posted by Nic Barnes
you pay 2k to insure a 1.6 ibiza? the price isnt as rediculous as the fact that you pay it for a 1.6


crazy isn't it


Yup, sucks getting insurance at 17. When I was shopping round before getting my first car, it was only about 100-200 quid cheaper to insure a 1.2 16v corsa. Once my 1 years NCB bonus comes through in june my insurance more than halfs! (different company) And its even cheaper to insure a mk4 ibiza 130 diesel, which I'm getting when money allows

richc- yeah it is tom

[Edited on 16-05-2009 by antnee]
Limecat
Banned

Registered: 25th Jun 05
Location: The Internet
User status: Offline
16th May 09 at 22:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Bonney66
And the police wander


It's a long time since I last spotted a bobby on the beat!
Ash_EP3
Member

Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
16th May 09 at 22:24   View User's Profile U2U Member Reply With Quote

It is true insurance companies must be laughing, if you never make a claim and your paying them all that money that seems like a good deal to me
Gareth
Member

Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
User status: Offline
16th May 09 at 23:39   View User's Profile U2U Member Reply With Quote

always a pants down job changing mid policy if your young!
drbeansri
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Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
17th May 09 at 09:11   View User's Profile U2U Member Reply With Quote

try bell. always been good for me..

Astra gsi turbo - 21 - 2yrs ncb - 1Claim - just shy of 1300
Jambo
Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
17th May 09 at 09:31   View User's Profile U2U Member Reply With Quote

i love how they charge you to add modifications to the car but wont replace them in the event of a claim. Thats just fraud!
antnee
Member

Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
17th May 09 at 14:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jambo
i love how they charge you to add modifications to the car but wont replace them in the event of a claim. Thats just fraud!


too true
dangermouse2503
Member

Registered: 12th Mar 09
Location: Golborne, Wigan
User status: Offline
17th May 09 at 18:13   View User's Profile U2U Member Reply With Quote

Insurance companys are professional conmen.
I just went through all this renewal crap four weeks ago.
I've been with performance Direct for the past three years and I've paid 1100quid, then 1000quid then my last years quote was 790. I decided to shop around and found Privelage(through Confused.com) over half as cheap at 367quid, all mods declared and three years no-claims bonus.
I rang Performance Direct to tell then I wasnt renewing with them and told them the quote I recieved. They assured me they could beat it but I made it very clear to them that I was NOT renewing with them. The swines still went ahead and attempted to take 300quid out of my account after swapping to Privelage.
When I rang them they had the cheek to say that I had said YES to my renewal with them. They had quoted me 700 to renew, they had an alternative renewal quote for 625 with another company and when I checked Confused.com they were quoting me 527 as a new customer with them. I strongly advise steering clear of this company as, when I rang upto complain I got an arrogant manager who could only patronise me.
Lesson learned is to shop around for the best quote when your renewal is due, dont show faith in your present insurance company because they dont give a shite as long as there making a mint!

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