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Author HBOS
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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17th Sep 08 at 11:56   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robbo
Indeed, however this time i am correct, they wouldnt entertain the idea of a 'merger' if they weren t in massive massive trouble, a run on them wasnt far away this morning before this news broke

I know what you're saying, but I sincerely don't think they'll go under. I'll find out in an hour and get back to you if I get handed my P45
James
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Registered: 1st Jun 02
Location: Surrey
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17th Sep 08 at 11:57   View User's Profile U2U Member Reply With Quote
I would be amazed if they went under.
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 11:57   View User's Profile U2U Member Reply With Quote
They clearly were expecting it else they wouldnt be being bought up would they
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 11:59   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James I would be amazed if they went under.
They wont go under cos lloyds have bought them (remember, mergers are a theory not a reality)... If they hadn t have been bought then who knows but they clearly weren t willing to find out! Which suggests they expected a run followed by going down the pan
Pete_vxl
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Registered: 24th Nov 06
Location: Lochgelly, Fife
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17th Sep 08 at 12:00   View User's Profile U2U Member Reply With Quote
i would have got payed off, good times, but we've been saved, bad times
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 12:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Pete_macari
i would have got payed off
Using what exactly?
Pete_vxl
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Registered: 24th Nov 06
Location: Lochgelly, Fife
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17th Sep 08 at 12:05   View User's Profile U2U Member Reply With Quote
cant break my contract without displacing me or givin me monies. they would have to scrape it together
Pete_vxl
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Registered: 24th Nov 06
Location: Lochgelly, Fife
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17th Sep 08 at 12:05   View User's Profile U2U Member Reply With Quote
or high street vouchers hah!
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 12:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Pete_macari
cant break my contract without displacing me or givin me monies. they would have to scrape it together
Youre not familiar with the rules of liquidation then?
Pete_vxl
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Registered: 24th Nov 06
Location: Lochgelly, Fife
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17th Sep 08 at 12:07   View User's Profile U2U Member Reply With Quote
surely though they cant let hundreds of thousands of people go without payin owt?
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 12:09   View User's Profile U2U Member Reply With Quote
Well in theory no and you'd get something more than likely but if theres no money there then theres no moeny there

its significantly more complex than to say they go under and you get made redundant and therefore get paid off... they go under and you just have no job, if you get paid then lucky you but theres no guarantee and you certainyl shouldnt want your employer to go under (which thye arent, cos theyve been bought)
James
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Registered: 1st Jun 02
Location: Surrey
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17th Sep 08 at 12:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Pete_macari
surely though they cant let hundreds of thousands of people go without payin owt?


Not been following the Lehman story?

Most UK employees didn't even get their latest salary.
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
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17th Sep 08 at 12:23   View User's Profile U2U Member Reply With Quote
hmm ive money saved in my halifax account, should i be worried
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 12:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by corsa-sxi
hmm ive money saved in my halifax account, should i be worried
no and for gods sake dont go and withdraw it!
James
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Registered: 1st Jun 02
Location: Surrey
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17th Sep 08 at 12:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by corsa-sxi
hmm ive money saved in my halifax account, should i be worried


No, the government will cover up to £35k.
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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17th Sep 08 at 12:26   View User's Profile U2U Member Reply With Quote
Yes, go and take it all out now, quick, run, ahhhhhhhhh, pannnnnnnnnnnnnnic.
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
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17th Sep 08 at 12:26   View User's Profile U2U Member Reply With Quote
lol i dnt have that much haha, im getting worried now, i have no idea how the finance sector works, HBOS does own halifax right
James
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Registered: 1st Jun 02
Location: Surrey
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17th Sep 08 at 12:27   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by corsa-sxi
lol i dnt have that much haha, im getting worried now, i have no idea how the finance sector works, HBOS does own halifax right


Yes. It will be fine, don't worry.
AndyKent
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Registered: 3rd Sep 05
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17th Sep 08 at 12:29   View User's Profile U2U Member Reply With Quote
'H'alifax 'B'ank 'O'f 'S'cotland
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 12:34   View User's Profile U2U Member Reply With Quote
Not to be confused with Royal Bank of Scotland (RBS) who own NatWest (and The Woolwich IRIC?)

Nor Clydesdale Bank as some random Scotsman got stumped by ion the news last night
AndyKent
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Registered: 3rd Sep 05
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17th Sep 08 at 12:37   View User's Profile U2U Member Reply With Quote
No, Woolwich are Barclays mate.
James
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Registered: 1st Jun 02
Location: Surrey
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17th Sep 08 at 12:47   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by aPk
No, Woolwich are Barclays mate.


Yep, they are Barclays' mortgage arm.
Robbo
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Registered: 6th Aug 02
Location: London
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17th Sep 08 at 12:48   View User's Profile U2U Member Reply With Quote
Ah yes, good spot
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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17th Sep 08 at 12:50   View Garage View User's Profile U2U Member Reply With Quote
I've arrived at work, without being turned away...So it seems we're safe just now
James
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Registered: 1st Jun 02
Location: Surrey
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17th Sep 08 at 13:03   View User's Profile U2U Member Reply With Quote
Yeh Eck you'll be fine

http://news.sky.com/skynews/Home/Business/Halifax-Bank-Of-Scotland-In-Merger-Talks-With-Lloyds-TSB/Article/200809315101162?lpos=Business_Carousel_Region_0&lid=ARTICLE_15101162_Halifax_Bank_Of_Scotland_In_Merger_Talks_With_Lloyds_TSB

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