willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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quote:
Originally posted by FlamingCorsa
i dont agree to debt, if your want something bad enough then u can save for it...........
much more rewarding when u own a car and not a bank also........
thats just my opinion tho, but i am a saver and not a spender!
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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i had a small loan from my dad as i bought my car when i was a lazy student. don't owe anything on it now though 
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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£0
Funnily enough I get satifaction knowing my £800 Vento is mine, and my mates £11k Audi A3 Sport is on a loan.
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eel
Member
Registered: 19th Oct 06
User status: Offline
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£0
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Dont REALLY owe that much, my nan gave me the money and gave me the choice to pay it back or not. I pay it back becuase realistaclly in life you have to.
I pay everything on my own without a debt though - insurance, tax petrol etc etc
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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I don't owe anything. I've thought about taking a loan out in the past but in reality i didn't see the point
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corsa_rob
Member
Registered: 22nd Jan 06
Location: Birmingham
User status: Offline
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£0...way it should allways be...rather have an older car that is mine than a 08 one with 10k debt to my name...having to sell it for 5k by the time i sell it lol...
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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i wouldn't hesitate on getting a loan if i loved the car, but the car i want is in attainable reach without a loan, so y'know
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LukeD
Member
Registered: 23rd Jan 07
Location: Shropshire
User status: Offline
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Hate the idea of owing money!
Got enough of it with university fees etc.
Owe 0k on car. even pay the insurance out in full at start of policy
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I have about £200 on my Credit Card at the moment. Car stuff etc. I could pay it off tomorrow if I wanted though 
Corsa 2.0 16v Vegas - Sold
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jr
Member
Registered: 20th May 02
Location: Kent
User status: Offline
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same phil
i could finish the car if i cained my credit card, no point though
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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i have owned my corsa and calibra outright and i took £2k ish to finance astra and ive payed over half it back.
Never understood how it feels different with finance or not. Makes no difference to me. End up paying the money?
Always a good thing to be in credit rather than debt. But nothing wrong with a bit of debt.
Credit cards are excellent tools and a wise way to purchase things due to the protection offered. Be mad not to have one imo.
Just dont be a dick with it
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JayCarr
Member
Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
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I owe £0, never even had a loan.
I prefer to pay for things outright.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I got £5000 finance at the end of may last year and by the end of may this year I will have £0 
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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0000's atm because of finance on the car and family loans, however family loans don't count, just pay them back when i can.
5k finance and payed off almost a grand in 4 months, not really worried as job security is good at the moment and i can easily afford repayments.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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My corsa got scrapped and i needed a car so i got a 2.5k loan, bought a 1.6 Corsa, then paying back the loan and paying insurance was too costly on apprentice wages, so i sold the 1.6 for another 1.4. I wish id just spent the full 2.5k on a decent car to start with, insted of spending 600 on car sound system stuff.
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Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
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£0
Saved up for a long time to buy my GSi
My old Sport was on finance though, car was up for £2,500, ended up paying £3,000 back
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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£0
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Patrick
Member
Registered: 25th Apr 02
Location: SE London
User status: Offline
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I owe about £6,000 on my car and always pay monthly on insurance.
I've always been a bit of a borrower. Don't see the harm in wanting something now instead of waiting to save, as long as you can comfortably afford the monthly payments.
[Edited on 02-05-2008 by Patrick]
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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£0.00
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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Around 10k, but i can afford repayments comfortably and have something to show for it, unlike debt where money dissapears and absolutely nothing to show for it.
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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Owed about 11k all in til the middle of April, Now i owe £400.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by Patrick
I've always been a bit of a borrower. Don't see the harm in wanting something now instead of waiting to save, as long as you can comfortably afford the monthly payments.
Same here, I don't think it's really debt if you can pay it back.
I'm selling my motorbike soon when I get the petrol tank back from the menders, then I need to give £500 of that to my dad because he paid half of the amount for my car for me.
I got a £1300 loan over a year for insurance, paid back 2 months now (£240). The reason for getting a loan instead of going monthly through the company, is it's slightly better on interest
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Zero.
Motorbike , Car and Insurance has always been paid off immediately.
I like knowing I don't owe anything.
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Seany
Member
Registered: 13th Dec 06
Location: Dunfermline, Fife : Drives Astra cdti Sri
User status: Offline
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£4000 on a loan for the car never miss a payment, and if im off sick or get sacked it will get payed for me, which is worth an extra £10 a month i think
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