corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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i dnt reallt spend my wage, phone 30, gym 30, petrol 160ish a mnth, rest stays in the current account, i live at home, so dnt pay rent, lol, dnt really drink so i have a lot left over end of mnth and it stays there, current account pays me about 10 quid interest a mnth lol
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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Save £75 a week from my wage, then 50 for rent, and then the rest is just for me to use when I need it.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Gym £20
Mum and Dad £80
Car £160
Thats all I have, I dont count deisel, drink or food cause at the moment they are luxuries
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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Wow some people spend loads on fuel a month 
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I'm spending 350 - £400 a fuel a month without even going out anywhere.
Just about had enough!
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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i still live at home with my parents im 21 and have a shit job and a shit wage but im loking for a new job atm & trying to save up for a new car,i put around £80-£100 a week away which is a struggle at times.
my monthly out goings is phone bill.gym & protein money,board,car insurance & chip in with the internet & sky prices.
my target is £3000 by jan 2009 but if i keep doin what im doin i should have around £4000.
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by John G im thinking i set up a direct debit to my savings of say 150 so it goes out with my other bills on the 1st, and if i have more left over at end of month ill put that away
great minds john lol
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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Me and the missus put 1k a month away between us. been doing so for a while now.
Its for our house tho 
Adult GiftsClick here to vist us
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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Had things to save for this year so have saved but spent it all on the things I've saved up for e.g. Holidays / Spending money etc.
After that I'l be putting atleast £500 a month away fingers crossed towards the new car fund!
I can only save for something I intend to buy, as its more pleasing to pay for it yourself than bang it on a credit card / loan!
So if I don't have something in mind to buy I'l end up just throwing a whole months wage away on anything and not realising its gone!
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Nah I'm shit. Only reason I saved money last month was cause I didn't see anything I wanted. But otherwise if I see something I want I buy it. I need to start really.
I also have no clue where half my money goes. 
[Edited on 04-05-2008 by Graham88]
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morpheus22
Member
Registered: 10th Oct 05
Location: sheffield
User status: Offline
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i dont have any savings at all, im shit with my money tbh i come out with about £950+ a month and about £400 of that is paid out rent,direct debits,phonebill etc and the rest i just spend on shite
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John G
Member
Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Robbo
quote:
Originally posted by John G im thinking i set up a direct debit to my savings of say 150 so it goes out with my other bills on the 1st, and if i have more left over at end of month ill put that away
great minds john lol
needs to be done really, i only have a current account at the mo and a building society account, think i need to get opening a ISA really and doing the direct debit to that
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Thats exactly what I do... £150 DD into Savings on payday + any excess left over... baring in mind I have the car and flat to pay for on my own I'm quite pleased 
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cunningham
Member
Registered: 25th May 05
Location: Lochore, Fife
User status: Offline
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none all goes on house bills food and petrol
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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don't usually save but i don't really spend money on alcohol or anything as i don't really like it.
i will save money if i need to, but i have about £720 outgoings each month at the moment and everything else just gets left in the bank and i'll take it when i want/need it.
probably save about £850 a month just because i'm not silly with my money, which, when you add it up over a year, is a lot of money
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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 re-read that in 2 weeks
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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I dont have that many outgoings atm so i have plenty spare, i allwasy save around 150 each week to add on to my next wage so im never short of cash that way
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i know total outgoings will be about 900 quid
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notts.pirate
Member
Registered: 19th Feb 08
Location: east mids
User status: Offline
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im crap with money, i always manage to pay my rent/bills but never have any to save or when i have a few hundred in the bank i blow it on 'bargain' car parts i didnt relly need - im worse than a woman at a half price shoe sale
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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I've always saved cos of how I've been brought up, got left in charge of my own money from a very early age so if I wanted something, I had to buy it myself when I could afford it. Since buying my car I've generally just ended up saving up for things then when the money's there I buy whatever it is I've been saving for but since September I haven't really had a proper income and I've been living off previous savings, which wasn't a lot but it's amazing how little I actually spend.
I still live at home but don't technically pay house keeping, I do about 8 hours work a week for my dad unpaid instead, only really use my car for business use so petrol gets paid through the business, maybe put the odd tenner in here and there if I've been out for a drive or something. My phone barely gets used apart from business use so that comes out of the business, so it's just the odd bits that I buy, stuff for my car, clothes etc. although it's usually easier to avoid that by not going shopping, winner
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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I have started saving this year, put my student loans away and some of my wages i had left over, i also like a bet and have been winning quite a lot lately, so been putting that away also
Not really saving for anything in particular, although a big win would pay for my next car
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I'd like to think I'm good with money - I over pay my mortgage by £200 a month; after we've finished renovating I'll overpay by the maximum allowable of £499. Thats split between me and the missus though.
I don't like having less than £1500 in accounts here and there; especially with having a mortgage as if I quit/lost my job etc I'd like the buffer to pay the mortgage for a couple of months.
But in the last 6 months, the missus and I have put £13k into the house renovation but I see the house as a bit of a savings account
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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i save when i have to
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richardworrall
Premium Member
Registered: 20th Sep 05
Location: Derby
User status: Offline
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i have two jobs, my main 9-5 job covers all bills and expenses, my second weekend job goes straight into savings every month (between 300-500 depending on volume of work)
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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i saved 12k in 12 months, ran 2 cars etc on top too. Used that money to put into the house project, but as Im only spending about 700 a month on it the 12k hasnt been touched
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