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Author Right where do i stand?? Update!!
John
Member

Registered: 30th Jun 03
User status: Offline
28th Jul 08 at 20:20   View User's Profile U2U Member Reply With Quote

That would be fine, if you wanted to go through insurance we'd do it that way, i'd still take the car where I wanted.
Phi
Member

Registered: 8th Jan 07
Location: South
User status: Offline
28th Jul 08 at 20:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Iain M
quote:
Originally posted by Corsa_phi
what atcually cost £200?


The scuff on the bumper blown in to match the rest of the bumper.


£200 to get a scuff just blown over, jeezze

have you got anything in writing that you two have agreed not to go through insurers and do it all private?

tbf you could just deny ever talking to him etc if you really want to be awkward ovbiously dont do that
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Richie B
I'd just pay up. He won't have a receipt, just as you wouldn't unless you went to the dealer or something.

You've avoided the insurance and I'm sure £200 is better to you than increased premiums, loss of ncb etc.

He will have added a few quid on, but regardless of that, you'd be really pissed off yourself if you'd paid £x to repair and are still to get the money back from the other party who caused the damage.


So your saying if you backed into someone you would just hand money over with out seeing any sort of receipt.
Richie B
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Registered: 18th Apr 04
Location: Newcastle
User status: Offline
28th Jul 08 at 20:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by _Allan_
quote:
Originally posted by John
I'd be going where i wanted if somebody else was paying.


You wouldn't though because if it was me I'd at least like to see a couple of quotes to see what it would cost on average. Not letting you take it your 'mate' to inflate the price. I'd rather go through the insurance than get stitched up. Then again a claim like that wouldn't do much for my premiums. Not so sure when I was younger


A claim's a claim though, regardless of cost. They don't say "ah well, he only cost us a ton, so we won't put his premium up". You still lose ncb unless protected.
Hammer
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Registered: 11th Feb 04
User status: Offline
28th Jul 08 at 20:21   View User's Profile U2U Member Reply With Quote

I'd give the guy his 2 ton and be done with it. If it was me that got hit id also tell the person that hit me the correct price without adding anything on though, this is why im a pauper.
John
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Registered: 30th Jun 03
User status: Offline
28th Jul 08 at 20:22   View User's Profile U2U Member Reply With Quote

Whats all this blown in as well?

If somebody hit my bumper i'd be getting the whole thing sprayed because i'd always be able to see it had been blown over, easily 200 quid from an official place.
_Allan_
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Registered: 24th Mar 04
User status: Offline
28th Jul 08 at 20:22   View User's Profile U2U Member Reply With Quote

Fair enough John but I'm trying to get at what Cosmo is saying. Fine if you wish to use your 'fav' bodyshop but I'd just like to to see the price and some comparible quotes. Even if a few were cheaper but you insisted on taking it to 'your' place then I wouldn't automatically say no. It's just nice to have the price all laid out before you decide to cough up or go the insurance route.
Iain M
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Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Richie B
It's possibly cash in hand or a little independant fella that's done it. He won't give him a receipt.

Why the stance of no receipt, no payment? He's out of pocket for damage someone else caused.


Because the damage he got fixed isn't worth £200 fucking pounds!!
John
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Registered: 30th Jun 03
User status: Offline
28th Jul 08 at 20:23   View User's Profile U2U Member Reply With Quote

How is it not?

Are you a professional car body repairer?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
28th Jul 08 at 20:23   View User's Profile U2U Member Reply With Quote

I bet it would have been £200 in an Isuzu dealer.

I wouldn't pay until I'd have at least seen a receipt though.
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
28th Jul 08 at 20:23   View User's Profile U2U Member Reply With Quote

if he was honest then he would meet up and say 'alright mate here is the receipt for the work from the garage etc etc' then hand over the cost
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
28th Jul 08 at 20:24   View User's Profile U2U Member Reply With Quote

is he a pikey?

see if his vehicle is on the insurance database
_Allan_
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Registered: 24th Mar 04
User status: Offline
28th Jul 08 at 20:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Richie B
A claim's a claim though, regardless of cost. They don't say "ah well, he only cost us a ton, so we won't put his premium up". You still lose ncb unless protected.


Me personally I have protected and 11 years so couldn't care. I'm still not saying I wouldn't rather pay the £200 anyway to save the hassle. I'd just want to know up front that's all.
Richie B
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Registered: 18th Apr 04
Location: Newcastle
User status: Offline
28th Jul 08 at 20:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Iain M
quote:
Originally posted by Richie B
I'd just pay up. He won't have a receipt, just as you wouldn't unless you went to the dealer or something.

You've avoided the insurance and I'm sure £200 is better to you than increased premiums, loss of ncb etc.

He will have added a few quid on, but regardless of that, you'd be really pissed off yourself if you'd paid £x to repair and are still to get the money back from the other party who caused the damage.


So your saying if you backed into someone you would just hand money over with out seeing any sort of receipt.


I said he won't even have a recepit. What self respecting company gives a receipt to "blow in"? They'd paint the whole bumper, surely. Which, if it was a dealer, could cost that.

He's obviously paid someone cash in hand for a job and is adding extra onto it. He could easily start being arsey and asking for petrol, money for his time in doing this, the time he's not had the car while it's been getting done.
Iain M
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Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:27   View User's Profile U2U Member Reply With Quote

Why should i shell out £200 on the CHANCE that its genuine. I wanted to go through insurance, thats what its there for. I am 25 it wouldn't of gone up that much. If it would i wouldn't of suggested it.

Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:29   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
How is it not?

Are you a professional car body repairer?


Because i know people who work in bodyshops andi know 2 painters the price i got was no where near £200.
Hammer
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Registered: 11th Feb 04
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28th Jul 08 at 20:30   View User's Profile U2U Member Reply With Quote

If you were that interested in going through insurance then you should have went through insurance in the first place, did the guy hold a gun to your head? Sounds to me as if you just want to snake the guy out of 200 quid tbh

[Edited on 28-07-2008 by Hammer]
Richie B
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Registered: 18th Apr 04
Location: Newcastle
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28th Jul 08 at 20:30   View User's Profile U2U Member Reply With Quote

So you basically want us to all agree that you should see the receipt?

Just giving views, not trying to be arsey.
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_phi
is he a pikey?

see if his vehicle is on the insurance database


A few people have said this, is the car even insured.
_Allan_
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Registered: 24th Mar 04
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28th Jul 08 at 20:34   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Iain M
quote:
Originally posted by Corsa_phi
is he a pikey?

see if his vehicle is on the insurance database


A few people have said this, is the car even insured.


Check:

http://www.askmid.com/askmid.aspx

but it's not 100% accurate. I wouldn't make any accusations based on that alone.

Tbh you have left it a bit late. I'd have followed up and seen where he is up to and how much it's likely to be. Might have softend the blow (in) a little
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Hammer
If you were that interested in going through insurance then you should have went through insurance in the first place, did the guy hold a gun to your head? Sounds to me as if you just want to snake the guy out of 200 quid tbh

[Edited on 28-07-2008 by Hammer]


I didn't go through the insurance as i thought that he wouldn't fleece me and that he was a genuine guy.

And i don't just want everyone to agree with me, i wanted to know whether i was in the wrong for asking for a receipt thats all!!
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
28th Jul 08 at 20:41   View User's Profile U2U Member Reply With Quote

I know for a fact if i asked someone for £200 without proof i would get told to fuck right off.
John
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Registered: 30th Jun 03
User status: Offline
28th Jul 08 at 20:43   View User's Profile U2U Member Reply With Quote

Not if the person had a realistic idea of what it would cost for somewhere reputable to paint a full bumper and not 'blow it in'
Phi
Member

Registered: 8th Jan 07
Location: South
User status: Offline
28th Jul 08 at 20:45   View User's Profile U2U Member Reply With Quote

i didnt even get £200 as a price for when i was trying to find somewhere to get a bumper painted - private person and private garages
his point is £200 is alot of money to just hand over to someon who is being funy about showing a receipt of the work
if it was me - id make sure i got a receipt just so i had somthing to give the person who owed me the monies for repair.

[Edited on 28-07-2008 by Corsa_phi]
Rob_Quads
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Registered: 29th Mar 01
Location: southampton
User status: Offline
28th Jul 08 at 20:46   View User's Profile U2U Member Reply With Quote

I think you have to bite a bullet or pay up. He doesn't have to show you any receipt.

Your paying him compensation for damage to the car - that doesn't necessarily mean just the cost of getting the bumper repaired. Basically IF you not going through insurance its up to him what he thinks he wants to charge you.

IF your not happy with that - fully within your rights you can go through the insurance.


As for £200 for a bumper - You go into any high street dealer and I bet it would cost that much at least to get it repaired.

Quotes from mates and personal quotes are always WAY less than insurance quotes as they know they will get cash there and then rather than in 2/3/4 months it might take for the insurance company to pay the bodyshop.

IF you do pay make sure you get a receipt and on it it says it says what its for that that by taking the payment they are closing the issue

[Edited on 28-07-2008 by Rob_Quads]

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