Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by Cosmo
Its for quoting lessons.
 PMSL
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Ive got :
Mortgage - not really debt, most people one!
Student loan - not really debt, most people have one!
Small loan to pay my car up instead of paying outright....I prefer to keep money in my bank account than clear it out!
3yrs 0% on a Sofa - not an issue!!
Overall pretty good I think!?
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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No debt, £3k in the bank for a rainy day/stupid idea.
I was always taught to work hard and save for what i wanted. 
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Mertin
Member
Registered: 12th Oct 05
Location: Scotland
User status: Offline
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Iv got a £1500 student overdraft still to pay off, interest free though and im earning £1k a month so not too bothered tbh
Away to get a 8k loan though, or finance £7k for a new car
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WATSON
Member
Registered: 16th Jun 05
Location: Fife, Scotland
User status: Offline
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im just shy of 1k 
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Owe about £2k for the rest of my car, but I have triple that in the bank (the finance was 0% so no point paying it back). Thats all I have.
Hoping to get a mortgage in the next 18 months, but don't see that as bad debt. If I had any credit card debts I'd be worried, but always pay mine off in full.
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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Just under 7k loan, got my car up for sale though and once I have bought a cheaper car hopefully only owe about 3k which I think is acceptable.
Go no credit cards
Anyone after an S3 
[Edited on 05-08-2008 by Ian W]
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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The only debt I have is my student loan, which as mentioned, isn't a real debt.
If I start on £18k and pay off about £250 in the first year, I'm not really bothered
I don't have any credit card debts, overdrafts or anything, which isn't bad for a student. One of my mates mates at Uni lives off his overdraft from year to year  I couldn't do that.
No doubt I'll have a mortgage and possibly car finance debt in the future, but they're the only debts I will have.
I believe in saving for what I want etc.
My other debt is a mountain of gratitude for my parents though
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Corsagarl
Member
Registered: 13th Jul 08
Location: Notts/Northants
User status: Offline
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I am not debt, wouldn't like to be either
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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just my mortgage
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R Lee
Member
Registered: 15th Aug 03
User status: Offline
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About £220k including mortgage 
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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£3k cards, loan
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RCS
Member
Registered: 26th Jan 05
Location: Lichfield/Dundee
User status: Offline
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Got £1.6k overdraft and about £13k student loan.
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antoni
Member
Registered: 30th Dec 07
Location: irlam, manchester
User status: Offline
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£43 overdraft
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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None for me
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xa0s
Banned
Registered: 4th Mar 08
Location: Dartford, Kent Car: Turbo'd Fabia vRS
User status: Offline
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I'm £2k in debt but that's 'cus I was in hospital for months with no pay. I just used the overdraft up and now I'm struggling to clear it as the R6 is taking up quite a bit of dollar! New gearbox this weekend too.
It'll be gone soon -- I'm not one for debt.
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SAL
Premium Member
Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
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No debt's but allway's skint
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